Motor fleet insurance provides cover to your entire fleet of vehicles. It is designed chiefly for companies with a large number of vehicles. Of course, individuals with more than one vehicle can also opt for this insurance. Let’s get to know about filing a claim under motor fleet insurance.
What is motor fleet insurance?
Instead of insuring each vehicle separately, motor fleet insurance will provide one cover for the entire fleet. This is helpful because, in the event of damage to multiple vehicles, you do not have to file multiple claims with different insurers. If you own two or more vehicles, you should consider buying motor fleet insurance.
Filing a claim under motor fleet insurance
In the event of damage or loss to your vehicles, you will have to file a claim to avail of the benefits under the terms of the policy.
In order to file a claim under a motor fleet insurance policy, you will need the following information:
- Name of the policyholder
- Policy number
- Contact information
- Vehicle license plate number
- Car information
- Driver details
- Names and contact details of everyone involved in the accident, including witnesses, if any
- Any accident specifics you can remember
Click here to know what is covered under motor fleet insurance.
Further, you will need to fill the claim form which you can get from the insurance provider’s website.
Case study: Filing a claim after an accident
Dean owns a logistics business that delivers products across Panjim. The business has eight motor vehicles. Dean purchased motor fleet insurance for all eight vehicles.
Recently, one of the vehicles met with an accident while on its way to delivery. Following this, Dean filed an insurance claim. First, he contacted the insurer and provided details over the phone. Thereafter, he filled the insurance claim form, providing details about the claim, the vehicle, the driver, and a written report of the driver’s account of the accident. Then, he submitted the form to the insurance company for processing.
In due time, the insurance company processed the claim and paid out the sum.
About The Author
Bhavani
MBA Finance
With six years of experience in the insurance industry, Bhavani is a recognized expert in motor fleet insurance. As a dedicated writer for SecureNow, she crafts insightful blogs and articles that simplify the complexities of motor fleet insurance policies. She is passionate about educating businesses on the benefits and management of fleet coverage, making technical details accessible and practical. Their deep understanding of motor fleet insurance regulations and best practices ensures that readers receive up-to-date and valuable information, establishing Bhavani as a trusted voice in the insurance community.
