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What is Workers Compensation and how does it work?

The Workmen’s Compensation Act, 1923 makes it mandatory for an employer to compensate the worker and/or the worker’s family in case the worker dies, becomes injured, or suffers a disability during the course of his/her employment. If the worker suffers from any physical disability due to the nature of his employment. Then the employer becomes […]

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What are the major exclusions under Workmen Compensation Policy?

What are the major exclusions under Workmen Compensation Policy? A Workmen’s Compensation Policy provides financial protection to the employer in case the employee suffers an injury, death, or disability during the course of employment. The employer is liable to compensate the employee when he/she suffers an injury during the course of the employment. A Workmen’s […]

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What is Average Clause in Workers Compensation Insurance?

What is the Average Clause in Workmen Compensation Insurance? An average clause in workmen compensation insurance comes into play when the absolute number of employees changes during the term of the policy. The change in the number of employees can be due to the joining of new employees or the exit of old employees once […]

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10 Questions of Workmen Compensation Insurance Answered

Workmen Compensation Insurance is an employer’s liability insurance, which covers the employers’ liability to pay compensation to an employee or worker, injured on duty. This infographic explains the application of the insurance and when a compensation will become payable. It also provides the events when the policy is not applicable.

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