India is a country with different landscapes, including mountains, plains, deserts, plateaus, islands, and coasts. Exploring each part of India, right from snow-capped Himalayan mountains to spectacular sun-kissed beaches of the south, can be a marvellous experience. While you enjoy the beauty of nature, ensuring safety is also paramount. Unforeseen events during the trip can […]
Travel Insurance
Travel Health Insurance – Out-Patient Treatment and medical evacuation benefits
A travel health insurance policy offers coverage for medical contingencies or emergency evacuation situations whilst in a foreign country. These policies are referred to as international medical insurance or worldwide medical insurance policy across the globe. There are other benefits of travel insurance plans such as loss of baggage, flight delays, missed flight connections, etc. […]
Does your travel insurance policy cover Covid-19?
Covid-19 has penetrated every aspect of our lives, although travelling has become a fantasy now, there are unavoidable circumstances when travel becomes inevitable. The onset of Covid-19 has only re-iterated the importance of availing of travel insurance; to cover the medical costs in the unfortunate event of illness and the possible lockdown. Even flight cancellations […]
Buying travel insurance Plan? Here’s a checklist
Given the present scenario, travel may be off-limits, however, one thing that Covid has emphasised is the risk of contracting the virus during long flights seem to be higher. It is always scary to fall sick in a foreign country, more so with an infection that requires isolation. Most insurance companies extending travel insurance responded […]
Don’t forget to ‘pack in’ travel insurance before going on your next holiday
During a family trip to the London last month, Vijay Khurana, 35, an IT professional, met with an accident. He spent 15 days in the hospital, which could have cost him a fortune given the spiraling medical costs in the country. But what helped him tide over the medical expenses about finances was a travel […]
Buying student travel insurance in India is more cost-effective
Published in Mint on 21 July, 2015, Written by Abhishek Bondia My office provides medical cover up to Rs.3 lakh for the family. Should I take a top-up from the same insurer? —Vikram Gandotra Insurance companies offer two kinds of top-up covers. One is a group top-up plan, linked to the employer’s group insurance scheme, […]
How to select travel insurance
Last month as I was travelling to Germany for a business conference, my travel agent reminded me to buy a travel insurance policy. Germany is a Schengen country and Schengen countries necessitate valid overseas health insurance coverage when you visit. So, I searched and booked myself an international travel insurance plan. When I was searching […]
Travel Insurance: An umbrella for your rainy vacation
Travel Insurance: An umbrella for your rainy vacation My neighbor was traveling to Australia and had planned his trip for months. He had booked the travel tickets, made hotel accommodations and had planned his itinerary to the last possible detail. When I asked whether he’d bought a travel insurance policy, my friend didn’t have an […]
10 myths uncovered about travel insurance
A travel insurance policy is one that covers unforeseen financial losses which you might face when you are travelling. The policy covers all types of domestic and international travel and also cover a leisure trip or a business one. The coverage offered under a travel insurance plan is very relevant as you might face unavoidable […]
What doesn’t your travel insurance plans cover?
Travel insurance plans cover most of the contingencies which you might face when you are travelling. It takes care of your financial losses and compensates you for them. However, though travel insurance plans can be quite comprehensive in their coverage benefits, there are some situations that are not covered. These are called exclusions, and you […]