Published in Mint on Feb 02 2015 According to the latest annual report published by the Insurance Regulatory Development Authority of India (Irdai), life insurance companies have done a better job of settling death claims in financial year (FY) 2014 than in FY13. In terms of the number of policies settled, 12 life insurance companies […]
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Nominee has to pass money from insurer to deceased’s heirs
Published in Mint on 11th February 2014, Written by Kapil Mehta Do critical illness protection riders offered by life insurance companies serve the same purpose as health insurance? —Avik Health insurance is a broad term that covers several types of insurance products—mediclaim or indemnity-based, critical illness, hospital cash or accidental injury. Generally health insurance is […]
5 Ways to get rid of Acne
There are lots of facts and myths on ‘how to treat acne and get rid of it’ present on the internet. So, what exactly an acne is? It is basically a skin condition that occurs due to clogging of follicle of a skin gland. Excess sebum secretion by the oil glands is the primary cause […]
8 Foods You Should Eat to Manage Type 2 Diabetes
Beans If you’re looking for foods that raise blood-sugar levels slowly and gently like rolling waves, choose high-quality carbohydrates instead of low-quality carbs like refined grains and sugary foods. Whenever possible, you’ll want to couple these carbs with protein and/or healthy fat. Beans (including black, white, navy, lima, pinto, garbanzo, soy, and kidney) are a winning combination of […]
How to use NCB of old car insurance to reduce new car policy premium
Published in Economic Times. You can use the no claim bonus (NCB) earned on the comprehensive insurance policy of your existing or old car to reduce the premium payable when you buy comprehensive insurance for a new car. All it requires is some planning and it’s worth it because if you have a 50 percent […]
If the insurer does not resolve your issue, you should approach Irdai’s grievance cell
Published in Mint on 31st July 2017. Written by Abhishek Bondia I have been mis-sold a money-back plan by a private insurance company’s relationship manager. They lied about the sum assured and maturity value as well as the periodic money back. They had given a benefit illustration at the time of purchasing the plan, which […]
Ill effects of wearing headphones for long hours
Is music your safe haven from the hellish traffic jams you travel through everyday? You might need to re-think this strategy. Drowning out incessant honking on roads with Comfortably Numb, might just be numbing your eardrums for life. In today’s world of iPods and phones that can play music, most people are plugged in constantly. […]
Breast Cancer is the leading cancer with women in NCR
Breast cancer is a prevalent type of cancer among women worldwide, including in the National Capital Region (NCR) of India. It is important for women to be aware of the symptoms and risk factors for breast cancer and to consult with a healthcare professional for regular screenings and checkups. Early detection and treatment can improve […]
Co-pay, room rent, disease capping are key factors when selecting health plans
Published in Livemint. Written by Abhishek Bondia We had a wedding in the family planned for June this year, but because of the covid-19 pandemic, we decided to postpone it. We had taken out some of our heirloom jewellery from the bank locker for the occasion, but because of the lockdown, we have to keep […]
Tips to get rid of muscle stiffness
Muscle stiffness is the condition when the muscle gets tight and movement is difficult. It may cause muscle pain, discomfort and cramps. Mostly muscle stiffness occurs due to lack of daily physical activity, being overweight, having a poor diet, not sleeping properly, and being in cold environment. The basic cause of muscle stiffness is building […]