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Five steps to take before tying the knot

published in Mint on Jun 12 2015 Kirtan Shah, 29, plans to get married this December, but the Mumbai-based certified financial planner and chief executive officer of Ambition Learning Solutions, already has a clear view of his financial role post marriage. “I have decided that I will take care of all household and leisure expenses. […]

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Insurance hits and misses: IPOs and Commissions

Published in Mint on 26th December 2017. The three big events of 2017 that will define the year for the insurance sector are: listing of insurance companies, new commission rules for sellers and consumer protection regulations. Here are the details on what happened in this space and what it means for you. Benefits of listing […]

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Irda issues new norms for corporate agents

Publish in Mint on Jun 03 2015 Recent amendments to the draft guidelines on open architecture in insurance distribution will bring respite to bank-promoted insurance companies. According to the Insurance Regulatory and Development Authority (Irda) draft that came out on 29 May, it is no longer mandatory for corporate agents to sell policies of at […]

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Tied model for banking channel in insurance may continue

Published in Mint on Jun 02 2015 Recent amendments to the draft guidelines on open architecture in insurance distribution will bring respite to bank-promoted insurance companies. According to the fresh draft put out by the Insurance Regulatory and Development Authority of India (Irdai) on 29 May, it is no longer mandatory for corporate agents to […]

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New buyers of health plans may pay more

Published in Mint on May 28 2015 Most of us tend to buy health insurance policies later than sooner, when chances of facing health related issues are higher. So, to encourage more younger people to buy health insurance, an expert committee on health insurance has recommended that the premiums reflect risk at the age of […]

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Why are life insurance policies abandoned midway?

Published in Mint on May 11 2015 What would you call a product that is sold for 15 years but discontinued after just five? What would you call an industry that is unable to keep customers holding on to a product that was sold for the long term but is stopped midway? In India, we’d […]

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Moving abroad? Settle money matters first

Published in Mint on Apr 30 2015 Nitya Narayanan, a Thrissur-based 30-year-old school teacher, is planning to move to Saudi Arabia in June this year, with her four-month-old son and five-year-old daughter to join her husband there. Though she is looking forward to the move, she is worried about winding up things here. “Apart from […]

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Why it’s important to have home insurance

Published in Mint on Apr 27 2015 Home is a name, a word, it is a strong one; stronger than magician ever spoke, or spirit ever answered to, in the strongest conjuration.” These lines belong to Charles Dickens, but are apt for all of us. Those who have suffered in the earthquake in Nepal and […]

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New rules benefit insurance nominees

Published in Mint on Apr 26 2015 As a financial product, a life insurance policy is the most meaningful for your dependants as it promises to protect them financially in the event of your death. Therefore, when you buy a life insurance policy, it is important to mention a nominee who will be entitled to […]

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