The lady with Parkinson’s

Published in Mint on Feb 06 2017, Written by Kapil Mehta A few days ago, as I walked from office to the local market for lunch, an elderly lady standing on the roadside started speaking to me. I assumed she was asking for money and quickened my pace. Fortunately, my sixth sense made me turn […]

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Seven Exclusions of Workmen Compensation Policy

The Workmen Compensation Insurance Policy is an essential backup plan for employers. It protects them from incurring any financial liability when workers have an accident. The policy covers financial expenses arising due to physical injury, partial or total disability and occupational diseases of workers while on duty or because of their employment. It is imperative […]

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Quick Guide to D&O Policy – Infographic

Directors and Management Officers in a corporate environment hold very responsible positions, not just from the corporate’s point of view but for external stakeholders, like investors, customers, the public at large, and the government. Any decision made by them has repercussions for everyone and carries a significant risk of generating an adverse result. Directors’ & […]

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Letting Go

The narrative for entrepreneurship that has built up over the years is one of acquisition; of wealth, market share and funding. Actually entrepreneurship is about letting go; of legacies, power and perks. Letting go takes place at a personal and professional level. Personally, being an entrepreneur means little salary and uncertain cash flows for many […]

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Not All Those Who Wander Are Lost

There was a time when entrepreneurship was considered unconventional, offbeat even. It was for the dreamers, the outliers. It was for millennials who looked at life differently, who yearned to know the world better, for whom ordinary just wasn’t enough. Perhaps the spark within these souls had been dimmed by cloistered office cubicles and protracted, […]

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How to buy a Group Health Policy?

A Group Health policy is a health insurance cover that provides protection to a group of people who can be members of a society, the employees of a common employer, or the professionals in a common group. Employers usually take a group health policy for their employees to cover their medical risks and expenses. Health […]

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Which type of organizations must buy a Group Personal Accident cover?

Although all kinds of organizations should include the risk of injury to their workers and employees, it is usually the ones with higher chances of an accident at the workplace, who must buy a Group Personal Accident insurance cover. Key Takeaways Segmented Hazard Pricing: Insurance underwriters do not price corporate risk uniformly; premiums are fundamentally […]

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New terminal illness-based term plan on the block

Published in Mint on Dec 14 2016. Online term insurance policies are seeing a lot of innovation. Apart from breaking the sum assured into periodic payments for a beneficiary upon the death of the policyholder, IDBI Federal Life Insurance Co. Ltd’s iSurance Flexi Term Insurance Plan also offers to pay a portion of the sum […]

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How does the Group Personal Accident cover benefits your organization?

It is the responsibility of the employer to protect its employees. The employees being an important part of the organization, and the group personal accident cover helps in protecting the employees. The policy cover helps in covering the medical expenses and other compensation to the employees in case of an accident or injury and against […]

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Why is workman’s compensation policy is a must for Organisations?

While organizations try to make the workplace as safe as possible, accidents can happen anytime. According to the report published in a leading newspaper, the Ministry of Labour reported an average incidence of 1,400 fatal and 1 lakh non-fatal accidents in non-domestic places. It is the employers’ responsibility to ensure their workers are working in […]

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