What Is Not Covered in Worker Compensation Policy?

A worker compensation policy cannot be purchased by an employer who is not recognized under the Workmen Compensation Act 1923. In other words, an employer or an employee who does not qualify under the official status of the Act is not under the insurance jurisdiction. In this article, we will find out what is not […]

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Which type of businesses must protect their staff for their decisions?

At times, the management of an organization can make a fiduciary decision which can have an impact on the investors, customers, and employees of the organisation. Companies hold an ethical and legal relationship with the employees as well as the shareholders. When an individual accepts to act as a fiduciary, he becomes responsible on behalf […]

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The smart way to manage money: insure your health, wealth and house

Published in Mint, written on 30th March Panellists discussed the roles of health, life, vehicle and home insurance in managing our money box. Participating in the discussion were: Kapil Mehta, co-founder, SecureNow Insurance Broker Pvt. Ltd; K.S. Gopalakrishnan, managing director and chief executive officer, Aegon Life Insurance Co. Ltd; K.V. Dipu, president and head of […]

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Safeguarding Your Jewellery Store from All Threats?

What happens when your business is to sell the most valuable and precious items that people dream to own all their life? Yes! Here we talk about jewellery stores. These ‘worth-a-billion’ shops are the ones that welcome frequent visitors around the year and are popular during festive and wedding seasons in our country. However, the […]

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Other Risks That Your Employees May Be Exposed To

The employer-employee relationship is crucial for an organisation. Given the competitive scenario, an organisation is required to think continually about people practices. A mutually beneficial working relationship has many aspects attached to it. However, our focus today is on health and how it plays a useful role in employee productivity. Health coverage is an important […]

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What are the 3 Major Risks You Should be prepared for as a Builder

Urbanization has led to the development of high-story residential areas consisting of flats or apartments. Owning a construction business is like a dream for many. What’s better than using a set of tools, being your boss, and creating amazing places where people can live and work. However, the things that make these buildings appealing can […]

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Perils That Affect the Profitability of Your Factory & Warehouses

While setting up a new business, one of the things on your priority list is to establish a decent office for all the commercial work suitable as per your business requirements. For manufacturers, factories and warehouses also hold crucial importance for the proper functioning of their business. But it is often seen that while a […]

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What affects the Premium of Group Term Life Policies?

A group term life policy is purchased by an organization, to cover a minimum number (group) of employees. The very nature of the group term life policy affects the premium amount. An employer usually chooses to cover all insured members under the same risk and therefore, pays a lump-sum premium to the insurance company. It […]

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Why Premium is Lower in Group Term Policy Than Individual Term Policy?

The premium for the group term policy is dependent on various factors, like the number of people insured in the group, the average sum insured per person, the average age of the group members, the occupational risk of the group, etc. Insurance premium consists of three components: Risk Premium Loading for Office Expenses Investment Component […]

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