Group Health Insurance

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PPN stands for Preferred Provider Network. It is the network of hospitals that have deeper tie-ups with respective health insurance companies to provide seamless cashless claim services to their policyholders. A hospital joins PPN when both the hospital and insurance company are synchronized in their approach on how the policyholders are to be served. Hospital and insurance companies sign up for an agreement regarding service levels, treatment costs, discounts on incidental costs incl. pharmacy and pathology, payment terms, patient volume, etc. to firm a long term partnership. Let’s get to know how does PPN network policies work.

 

It is common for insurers to provide options to policyholders to choose between policies that cover claims in –

  1. Open network and
  2. PPN network only

 

PPN network policies are cost-effective compared to Open network policies as insurers are able to translate the savings from claims to policy premiums.

 

Below are a few insurers that offer policies with PPN network –

 

  1. All Public Sector Insurers (NIA, NIC, UIIC & OIC)
  2. ICICI Lombard GIC
  3. Religare Health – Now Care Health
  4. Reliance GIC

For further information about PPN policy under GMC , visit SecureNow or connect with us on Linkedin

You can also write to us at support@securenow.in or call : 9696683999