What is meant by Congenital Disease and what is covered by the Group Health Insurance?

A congenital disease also called birth defects and congenital disability is a condition which is existed at or before the birth irrespective of cause. Those disorders which are normally characterized by structural deformities are called congenital anomalies which mean, some defects in a developing fetus. Further, congenital anomaly can be further divided under the following […]

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What are maternity benefits available in group health insurance plans?

Contrary to individual health policies, the following maternity benefits are available under the group health insurance plans: Age related complications in delivery No waiting period for covering pregnancy Hypertension due to pregnancy and gestational diabetes Pre-existing diabetes or hypertension Higher chances of Cesarean delivery due to uterine inertia Miscarriage occurring in the 2nd or 3rd […]

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