What are features available for group health insurance for employees?

Medical and hospitalization expenses of the employees are covered by the group health insurance policy. Employees are the most valuable assets of a company and employers try their best to secure employee satisfaction in the form of various facilities. Group health insurance policy is one of the facilities provided by the employer. Also, due to […]

Read More

What is Family Floater Sum Assured in Group Health Insurance?

A group health insurance policy is meant to offer coverage to a certain number of members who may belong to a same group in case of family floater health insurance policy. For instance, a group health insurance policy bought by a corporate means that the policy will cover all employees under a single policy. Some […]

Read More

What are maternity benefits available in group health insurance plans?

Contrary to individual health policies, the following maternity benefits are available under the group health insurance plans: Age related complications in delivery No waiting period for covering pregnancy Hypertension due to pregnancy and gestational diabetes Pre-existing diabetes or hypertension Higher chances of Cesarean delivery due to uterine inertia Miscarriage occurring in the 2nd or 3rd […]

Read More

What is Disease Specific Waiting Period for group health insurance?

A waiting period in the group health insurance refers to a span of time which needs to be covered before the listed ailments covered under this policy begins to get covered. There are three different types of waiting period: Commencement of health insurance plan Pre-existing disease coverage Maternity waiting period For the commencement of the […]

Read More