Published in Mint on , Mar 22 2010, Written by Kapil Mehta It has been almost two years since DLF Pramerica came into being, but we see no ads or publicity of the products. How do you reach out to customers? We are primarily selling policies in Delhi, Haryana and Punjab. We would like to solidify […]
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Get started on retirement planning
Published in Mint on , Feb 10 2010, Written By Kapil Mehta Retirement planning is often perceived as a complex and distant exercise. Paralyzed by the effort involved, many choose to give it a complete pass. Short-term needs often trump long-term considerations. This is a big mistake. Some planning is better than none and a few […]
Claim settlement ratio of insurer should be above 85%
Published in Mint on 23rd Sept 2015, Written by Abhishek Bondia I’m a 25-year-old male and am planning on buy a term insurance plan for Rs.1crore. The claim settlement ratio of the insurer is 66%. Should I choose it? My doubt is why would any insurer reject the claim if we had given them the […]
Life insurance cover bought in India is applicable worldwide
Published in Mint on 7th Oct 2014, Written by Abhishek Bondia I am a 32-year-old married male, and have a daughter. I earn Rs.15 lakh a year. I plan on buying a term cover. I am a regular smoker and drink occasionally. How much death cover do you think I should buy? Also, will I […]
NRIs can take life insurance from Indian insurance firms
Published in Mint on 21st Oct 2014, Written by Abhishek Bondia A life term policy was taken in 2002 and premium was consistently paid till 2013. In 2014, premium, due in February, was missed. In September, the policy was revived by making the premium payment for 2014 without any penalty or questions asked with the […]
Insurer can’t increase premium due to past claims
Published in Mint on 28th Oct 2014, Written by Abhishek Bondia My mother is 64 years old and has a mediclaim policy which is seven years in running. There has only been one claim made this year. I plan to increase the cover amount next year and port to another insurer as the present insurer […]
Surrender value depends on the type of insurance bought
Published in Mint on 4th Nov 2014, Written by Abhishek Bondia How does one go about renewing a life insurance policy online? —Rehmat Amir Each insurer has its own process for renewal. Not all insurers provide an online renewal option. A few insurers have a simple process. They ask for the policy number and date […]
Insomnia: A Battle Against Wakefulness
It’s high time to re-frame our approach to sleep because it is the first thing we sacrifice when our life gets busy. Getting enough sleep is quintessential to improve our quality of life. Stress, age, the fast-paced living are several factors that trigger insomnia. In order to deal with insomnia, try to maintain the healthy […]
Life cover does not have the flexibility to add dependants
Published in Mint on 18th Nov 2015, Written by Abhishek Bondia I want to extend my life insurance cover to include my wife. Would it just be better to get another plan instead? —Nandan Kishore Yes, buy a separate insurance policy for your wife. Typically, a life insurance plan does not have the flexibility to […]
5 Ways To Enrich Your Life
Nowadays it has become so difficult to come to know oneself as our lives are partly a story of ambiguity. Life is full of stress, frustration and discontent. We do very little to make ourselves happy and content. Mindfulness is one way to solve the ambiguity and helps us find the landscape of happiness. This […]