When comparing two-wheeler insurance policies online, the goal isn’t just limited to finding the one with the cheapest premium but a lot more. You want bike insurance that ensures you are protected in a comprehensive manner in case of theft, accidents, or other uncertainties. And that’s when finding the best bike insurance becomes essential. However, […]
How Does Insurance Play a Crucial Role in Securing Your Retirement Future?
Insurance plays a pivotal role in ensuring a secure retirement by offering financial stability and protection against unforeseen risks. When we are living in an unpredictable world, it is important to realize and accept that difficulties can arise at any time, and it is important to construct a plan to deal with them. Let us […]
17 Types of Government Health Insurance Schemes in India
The government health insurance schemes in India are medical insurance plans, which are affordable and can be accessed across all states and the rural regions in the country. In this article, we will discuss the 17 important Types of government health insurance schemes to consider which are usually offered on an annual basis. Various Government Health […]
How Does Hospital Cash Insurance Complement Existing Health Policies?
With the healthcare industry changing constantly, hospital cash insurance stands out as a supplement to standard health coverage. HCI provides a safety net by paying daily cash benefits during hospital stays, which covers any out-of-pocket expenses not covered by primary insurance. This additional coverage closes critical gaps and guarantees people have the money to handle […]
Do I need regular health policy if I have a critical illness cover?
A critical illness plan is a fixed benefit plan. Under this plan, you are eligible for the prefixed sum assured once the diagnosis of the specified illness is confirmed. Since it is not an indemnity plan, the actual expenses incurred by the policyholder are irrelevant. However, a critical illness cover plan is not a substitute […]
All you wanted to know about loan insurance!
If you are reading about loan insurance, then in all likelihood, you must have a fair idea about what a loan is. A loan is money that you borrow from a lender, typically a banking institution or any other financial institution. There is a condition to pay back a stipulated amount on a monthly basis; […]
What is deductible in Insurance and how does it work?
It is likely that when browsing for insurance, you have stumbled upon the term ‘deductible’. What is a deductible and what are its implications if applied to your insurance policy? If these are questions you would like answered, this post is for you. Let’s explore how deductibles work in different insurance plans. It’s important to […]
What are the different types of Health Insurance plans to cover medical costs
There are multiple types of health insurance plans available to provide for the various health-related expenses incurred by individuals. However, by buyer eligibility we can divide all plans into three broad classes: Group Health Insurance – Group Health Insurance refers to a policy that provides medical coverage to a group of individuals, typically employees of […]
Why your domestic help must have insurance
Published in Mint on Sep 07 2016, Written by Kapil Mehta The building, in Delhi, where I stay has 11 residents with 15 supporting domestic staff consisting of full-time maids, drivers and security guards. Since there are about 400 homes in my locality this means our small colony alone has over 5,000 domestic staff. They […]
Buy online term plans if you don’t need advise
Published in Mint on, Feb 05 2013, Written by Kapil Mehta I have heard that commissions for unit-linked insurance plans (Ulips) are high and that is why many agents are trying to push them on people. Should I buy a Ulip to save tax since it will also give me equity exposure? —Divya Commissions on […]