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Insurer Diseases Insured (number) Maximum Sum Assured (Rs lakhs) Maximum entry age (years) Renewability Pre-existing disease exclusion (years) Survival Period (days) Premium for Rs 5 lakhs sum assured for a 40 year old
ICICI Lombard 9 12 45 50 Always excluded Survival not required 2496
HDFC Ergo – Silver Plan 8 10 45 Lifelong Not excluded 30 2809
Bajaj Allianz 10 50 65 Lifelong Always excluded 30 3090
Max BUPA 20 10 65 Lifelong 4 30 2620
Future Generali 12 50 65 Lifelong Always excluded 28 3381
Cholamandalam – Standard Plan 10 10 65 Lifelong Always excluded 30-180 days by disease 4798
Tata AIG 11 15 60 64 Always excluded 30 8448
IFFCO Tokio 6 NA NA NA Always excluded NA NA
Reliance 10 10 50 55 Always excluded 30 2889
Universal Sompo 5 NA NA NA Always excluded 30 NA