All you wanted to know about Senior Citizen Insurance

The older you get, the probability of illness increases, and your health require more and more frequent medical attention. Thus, it becomes imperative to have health insurance for senior citizens handy to ensure that they can treat old-age related health issues; without compromising especially based on financial grounds. However, like all other insurance, we iterate […]

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Why young couples must cover maternity costs via health insurance?

It is important to recognize that maternity has several direct and indirect expenses, which can be mitigated through proper insurance planning. Published in MoneyControl, Dec 30, 2021 || Written By – ABHISHEK BONDIA Maternity is a frequently claimed expense under health insurance. However, maternity still remains substantially un-insured and under-insured. Over the years, the cost of […]

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Do your health insurance cover gym and sports injuries?

I used to think that only professionals and athletes in highly competitive sports suffered serious sports injuries. A memory of such injury was when Mary Decker, top seed US runner, fell grievously in the 3000 km sprint at the 1984 Los Angeles Olympics. But the truth about sports injuries struck home, about two decades ago […]

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How does daily hospital cash policy work?

The daily hospital cash policy provides a fixed amount for each day when hospitalized. Fixing the daily limit at the time of enrollment for the policy remains the same for the duration of cover. The policy pays a fixed benefit for each day of hospitalization irrespective of the actual medical costs incurred in treatment.   […]

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How can an employer differentiate its overall Employee Benefits design?

There are many facets to preparing a design for an optimum employees benefits program. Below are a few tips that will help you stay ahead and relevant –   Aligning the employee-benefit strategy with the overall business objective of the company. You need to periodically revisit the benefits strategy to ensure that it supports business […]

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What is deductible in Insurance and how does it work?

It is likely that when browsing for insurance, you have stumbled upon the term ‘deductible’. What is a deductible and what are its implications if applied to your insurance policy? If these are questions you would like answered, this post is for you. What is a deductible? Deductible refers to a fixed amount applied to […]

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