Underwriting practices vary across insurance companies

Published in Mint on July 26 2016, Written by Abhishek Bondia Can a dent on the car be reason enough for not giving it insurance coverage? My car’s insurance is due for renewal and they are asking me to fix the dent on my own. —Rakesh Sundria Underwriting practices vary across insurers. However, it is […]

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Insurance e-commerce norms take shape

Published in Mint on Jun 21 2016 The world is moving online and so should the way you buy the most important instrument in your money box: insurance. To help build an online platform for insurance, the Insurance Regulatory and Development Authority of India (Irdai), earlier this month, drafted the Insurance E-commerce Regulations (http://bit.ly/28KdHMg ). […]

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Fire Insurance Policy- A Savior during Fire Damage

The start neither the eventual consequence of a fire can be predicted or known; because of which it is difficult to be prepared before hand for a fire or its consequences; and the only thing a person can do is to get protected to a certain limit by getting financial protection before hand through an […]

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General Insurance: A Need of the Hour for Companies

Most companies are interested in insurance policies which will help protect them from future perils and mishaps. With increasing number of risks to businesses these days, companies more than ever before are in need of a good insurance policy.  However when it comes down to choosing the best policy they find the process difficult and […]

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Is your health insurance enough to cover accidents?

While many of us are familiar with life insurance cover and health insurance, we have a limited to no understanding towards personal accident insurance.  To put it in simple words, a personal accident insurance scheme provides cover to the policy holder against any kind of accident or disability caused from it.  It is also worth […]

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Commercial Insurance Quotes and its Importance

Commercial Insurance Policies Those who have the appetite for taking risks are the ones who are successful business owners. While risk taking can improve your business propositions, it doesn’t hurt to be a little cautious. There are various commercial insurance plans and their importance is significant. Take up commercial insurance plans to protect your venture […]

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Impact of HDFC Ergo, L&T Insurance merge

Published in Mint on Jun 13 2016 In a board meeting held on 3 June, HDFC Ergo General Insurance Co. Ltd approved the acquisition of L&T General Insurance Co. Ltd. Pending approvals from the Insurance Regulatory and Development Authority of India (Irdai) and the Competition Commission of India, HDFC Ergo will buy 100% stake in […]

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What Are The Risks Covered Under Fire Insurance Coverage?

A fire insurance policy is basically a contract between the insurer and the buyer. In the contract the insurer promises to pay for the loss or damages caused to the property of the insurer for a specific period of time. The policyholder initially purchases the policy for a period of one year and can renew […]

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HOME INSURANCE

Why protect house property and contents? There is no place like Home, it’s our most valued possession and our heaven on earth. Few things in life matter as much to us, as our home does. After all, it’s the heart of our family, our possessions, our priceless investment, and our memories. From a long-term perspective, […]

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Accident insurance policies provide worldwide coverage

Published in Mint on May 10 2016, Written by Abhishek Bondia What is a cost of living rider? Can this be added to my health insurance policy? —Anshita Sharma There are two kinds of cost of living riders. The first is a benefit to account for inflation. Several health insurance products factor this in by […]

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