11 Group health insurance Features That Benefit Both Employers and Employees

The employer-employee relationship is one of mutual benefits. While employees work for the benefit of the organization, the organization is expected to benefit the employees financially and non-financially. Group insurance plans are part of the financial benefits that ensure the financial safety of employees and their families in case of contingencies. Though not a necessity, […]

Read More

What is Employment Practices Liability Insurance and how does it work?

 Legal expenses can burn a deep hole in an organization’s pockets. With the surge in the number of lawsuits filed by employees (current, previous, and potential) against companies, additional coverage is necessary to prevent cash outflows. Employment Practices Liability Insurance or EPLI provides coverage to companies against such employment-related claims. This includes claims made for: […]

Read More

How does the group mediclaim insurance benefit the employees?

Group Medical insurance covers a large number of people under a single policy. Usually offered by employers or organizations to its members. The content or specifics of Group Mediclaim Insurance policies differ from one organization to another. However, the general inclusions are: Hospitalization related expenses This includes treatment expenses incurred during the stay in the […]

Read More

General exclusions under group health insurance

With healthcare costs rising every year, health insurance is a great form of compensation for employees. Additionally, group health insurance plans provide tax benefits for employers and help them hire and retain good employees. Employers purchase group health insurance policies for all their eligible employees. Such policies usually cost less than individual policies since the […]

Read More

How can the premium rates be set for employee group health insurance plans

Employers buy group health insurance plans for their employees as a part of their employee benefits program. These plans provide affordable coverage to existing as well as new employees of the organization. The sum insured is determined by the employer or organization and might depend on the employee’s income level, designation in the organizational hierarchy, […]

Read More

Insurance for all reasons

Published in hindustantimes on  Jun 25, 2019. The purpose of an insurance cover is to protect you financially against unforeseen events. Here’s a look at insurance covers other than health and life which can come handy. Most of you may be familiar with health insurance and life insurance policies. But did you know you can get insurance cover […]

Read More

Many positives for the insurance sector from the Budget

Published in Moneycontrol on Jul 18, 2019, written by Abhishek Bondia. On July 5, 2019, when the Finance Minister presented the budget, she was unambiguous in positioning the insurance sector as a critical route to integrating India with the global financial system. She showed her intent of investing in long-term measures such as inviting top […]

Read More