How is life insurance premium calculated?

Published in Economic Times. The premium that you have to pay for a life insurance policy depends on various factors like age, total coverage (sum assured), your medical history, gender, lifestyle, and job. However, the premium for the same life insurance coverage amount will vary from insurer to insurer. What is life insurance and why […]

Read More

Running a Factory? Here’s Why You Need Workmen Insurance

Irrespective of the type of business, there is always a risk of workplace hazards. However, this risk is comparatively higher in factories than in offices. People hired in many small and big factories often have to work in a comparatively unsafe environment than those working in other job types. Such people are more exposed to […]

Read More

How to File a D&O Insurance Claim

Directors and officers (D&O) insurance is a type of liability insurance that covers directors and officers for legal cases made against them. The policy covers the errors and omissions resulting from managerial decisions that can have adverse financial consequences. It also provides coverage for the legal fees and other costs the organization may have to […]

Read More

Do non-profit organizations need D&O liability insurance?

Manufacturers buy liability insurance to safeguard against the risk of legal action in case their products harm someone. Similarly, business owners purchase liability insurance to protect themselves from lawsuits owing to accidental harm caused to their employees. Similarly, directors on a company’s board or other senior officers, who shoulder significant responsibilities, also need protection. Any […]

Read More

Five health insurance terms you must know before buying policy

Published in Livemint. New Delhi: Buying a health insurance policy may have been on your mind for a while now but the long list of jargon that you have to decode before zeroing down on a policy might make you lazy. “Unless a policyholder understands the various terms in a policy and what they mean, […]

Read More

POSI (Public Offerings of Securities Insurance)

Many companies opt for the public fundraising route for financing their operations. While it is often seen as an easy or lucrative source of funds, it can also present the business with a lot of risks. The publication of a prospectus and the marketing activities (such as roadshows) during the book-building phase can give rise […]

Read More