In today’s competitive environment, small businesses face numerous risks such as economic instability, market fluctuations, and evolving demands. Small businesses can potentially face losses from lawsuits, natural disasters, employee-related issues, and cyberattacks. A small financial setback can significantly impact their finances, leading to business closure. Having adequate financial protection such as insurance is essential for […]
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The strength of our insurances
Published in Mint on Jan 09 2017, Written by Kapil Mehta There is a crack in everything. That’s how the light gets in.” I read these beautiful lines by song writer Leonard Cohen, after he died last year. If you are wondering why poetry has found its way into a column on insurance, it’s because […]
Expert speak: Should you buy a single-premium insurance policies?
Published in Mint on Dec 21 2016, Written by Abhishek Bondia I prefer regular-premium life insurance, particularly for term insurance. The main advantage of single-premium insurance—to avoid renewal payment— comes at a high cost. For example, if a 30-year-man buys a 30-year term plan, the single premium is about Rs 1.5 lakh for a sum assured […]
A first loss policy for burglary coverage can reduce the premium, but it also limits the claim amount
Published in Mint on Nov 02 2016, Written by Abhishek Bondia For my home insurance policy, my insurer has proposed a first loss policy for burglary coverage. What does this mean? Should I buy this? —Sahil Bagga A first loss policy is common for burglary and theft policies. When it is unlikely that the complete […]
Comparing Insurance Quotes Online
Insurance is a contract according to which a party (called insurer) agrees to provide assurance of reimbursement for some loss, damage or illness in return for an amount paid as premium. One of the top ways to recover accidental costs is by taking up Insurance policies. From Health to Home, Auto to Travel, almost all […]
Not All Those Who Wander Are Lost
Published in Though Leadership Compendium: India Innovation Initiative by CII Written by Kapil Mehta There was a time when entrepreneurship was considered unconventional, offbeat even. It was for the dreamers, the outliers. It was for millennials who looked at life differently, who yearned to know the world better, for whom ordinary just wasn’t enough. Perhaps […]
SecureNow’s goal of disrupting corporate insurance distribution
Published in the NCR TieCon 2013 handbook. Every morning I receive a google alert for the keyword “insurance broker”. The typical news is about the insurance broker jailed for cheating his client, committing fraud and, on one day, beating his spouse! It serves as a sobering reminder of the task ahead for SecureNow. We are […]
Some benefits of the annual end of season insurance sale
Published in Mint on April 17 2017, Written by Kapil Mehta I am so glad March is over. It is the busiest month for insurance. In personal lines, particularly life and health insurance, people are in a rush to buy before 31 March, to qualify for tax exemptions. There is no business I have seen […]
An introduction to AuthBridge, an employee background verification company
AuthBridge, a company we work closely with, publishes a useful newsletter on background verification and other services. It is particularly relevant for HR executives. Do read the newsletter here. Learn more about Authbridge by visiting Securenow Insuropedia
Risks in the city and five insurances to mitigate them
Published in Mint on April 03 2017, Written by Kapil Mehta We underestimate the risk of living in a city. Consider that every day Delhi has: 2 earthquake tremors, 25 car accidents, 63 fire calls, 180 litigations in the High Court, 200 dengue cases (in season), 275 cancer cases, 500 burglaries and thefts. If unreported […]