Your body loves the immense health benefits of tomatoes—even if the only way you’re enjoying them is in a hearty tomato sauce or refreshing juice. Tomatoes help keep your heart healthy and prevent cancer. “A world without tomatoes is like a string quartet without violins.” Laurie Colwin, Home Cooking Six Tomato Health Benefits The red color […]
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Reasons you must do planks everyday!
The plank is a deceptively simple exercise that tones and strengthens your core muscles along with those in your arms, thighs and calves. It’s a great full-body workout that you can do in under a minute. If you want to improve your health and fitness, here are seven reasons you should be doing planks on […]
Participation in the Mint SecureNow Mediclaim ratings is not optional
The product options that are rated, have increased from 162 in 2013 to 423 this year Published in Mint Mon, Aug 1, 2016, written by Kapil Mehta The Mint SecureNow Mediclaim Ratings (MSMR) take an enormous effort to be put together. Over 10,000 pieces of information bits on health insurance are collated from public sources […]
Underwriting practices vary across insurance companies
Published in Mint on July 26 2016, Written by Abhishek Bondia Can a dent on the car be reason enough for not giving it insurance coverage? My car’s insurance is due for renewal and they are asking me to fix the dent on my own. —Rakesh Sundria Underwriting practices vary across insurers. However, it is […]
Policy terms can’t be changed during free look period
Published in Mint on JUL 19 2016, Written by Abhishek Bondia What are the important riders that can be bought with a basic term life plan? —Kunal Gupta Common riders available with a term life plan include: accidental death, permanent disability, and critical illness. Critical illness rider with a term plan is recommended. This helps […]
Why information gaps in insurance must be closed
Published in Mint on JUL 20 2016, Written by Kapil Mehta Information breathes life into our decisions. It improves industry conduct and, in insurance it reduces grossly wrong choices. At its best: information is simplified, data clutter is removed and the focus is on essential facts. Unfortunately, the insurance ecosystem—and I include hospitals in that—is still […]
Term plan’s sum assured must be at least 10 times annual income
Published in Mint on JUL 05 2016, Written by Abhishek Bondia What are the main things to check when selecting a life insurance policy? I am 31 years old and married. —Rajneesh Sharma The two most important factors to consider in a life insurance policy are the insurer’s claim settlement track record and the sum […]
Pranayama – The Art of Yoga Breathing and its benefits
Breathing is the physical part of thinking and thinking is the psychological part of breathing.” – Ayurveda Pranayama is a part of the Yoga system that teaches you the art of extending your breath in many different ways. When practising pranayama the breath should be skillfully inhaled, exhaled and retained. It teaches you to change […]
Most health insurance policies cover preventive check ups
Published in Mint on JUN 28 2016, Written by Abhishek Bondia I was admitted in the hospital with dengue fever in September 2012. I purchased a mediclaim policy now, do I need to disclose the same as a pre-existing disease? —Roshni Garg Yes, you should fully declare your past hospitalisation record while buying a new […]
A child life insurance plan is essentially an investment plan
Published in Mint on JUN 21 2016, Written by Abhishek Bondia What is the cost of a living rider in a life insurance policy? —Kanishk Mahapatra There are two types of cost of living riders. One is a benefit to account for inflation and the need to replace higher income. Several life insurance products factor […]