A layman would always allocate more than one third of his/her life asleep. But don’t be deceived by the mere fact that just because the body is sleeping it doesn’t imply that it contributes to weakening off. Slipping and twisting all night could affect the efficiency, productivity, augmenting and can more affect the ability to […]
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Why planks ?
Planks are the greatest alternative to crunches. Planks helps us keeping our tummy tight and core strong. Planking would help us burn more calories than any other abdominal exercises.After a hectic schedule at the workplace one doesn’t realize the importance of stretching daily for a smaller proportion of their daytime. 1. Flexibility The plank also […]
Orange: Golden Apple
We all are accustomed to the fact that ‘an apple a day keeps the doctor away’ and the same is recommended when it comes to this pulpy and vitamin C rich fruit “Orange”. Many people know that eating fruits every day is very beneficial for their health. But some may not know that this pulpy […]
Why does 76,000 LIC agents call it quits, private insurers add 50,000 agents
Published in Cafemutual on 26th August, 2016 Agent attrition has been an ongoing issue in the life insurance industry. A recent data provided by Life Insurance Council (LIC) shows that around 27000 agents have left the distribution of life insurance policies. LIC is a trade body of the life insurance industry. Surprisingly, state owned LIC […]
You can challenge the rejection of a health insurance claim
Published in Mint on Aug 23 2016, Written by Abhishek Bondia Reports from the pre-issuance medical test and doctors’ consultation are expected to identify pre-existing ailments My mother, 52, has been diabetic for the past 5-6 years. She has a family floater health insurance and I am the sponsor. Her condition was declared at the […]
Go for insurers with claim settlement ratio of 85% or more
Published in Mint on Aug 16, 2016, Written by Abhishek Bondia I am 50 years old and want to buy a term plan. Kindly suggest a suitable one. —Surendra Khemka You need to consider a few variables before finalizing a plan. These include: sum assured, policy term, and optional riders. Typically, a minimum sum assured […]
Standard fire policy covers a house and its contents
Published in Mint on Aug 9 2016, Written by Abhishek Bondia Can I insure the furnishings of my new house? How does it work? —Monisha Burman Yes, you can insure the furnishings of your new house under your home insurance policy. The standard fire and special perils policy covers the building as well as its […]
Joint term life policies offer limited advantages
Published in Mint on Aug 2 2016, Written by Abhishek Bondia I am getting married soon. My to-be wife plans to get a term plan after the marriage. Should I buy a combined cover then or an individual plan now? —Ravi Saxena You should buy an individual term life plan now and not wait to buy […]
When fine print stumps your policy claim
Published in Mint on Aug 16 2016 Most people buy insurance in three quick steps: give the agent a quick listen, sign off on the paper and store the policy away. Yes, insurance legalese makes for laboured reading, but ignorance is even more painful. You need to know your policy—the exclusions at the very least—to […]
8 Everyday Ways to Flatten Your Abs
Hours of crunches aren’t the only key to a flat stomach. Simply sneak in a few minutes of these eight exercises every day, and you’ll be on your way to tight, toned abs in no time. You think the old adage ‘no pain, no gain’ is totally true when it comes to your abs? Not […]