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Why young couples must cover maternity costs via health insurance?

It is important to recognize that maternity has several direct and indirect expenses, which can be mitigated through proper insurance planning. Published in MoneyControl, Dec 30, 2021 || Written By – ABHISHEK BONDIA Maternity is a frequently claimed expense under health insurance. However, maternity still remains substantially un-insured and under-insured. Over the years, the cost of […]

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How to buy the best insurance cover for senior citizen parents?

It’s best to buy insurance at an early age but most of our parents are either without an insurance cover or very inadequate cover. A standalone health insurance policy is often the best choice, but expensive to buy after 60. Here are some other options. Published in MoneyControl, Mar 09, 2022 || Written By – ABHISHEK […]

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How can an employer differentiate its overall Employee Benefits design?

There are many facets to preparing a design for an optimum employees benefits program. Below are a few tips that will help you stay ahead and relevant –   Aligning the employee-benefit strategy with the overall business objective of the company. You need to periodically revisit the benefits strategy to ensure that it supports business […]

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 How does the GIPSA package work?

GIPSA stands for General Insurance Public Sector Association. An association of the four public sector general insurance companies, namely, manages the GIPSA Insurance package. The New India Assurance Company Ltd, National Insurance Company Ltd, United India Insurance Company Ltd, & The Oriental Insurance Company General Insurance Public Sector Association packages (GIPSA Insurance package) cover commonly […]

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Read about Five recent insurance related litigations in the Supreme Court

Five recent insurance related litigations in the Supreme Court and What They Mean for Policyholders I. Claims can be rejected if material information is not disclosed when buying insurance Reliance Life Insurance v. Rekhaben Nareshbhai Rathod – Supreme Court litigation This case was about a basic principle of insurance law: if the insured does not […]

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One stop solution for Health claims – SecureNow App

As a technology-driven organization, we have a very great & useful tool – E-claim in the SecureNow app, one stop solution for Health claims where you and your employees can initiate claims through App in minutes that too hassle-free! Additional Read: How Health Insurance Claims get paid? Just follow the given steps: 1. Type securenow.app […]

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Liability insurance is offered as an add-on with home policies

Published in Livemint. Written by Abhishek Bondia We made a claim on our family health insurance, which we have been renewing for the past 10 years, in 2016 for my husband’s appendix operation. There were no claims before or after that. Will the subsequent years in which no claim was made be eligible for a […]

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Monthly health plan premiums a positive, but there’s a flip side

Published in Livemint. More and more first-time buyers in the younger age brackets are opting for the monthly premium option when going for health insurance policies, the recent buying pattern on Policybazaar.com, an online marketplace for insurance, shows. The monthly premium option was introduced by the Insurance Regulatory and Development Authority of India (Irdai) in April to […]

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How to work with the Ombudsman to address your grievances across India?

Introduction- The Ombudsman is a person appointed by the insurance council. The serving term of the Insurance Ombudsman is three years and there are 17 Ombudsman across India. Who can approach an Insurance Ombudsman? Any person who has a grievance against an insurer, may himself or through his legal heirs, nominee or assignee, complain to […]

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Take Vacations to Stay Healthy

Leisure is an important part of health. By taking a break from your daily life, unplugging yourself from the pulls and pushes of technology and engaging in new activities in new places, you have an easier opportunity to release unwanted habits. Those who love vacation know just how invigorating and exciting it can be. Nothing helps […]

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