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Group health cover post retirement

Group health cover post retirement For employees, group health insurance offers many benefits. It is often also an incentive to stay with an employer. But what happens when you retire from your job? Does your corporate mediclaim policy continue to cover you? This post attempts to provide some clarity on this question. Insurance options for […]

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Conditions for organ donation under group insurance

Conditions for organ donation under group health insurance While awareness about organ donation has increased in India, the cost associated with organ donation often acts as a barrier for both donor and recipient (a person who receives the organ). Group health and organ donation A group mediclaim policy, which covers the medical expenses of all […]

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What Is Covered Under Group Health Insurance?

Group health insurance offers many benefits to employees, or its members, covered under the policy. Complete hospitalisation expenses incurred by an employee on self and dependents like spouse, family, and parents, are covered under a group health insurance. Group health insurance policy is provided to incentivise employees. Every employee has the benefit of group health insurance […]

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Group health plan claim settlement when capping is breached

A group health insurance scheme specifies an amount or limit for different medical expenses for claim settlement which is called capping. What is capping? Capping refers to the maximum amount that the insured can claim for a specific medical expense under a group health insurance plan. If the amount paid for a particular medical expense […]

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Cover for pre-and post-hospitalization expenses

Cover for pre-and post-hospitalization expenses Before a hospitalization, you might have to undergo a series of tests, and post-hospitalization care might also entail some expenses. If your employer offers group health insurance, the insurer might cover some or most of these expenses. This post attempts to offer some clarity on the expenses that may or […]

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