Health insurance is an important necessity for middle-class families, for financial protection in the face of rising healthcare costs. In today’s world, healthcare expenses can be unpredictable, and medical emergencies can put a significant strain on household budgets. For middle-class families, who may not have the financial cushion that the wealthy enjoy or access to […]
Inclusions and Exclusions in an OPD Health Insurance policy
Although in-patient medical expenses tend to be remarkably higher, Outpatient expenses can accumulate over the year and become too expensive for individuals and families. The survey conducted by ET Prime concluded that almost 62% of healthcare expenses in India are towards Out-Patient Department (OPD) costs. Thanks to health insurance policies with OPD benefits or coverage, […]
17 Types of Government Health Insurance Schemes in India
The government health insurance schemes in India are medical insurance plans, which are affordable and can be accessed across all states and the rural regions in the country. In this article, we will discuss the 17 important Types of government health insurance schemes to consider which are usually offered on an annual basis. Various Government Health […]
Dental Insurance Plans: What’s Covered, What’s Not
Dental care treatments are extremely expensive. With the rising healthcare inflation, the cost is going up year on year. Specifically, when it comes to dental care, highly expensive surgical tools, sterilisation machinery, materials used, and equipment that requires high maintenance contribute to the extravagant cost of treatment. Dental health issues like tooth decay, total tooth […]
How to get insurance to cover home care nursing?
Chronic illnesses that require prolonged healthcare treatment often require home healthcare services. Generally, people who are ageing or recovering from serious injuries or the ones suffering from long-term illnesses would require professional services in the comfort of their homes. Cost of home healthcare services and caregiver services are quite expensive these days depending on the […]
17 Types of Government Health Insurance Schemes in India
The government health insurance schemes in India are medical insurance plans, which are affordable and can be accessed across all states and the rural regions in the country. In this article, we will discuss the 17 important schemes to consider which are usually offered on an annual basis. Various Government Health Insurance Schemes in India 1. Pradhan […]
How much insurance is needed for a healthy 31-yr-old bachelor?
The right level of sum assured depends largely on where you live and are likely to get hospitalized. The most expensive are the ‘luxury hospitals’ in metros, and the costs increase as you go to smaller towns. Even within the same hospital, the cost of a surgery could vary by 30 to 40% depending on […]
Why should you always declare pre-existing illnesses when buying health insurance?
When it comes to the burden of illnesses, India has a large number of people suffering from one or more illnesses. Many studies point out the disease burden of India, the second-largest populated country in the world. Have a look – According to a paper called ‘NCDs in the Development Agenda’, over 20% of India’s […]
Are OPD and consultation covered in Family Health Insurance Plans?
How often do we need to go to the hospital? Not very often, especially so if you are in the pink of health. Despite all precautions, you may, however, end up visiting your doctor for consultation as part of a routine checkup or for minor medical illnesses, etc. Such consultations generally do not require hospitalization, […]
Presenting: A unique Family Health Insurance policy that offers practically every benefit you need!
Family health insurance is essential nowadays. It’s a simple way to pay for the complete family’s health care requirements. This insurance helps to protect you from the expenses of hospitalization and medical services during a medical emergency. While health facilities in the country have been improving rapidly, their costs are also going up dramatically. Hence […]