Insurer | Diseases Insured (number) | Maximum Sum Assured (Rs lakhs) | Maximum entry age (years) | Renewability | Pre-existing disease exclusion (years) | Survival Period (days) | Premium for Rs 5 lakhs sum assured for a 40 year old |
ICICI Lombard | 9 | 12 | 45 | 50 | Always excluded | Survival not required | 2496 |
HDFC Ergo – Silver Plan | 8 | 10 | 45 | Lifelong | Not excluded | 30 | 2809 |
Bajaj Allianz | 10 | 50 | 65 | Lifelong | Always excluded | 30 | 3090 |
Max BUPA | 20 | 10 | 65 | Lifelong | 4 | 30 | 2620 |
Future Generali | 12 | 50 | 65 | Lifelong | Always excluded | 28 | 3381 |
Cholamandalam – Standard Plan | 10 | 10 | 65 | Lifelong | Always excluded | 30-180 days by disease | 4798 |
Tata AIG | 11 | 15 | 60 | 64 | Always excluded | 30 | 8448 |
IFFCO Tokio | 6 | NA | NA | NA | Always excluded | NA | NA |
Reliance | 10 | 10 | 50 | 55 | Always excluded | 30 | 2889 |
Universal Sompo | 5 | NA | NA | NA | Always excluded | 30 | NA |