Published in Mint on April 03 2017, Written by Kapil Mehta We underestimate the risk of living in a city. Consider that every day Delhi has: 2 earthquake tremors, 25 car accidents, 63 fire calls, 180 litigations in the High Court, 200 dengue cases (in season), 275 cancer cases, 500 burglaries and thefts. If unreported […]
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The critical importance of having a Directors and Officers Liability policy in the wake of the Covid-19 pandemic.
In today’s times, when Covid-19 is causing havoc both to human life and economic activity, a directors and officers liability insurance policy protect directors against many possible new and emergent risks, apart from the usual liabilities that it covers. 2020 has started on a threatening note as Coronavirus, a new strain of virus that originated […]
Budget 2020: Impact on insurance
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The Chinese wand exercise
Which type of businesses must protect their staff for their decisions?
At times, the management of an organization can make a fiduciary decision which can have an impact on the investors, customers, and employees of the organisation. Companies hold an ethical and legal relationship with the employees as well as the shareholders. When an individual accepts to act as a fiduciary, he becomes responsible on behalf […]
Protecting policyholder rights
Published in Mint on Mar 21 2017, Written by Kapil Mehta In insurance, policyholders—people who buy the insurance—have the weakest voice. Insurers, intermediaries, third-party administrators and surveyors have strong institutional processes to express their perspectives. Policyholders don’t. This is why regulation relating to policyholder rights is so important. This regulation, first introduced in 2002 just […]