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Welcome steps towards protection of insurance buyers

Published in Mint on 5th Jan, 2015, Written by Kapil Mehta The insurance regulation on protection of policyholder’s interests is the industry’s equivalent of the Ten Commandments, a set of principles that insurers must abide by. The original regulation issued in 2002 remains in force even today. Much has happened over the past 13 years […]

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Mediclaim premium paid in cash not tax exempt

Published in Mint on 4th March 2014, Written By Kapil Mehta Is it required to get third-party pet insurance? I have a German shepherd. —Deeptiman Third-party pet insurance is not mandatory. A few insurers cover third-party pet liability as an extension to basic pet insurance. However, I don’t find the extension useful because liability is […]

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How to choose from multiple health insurance policies | Business Standard

Choose from multiple health insurance policies | Business Standard. “My employer already provides group health insurance for my entire family. Should I take individual cover, too?” Earlier, this was often asked. Nowadays, most people buy individual health insurance policies as well, due to concern on coverage after retirement, as most employer policies don’t provide for […]

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Policy evolution post-COVID-19

After COVID-19, insurance policies will no longer look the same. Asia Insurance Review spoke with SecureNow.in’s Kapil Mehta about how conventional insurance covers will be adapted to the new work environment. A new social ecosystem and work environment is emerging as society deals with the pandemic. Insurance, too, will be transformed. SecureNow.in co-founder Kapil Mehta […]

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Health Benefits of Bananas

Banana is one fruit that is widely available across the globe. Indians consume more bananas than apples or oranges and there is a good reason for it as well. It tastes good, it is loaded with nutrients and it is cheap. Bananas are an excellent source of potassium, vitamin C, vitamin B6, carbohydrates, fibres, and […]

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Critical illness diagnosed in waiting period is not covered

Published in Mint, December 4th 2013, Written By Kapil Mehta What is the criterion to determine the eligibility of loan and repayment thereof under a life policy? —Ketan There are five requirements for determining the eligibility. First of all (and the most obvious), the insurance should have a loan facility. This feature is most common […]

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9 Symptoms of Breast Cancer

A diagnosis of cancer, or even being told of a suspicion of cancer, can make you extremely fearful. You reflect on friends or family who died of cancer or of celebrities with cancer that died. (Other than Suzanne Somers who went alternative, survived, thrived and wrote a book about it.) Even TV shows or movies […]

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Stock Brokers hike cover to up to 10 crore after Emkay episode

Many stock brokers have raised their insurance coverage to up to 10 crore and extended their mandatory broker indemnity policy to cover fat finger errors similar to the one that caused Mumbai-based brokerage Emkay to take a Rs 51-crore hit on its books. Emkay GlobalBSE -6.17 % received only Rs 95 lakh as insurance against the […]

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