Published in Mint on 20th November, 2017. Written by Abhishek Bondia I have come to the US for a 3-month vacation. On my way here, the airline misplaced my baggage. I had travel insurance that covered lost baggage. However, when I contacted the airline counter they offered to compensate me for the loss and paid […]
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COVID-specific insurance policies: Should you go for them?
Published in Moneycontrol. Written by Abhishek Bondia COVID-19 has been the cause of declaration of national emergency in several countries. Finances of several nations are likely to get shaken because of the direct and consequential losses linked to spread of the virus. Companies and individuals are similarly worried about their own finances. The Insurance Regulatory […]
An engine add-on motor insurance covers damage from water
Published in Mint on 21st August, 2017. Written by Abhishek Bondia I am being inundated with messages and advertisements to get my car monsoon-ready with a motor insurance policy. Do insurers offer any special insurance specifically for the rains, or any special period of the year? Also, is it possible to buy a rider or […]
Standard health insurance policies cover some pre- and post-hospitalization expenses
Published in Mint on 7th November 2017. Written by Abhishek Bondia Is regular physiotherapy after an accident covered by insurance policies in India? Can I take an add-on cover for it? —Sanket Bhatia No. In general health insurance policies, physiotherapy expenses are not covered. Health insurance policies require minimum hospitalization of 24 hours for claims […]
Car insurance becomes effective from the date of premium payment
Published in Mint on March 06 2017, Written by Abhishek Bondia I bought a car a few days ago and also signed my insurance papers before I took possession of the car. Unfortunately, just one day after I brought the car home, two of its tyres and the sound system were stolen. I have lodged […]