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Packing for trip? Don’t forget insurance

Published in Mint on 19th May 2018. In between all the shopping for your next holiday abroad, don’t forget to take adequate travel insurance along with you. You get a travel insurance cover for both domestic as well as international trip. It is important to get an insurance cover for international trip as a medical […]

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The complete guide to Aadhaar

Published in Mint on 19th May 2018.   If you have been reading about the Supreme Court verdict on Aadhaar, you might be wondering whether you should have an Aadhaar or not? We tell you where it is mandatory and where it isn’t. Bank account After the apex court indefinitely extended the deadline to link […]

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Three tasks before the new insurance regulator

Published in Mint on 3rd May 2018 The Insurance Regulatory and Development Authority of India (Irdai) has got a new chairman: Subhash Chandra Khuntia, a former chief secretary to the Karnataka government. He will succeed T.S. Vijayan, who retired in February. Khuntia has his work cut out both in the life and the non-life space. […]

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IRDAI bows before the Delhi High Court

Published in Mint on 21st March 2018.   After being chided by the Delhi High Court for turning a blind eye to how insurance companies are misusing the exclusion clause of genetic disorders in health insurance policies, the Insurance Regulatory and Developing Authority of India (Irdai) has asked insurance companies to remove genetic disorders from […]

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More Indian companies taking cyber insurance cover

Published in The Times Of India on 15th March 2018.   BENGALURU: The ransomware attacks over the past two years has significantly increased Indian companies’ desire to take cyber insurance. Gurgaon-based Secure-Now, an insurance brokerage and risk advisory firm that works with companies in the e-commerce and mobile wallets space, said it saw a 200% […]

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High Court pushes for clean health insurance

Published in Mint on 6th March, 2018.   The fuzziness in drafting exclusionary clauses has made buying a health insurance policy a risk in itself in India. Vague, broad-based definitions and interpretation of clauses can leave you with a policy but no real cover. But now it’s time for a clean-up. In a 26 February […]

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New regulator should move away from micro-managing

Published in Mint on 19th February, 2018.   Mint’s Insurance Conclave 2018 in Mumbai, held on 13 February, saw a discussion on IPOs and changing market trends in the life insurance industry. The panelists included Amitabh Chaudhry, managing director and chief executive officer, HDFC Standard Life Insurance Co. Ltd; Arijit Basu, managing director and chief […]

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Reducing costs in traditional insurance plans

Published in Mint on 5th February, 2018.   While most insurers favour status quo, will the lowering of surrender charges in traditional insurance cum investment plans benefit the policyholders? We ask the experts. R.M. Vishakha, MD and CEO, IndiaFirst Life Insurance Co. Ltd Unit linked insurance plans (Ulips) are market-linked, and investor bear the risk […]

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Budget 2018: Rs5 lakh Modicare for the poor

Published in Mint on 2nd February, 2018.   The budget 2018 focussed on senior citizens and people from the lower-income group. While increasing the tax deduction should encourage individuals to buy more health insurance, the flagship National Health Protection Scheme that the budget 2018 announced will cover over 10 crore poor and vulnerable families or […]

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