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Group Health Insurance In Ahmedabad
Premium Starts @ 2000/person
(Excluding Taxes)
Premium Starts @ 2000/person excluding Taxes
Benefits
Comprehensive cover
No waiting period & disease-wise limits
No prior health checks
Institutional support during a claim
4 Most Trusted Insurers
SecureNow Assistance
Online policy copy
Instant risk confirmation
Experienced medico-legal panel
Single point interface for claims
Renewal reminders
Digital proposal form and paymentCompare quotes in 2 steps
Customise benefits based on your budget.
Group Health Insurance In Ahmedabad
Compare quotes in 2 steps
Customise benefits based on your budget.
Trusted Benefit Platform
Dashboard
A dashboard for you to view and manage your policies
Reimbursement Via App
Register, submit and track your reimbursement claims.
Centralised Support
Connect with single contact for all support queries
Cashless Via App
Electronic mediclaim cards and insurance reminders
Endorsement Ledger
Real time estimate of CD balance is available
Dashboard
A dashboard for you to view and manage your policies
Reimbursement Via App
Register, submit and track your reimbursement claims.
Centralised Support
Connect with single contact for all support queries
Cashless Via App
Electronic mediclaim cards and insurance reminders
Endorsement Ledger
Real time estimate of CD balance is available
Top Most Trusted Insurers
Book your Insurance in Simple steps
Finalise the Plan
Collect Employee Data
Make Payment Online
Get Policy
Get E-Cards
Make Claims
Claims Helpline
Add and Delete Employee
1) Finalise the Plan
Delight your Employees With Our Add-On Plans
BRONZE
Free
Key Account Manager
Mobile App:Cashless eCard and Reimbursement eClaims
Claim status on app
HR Dashboard
SILVER
Rs. 100/ per employee
All feature of Bronze
General Physician Video consultation: 2 per employee
wellness webinar: 1 per month
Quarterly premium client engagement call
GOLD
Rs. 750/ per employee
All feature of Silver
Specialist Video consultation: 2 per employee
Basic health check-up on 9 parameters
Top-up insurance of 10 lacs Sum assured with 5 lacs Deductible for self, spouse, and 2 children (max age:40)
Claims support for personal health insurance plans
PLATINUM
Rs. 2500/ per employee
All feature of Gold
Specialist Video consultation: 4 per employee
Advanced health check-up on 25 parameters
Top-up insurance of 10 lacs Sum assured with 5 lacs Deductible for Father and Mother (max age:70-for top 10% of employees)
Buy Now Pay Later OPD Upto 10K per employee
Senior Citizen helpline
BRONZE
Free
Key Account Manager
Mobile App:Cashless eCard and Reimbursement eClaims
Claim status on app
HR Dashboard
SILVER
Rs. 100/ per employee
All feature of Bronze
General Physician Video consultation: 2 per employee
wellness webinar: 1 per month
Quarterly premium client engagement call
GOLD
Rs. 750/ per employee
All feature of Silver
Specialist Video consultation: 2 per employee
Basic health check-up on 9 parameters
Top-up insurance of 10 lacs Sum assured with 5 lacs Deductible for self, spouse, and 2 children (max age:40)
Claims support for personal health insurance plans
PLATINUM
Rs. 2500/ per employee
All feature of Gold
Specialist Video consultation: 4 per employee
Advanced health check-up on 25 parameters
Top-up insurance of 10 lacs Sum assured with 5 lacs Deductible for Father and Mother (max age:70-for top 10% of employees)
Buy Now Pay Later OPD Upto 10K per employee
Senior Citizen helpline
Testimonials
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Know More
Group Health Insurance Vs Individual Health Insurance
Claim Settlement of Insurance Companies
How Does Cashless Claim Work
How Does Reimbursement Claim Work
How Does Endorsement Process Work
Know More
Group Health Insurance Vs Individual Health Insurance
Quick Guide to Group Health Insurance in Ahmedabad
Group Health insurance in Ahmedabad
Ahmedabad is the largest city of Gujarat. It is known for its rapid growth in industries. It has a colourful culture with buzzing city life. With the growth of the city, access to quality health care is becoming even more critical. Payscale on health is on the rise in Ahmedabad; hence it is a backup for an individual and his family when it comes to health. Many employers wish to provide group health insurance in Ahmedabad to their employees. Also, the search is for the best medical coverage in this busy lifestyle. This guide shows why group health insurance is necessary in Ahmedabad.
The need for group health insurance in Ahmedabad
Ahmedabad has several leading hospitals in the market today such as Apollo Hospital, Sterling Hospital, Zydus Hospital, offering excellent healthcare services. But, this all comes at a cost, especially in private hospitals. A modest hospitalisation can set you back a few lakhs. In this situation, group health insurance becomes mission-critical as you are assured that all hospitalisation expenses will be covered. Therefore, it is essential to have a good health insurance policy in Ahmedabad.
Here are the top 3 points to determine a good group health insurance in Ahmedabad
- It also provides mental peace in case of a sudden medical emergency: Outbreak of diseases Ahmedabad has had its share of medical issues in the form of lifestyle diseases and vector-borne diseases. Almost everyone knows someone who is diabetic, has high blood pressure, or some respiratory illness. Lifestyle has contributed to the same. You need a medical insurance in Ahmedabad that can counter these.
- Uniform coverage: The group health insurance policy can cover the employee and dependents at a single go under one policy with uniform coverage. Group policies have many advantages. It is very attractive to potential employees and is very beneficial to look after the welfare of employees you already have. Group insurance in Ahmedabad which is for employees, covers hospitalisation, day care treatments, maternity benefits, and pre-existing disease.
- Cost: When it comes to cost, Group Health Insurance can be substantially cheaper and offers a comprehensive coverage. One of the main reasons for this affordability is that a group plan is issued to a large group of homogeneous people. Even the health insurance companies in Ahmedabad provide cover to dependents. Dependents are taken to mean spouse, children, and parents. This is great as there is now insurance for everyone and employees feel nice.
Tax Benefits of Health Insurance in Ahmedabad
One of the significant advantages of health insurance is the tax benefits it provides u/s 80D of the Income Tax Act. Both individual and group health insurance policies in Ahmedabad are eligible for tax deductions. Thus, you can claim tax deductions of up to INR 25,000 for yourself and your family. For senior citizens, this limit goes up to INR 50,000.
Employers providing group health insurance in Ahmedabad can also benefit from tax deductions. Premiums paid towards employees' health insurance are treated as business expenses, thus reducing the company's taxable income.
Group health insurance for employees in Ahmedabad
Providing group health insurance for employees has become a norm for businesses in Ahmedabad. Not only does it attract and retain top talent, but it also enhances productivity. It reduces absenteeism due to health issues. Companies can choose from a variety of group medical insurance policies that offer extensive coverage. It can include hospitalisation, critical illness, maternity, and outpatient treatments.
The flexibility of group health insurance policies allows companies to customise coverage according to the size and needs of their workforce. For instance, a startup with a younger employee base may focus on outpatient and wellness benefits. An established company might prioritise coverage for dependents and critical illnesses.
Benefit for the family:
A group family mediclaim policy in Ahmedabad can be your financial shield against unexpected healthcare costs. These policies cover hospitalisation, surgeries, and even daycare treatments. They can offer cashless claims at a network of hospitals.
However, a family can choose an individual health insurance plan as well, over and above the group insurance coverage. When selecting a mediclaim policy for the family in Ahmedabad, consider coverage for:
The best mediclaim policies also provide coverage for routine health check-ups and alternative treatments like Ayurveda or homoeopathy, which is popular in Gujarat.
Claim process for health insurance in Ahmedabad
Understanding the claim process is essential to making the most of your health insurance policy. In Ahmedabad, the claim process typically follows these steps:
1. Cashless claims process:
- a. Hospital Selection: Choose a network hospital affiliated with your insurer to avail of cashless services in Ahmedabad.
- b. Pre-Authorisation: Submit a pre-authorisation form to the hospital’s insurance desk, detailing the treatment required. This will be sent to the insurer for approval.
- c. Claim approval: Once the insurer approves the claim, the hospital bills are settled directly by the insurance company, subject to the policy terms.
- d. Discharge: After treatment, the insurer will directly settle the bills, ensuring a hassle-free experience for the policyholder.
2. Reimbursement claims process:
- a. Hospitalisation and payment: If you are treated at a non-network hospital, you will need to pay the bills upfront.
- b. Claim submission: Submit the original bills, treatment details, and other required documents to the insurer for claim processing.
- c. Claim review: The insurer will review the documents, verify the details, and approve the reimbursement claim based on the policy coverage limits.
- d. Reimbursement: Once approved, the insurer will transfer the reimbursed amount to your account.
Choosing the ideal mediclaim policy in Ahmedabad requires a detailed assessment of several factors, such as policy features and costs. SecureNow is a leading platform for acquiring group health insurance, offering businesses a comprehensive, affordable, and flexible solution. With its robust support system, SecureNow streamlines the management of organisations' employee health benefits.
Frequently Asked Questions
Group Health Insurance is a health policy that covers a number of individuals, especially employees of a certain organisation, under a single plan. In such scenarios, as in the case of group health insurance
for business in Ahmedabad, it has several advantages such as covering employees for medical expenses, increasing employee’s satisfaction level and providing tax benefits to the employer.
Business in Ahmedabad can customize the group health insurance policy to suit the needs of the organization. Companies can choose from a range of coverage options such as hospitalization, with options for daycare
procedures and coverage for pre and post-hospitalization, etc. Some policies can also include treatments available for the entire family as well as maternity and newborn baby coverage.
A group health insurance policy for businesses in Ahmedabad should have the following features such as comprehensive medical coverage, reasonable premium, hospital network offering medical care, easy claim process and in some cases, wellness programmes. Some policies also offer coverage to the employee's spouse and dependent children. Maternity benefits can also be included.
Most group health insurance providers, including SecureNow, have user-friendly online platforms. Businesses in Ahmedabad can easily submit, track and manage claims online. This will ensure hassle-free and timely settlement of claims.
Yes, businesses in Ahmedabad are entitled to tax benefits when they purchase group health insurance policies. The premium that is paid by an employer for group health insurance policy is tax-deductible. This gives businesses an additional incentive to offer group health insurance policy to their employees and also help provide valuable healthcare coverage.