With the advent of the industrial revolution, it had a profound social impact, particularly in terms of the number and severity of accidents in manufacturing plants. With the evolution of sophisticated manufacturing products...
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The Public Liability Insurance act is enacted to provide for all owners involved in the production & handling of hazardous substances, a sense of financial security. It was introduced to provide direct assistance to the victims (other than workers) affected by the accidents occurring while handling of hazardous substances by the insurance amount paid by the owners.
The bare act defines "Handling" in relation to any hazardous substance as the manufacture, processing, treatment, packaging, storing, transportation, collection, destruction, conversion, offering for sale, transfer, or the like of such hazardous substance.
Public liability insurance act 1991 is a mandatory liability policy for owners involved in the production & handling of hazardous substances, wherein immediate relief is provided to the victims other than workers. It came into effect mainly due to Union Carbide incident (popularly known as Bhopal gas tragedy) of 1984. Such incidences are unpredictable & unavoidable due to which this Policy came into effect.
Inclusion under the Public Liability Insurance Act are noted below:
Exclusions under the Public Liability Insurance Act are noted below:
Steps for filling a claim under Public Liability Act claim are described below:
Below is the list of documents required for filing a claim under Public Liability Act insurance:
With the advent of the industrial revolution, it had a profound social impact, particularly in terms of the number and severity of accidents in manufacturing plants. With the evolution of sophisticated manufacturing products...
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