View and download policies, proposal forms, detailed wordings, network hospital list etc.
See escalation matrix, send service requests, track progress, get acknowledgements etc.
Intimate claim, fill claim form, share documents, track status, get reminders etc.
Insurance recognized by investors, external agencies and international companies. Meets contractual requirements that you may have
Cost of litigation for deficient services or negligence covered. Most occupations covered. The cover may be India-focused or worldwide. Current and past employees covered. Subsidiaries can also be covered
Covers claims related to any event after the retroactive date. This is specified as the start date when the first errors and Ommissions insurance was bought. Ensures that cases that come about several years after the incident also covered. The insurance in force when the claim is made covers the costs
Insurers will provide legal support to defend yourself. In a few cases they will take on the obligation of fighting your cause
Claims pertaining to a period before the retroactive date are not covered. If there is a break in the renewal of the insurance then the retroactive date is reset to the start date of the new insurance. We prevent this by ensuring timely renewal
Claims that come about from an issue that was known before the insurance was bought are rejected. The insurer will cross examine the case closely to see when the company became aware of the matter. This can be addressed by clearly describing any known issues when you buy your first D&O cover
Guarantees made under a contract or warrantees are not covered. The financial loss incurred by the customer has to be proven and not pre-determined by contract
Provide the completed claim form, legal notices, court and other correspondence on the matter, estimate of legal fees, letter of subrogation. Do not admit liability without informing the insurer
Extensions can be purchased to cover libel and slander cases; service deficiency by consultants and sub-contractors; loss of document related claims; intellectual property related claims
The main exclusions are known issues, prior acts, bodily or property damage, fraud, fines & penalties and contractual guarantees. This is a long list but we can help you navigate and understand these exclusions
We have specialized liability underwriters and tie-ups with international experts.
We work with all insurers to get you the best options- both in terms of price and features.
Cover notes are issued within hours of request. This documentation is sufficient for any contractual requirement.
We manage all aspects of your claim - from preparing documentation to follow-up with the insurer.
We will advice you on risk management best practices.
See all your contracts renewal information in one place. Place service requests on PAM.