Designed For IRIA Members

Care Health Insurance Limited (formerly known as Religare Health Insurance Company Limited's Personal Accident Insurance)

Buy Rs 1 Crore Personal Accident Insurance @ Rs 8 per day

  • Cover for Accidental Death and Permanent Disability
  • Accidental hospitalization upto Rs. 1,00,000
  • Instant policy issuance
All fields required

Get quote if you agree to our Terms of Use and Privacy Policy

Leave a message and we'll call you back.

Advantages of Care Health Insurance Limited (formerly known as Religare Health Insurance Company Limited's Personal Accident Insurance)

Comprehensive Cover
Our exclusive personal accident product covers accidental death, permanent total and partial disability, fracture and hospitalization due to accidents.
Nominal Cost
For a Rs 20 lacs cover the cost is about 0.04% of the sum assured. For higher sum assureds, the rate reduces to about 0.02% of the sum assured.
Easy To Buy
Securenow's existing clients and registered users of SecureNow App can buy this exclusive product. Just click on the "Buy Now" button above. No medical tests needed.
Worldwide Coverage
Care Health Insurance Limited (formerly known as Religare Health Insurance Company Limited's Personal Accident Insurance) policy cover is applicable worldwide. So, even if you are travelling abroad for on work or holiday the cover is valid

Benefits of Our Personal Accident Insurance

Accidental Death Benefit

  • Our personal accident insurance provides 24*7 worldwide coverage for accidental death. Accidents in offical and non-official working hours are covered.
  • Cause of death includes road accidents, work-place incidents, or mishaps at home
  • Compensation, upto 100% sum assured, is paid to the beneficiary of the insured

Disabilities Covered

  • Our accidental insurance plan pays a pre-specified proportion of the sum assured in case the insured suffers from an accidental related permanent disability.
  • Partial disability to specific body parts is covered with payout between 2 to 70% of sum assured
  • Total disability such as loss of both eyes or limbs is covered with payout of 100% of sum insured

Medical Expenses

  • The Personal Accident insurance will also cover specific accidental medical expenses. This is a supplementary cover to standard health insurance
  • Emergency accidental hospitalization cover is available upto Rs 1,00,000
  • Outpatient expenses (OPD) for fractures is covered upto Rs 20,000.


The Personal Accident insurance provides extended coverages at a reasonable premium. It covers accidental death, permanent, partial or total disability, and fractures typically not covered in other insurances. It also covers accidental hospitalization expenses upto Rs. 1,00,000.
Standard exclusions includes natural death, self inflicted injuries, intoxication, death or injury due to any sexually transmitted diseases, due to war and criminal acts, while engaging in an adventure sport or hazardous activity, due to pregnancy including childbirth, miscarriage, abortion or complication arising there from etc.
Additional benefits provided under our exclusive personal accident insurance includes coverage for fractures upto Rs. 20,000 and accidental hospitalization upto Rs. 1,00,000. One more extended coverage is that sum insured can be chosen maximum upto 1 crore under our exclusive personal accident insurance plan.
While making a claim under a personal accident insurance, nominee is required to produce complete personal information along with the death certificate (in case of death), dully filled claim form, panchnama, FIR report, post-mortem report, hospitalization report, medical bills and medical certificate.
Process to file a claim under this insurance starts from intimation of claim. Policyholder should intimate SecureNow and should submit all the required documents along with duly signed claim form within the specified time. There onwards, we will follow up with Care Health Insurance Limited (formerly known as Religare Health Insurance Company Limited) to get your claims get passed.
Our personal accident insurance covers fractures which is very unlikely to get in other products available in the market. In case of claim for fracture due to accident, a compensation benefit is paid maximum upto Rs. 20,000 as per the fracture table of Care Health Insurance Limited (formerly known as Religare Health Insurance Company Limited) health insurance's group secure product.
Our premium amount is determined on the basis of selected sum insured. Premium is computed by considering the covers being provided which also includes add on cover such as fractures and accidental hospitalization. This product is available at this premium only for Securenow and SecureNow App clients.
A general thumb rule is to look for a cover that is atleast 10 times of your annual income. The higher the insurance cover, the more is the security. One can also consider other factors also such as his/her current and future liabilities. In our policy you can choose sum insured starting from 10 lakhs to 1 crore.
Our exclusive personal accident insurance product with Care Health Insurance Limited (formerly known as Religare Health Insurance Company Limited) provides comprehensive coverage at an affordable premium. Premium for this policy is discounted atleast 70% compared to the standard products available in the market. Moreover, coverage for accidental hospitalization expenses, and fracture is not commonly available.
An individual who is a registered user of our app 'SecureNow App' (available on both Android and iOS) or is our client can buy this personal accident insurance policy. Minimum entry age to buy this product is 18 years and maximum entry age is 70 years. Policy tenure is of one year.
Claims can be processed on reimbursement basis under this personal accident insurance product. In case of any claim, first you need to submit the claim documents in a stipulated time limit. After the submission, Care Health Insurance Limited (formerly known as Religare Health Insurance Company Limited) would review the document and then transfer the passed claim amount to your bank account directly.
Yes, because the risks covered are different in both the policies. Health insurance covers medical treatment costs, particularly hospitalization. Personal accident covers accidental death and disabilities. Under accidental insurance, lump sum payment is made depending upon the type of claim, unlike health insurance where only amount of treatment is paid. Also, you would be also able to claim small incidents such as fracture in this exclusive accident insurance which is not covered under health policy.


What are the different types of Disabilities covered under a Group Personal Accident Plan?

Group personal accident insurance plans cover multiple types of disabilities. The disabilities caused by accidents are classified under the following three sections for determining compensation:
  • Permanent Total Disablement (PTD)
  • Permanent Partial Disablement (PPD)
  • Temporary Total Disablement (TTD)
Read More

How is the Claim Processed Under Group Personal Accident Insurance?

Steps to follow in case of a death claim
  • Assignee named under the policy should immediately notify the policy issuing office.
  • Submit the claim form along with the death certificate, post-mortem report, police report and original copy of the policy.
  • Documents Required
  • Claim Form
  • Photo ID
Read More

What Is Not Covered Under Group Personal Accident Insurance?

The below-mentioned causes of injury or death are not covered or included under a group personal accident insurance:
  • Additional payment for a claim after it has been paid
  • Any pre-existing condition and disability or accident arising out of it
  • Consequential loss of any kind and legal liability
Read More

Search Insuropedia - Enter Your Question.

Why SecureNow

Deep Product

Leverage specialized underwriters and international experts unique for each line of business.


Works with all the leading insurers to discover the best price for most comprehensive features.

Quick Turnaround

Get cover note issued within 24 hours. All service requests are resolved in pre-defined TATs.

Strong Claims

Manage all aspects of claim including insurer, surveyor & TPA co-ordination, and documentation.


Receive risk diagnostic reports, themographic studies, policy analysis, and wellness programs.

Policy Administration System

Access your insurance policies through single login; service requests, MIS, and renewal alerts.