Religare's Personal Accident Insurance
Buy Rs 1 Crore Personal Accident Insurance @ Rs 8 per day
- Cover for Accidental Death and Permanent Disability
- Accidental hospitalization upto Rs. 1,00,000
- Instant policy issuance
Login to account.
View and download policies, proposal forms, detailed wordings and network hospital list etc.
Interact with servicing.
See escalation matrix, send service requests, track progress, get acknowledgements etc.
Manage claims.
Intimate claim, fill claim form, share documents, track status, get reminders etc.
Returning User
Haven't found the right product or information?
our risk advisor can help you.
Get quote if you agree to our Terms of Use and Privacy Policy
Requested Quotes
| Product | Premium(G.S.T. @ 18%) | Quote ID | Date | Proceed to pay |
|---|
Claim Forms
Policy Wordings
Proposal Forms
Training Material Forms
Network Hospital List
Leave a message and we'll call you back.
CONTACT ME
Advantages of Religare's Personal Accident Insurance
Comprehensive Cover
Our exclusive personal accident product covers accidental death, permanent total and partial disability, fracture and hospitalization due to accidents.
Nominal Cost
For a Rs 20 lacs cover the cost is about 0.04% of the sum assured. For higher sum assureds, the rate reduces to about 0.02% of the sum assured.
Easy To Buy
Securenow's existing clients and registered users of Notify can buy this exclusive product. Just click on the "Buy Now" button above. No medical tests needed.
Worldwide Coverage
Religare's Personal Accident policy cover is applicable worldwide. So, even if you are travelling abroad for on work or holiday the cover is valid
Benefits of Our Personal Accident Insurance
Accidental Death Benefit
- Our personal accident insurance provides 24*7 worldwide coverage for accidental death. Accidents in offical and non-official working hours are covered.
- Cause of death includes road accidents, work-place incidents, or mishaps at home
- Compensation, upto 100% sum assured, is paid to the beneficiary of the insured
Disabilities Covered
- Our accidental insurance plan pays a pre-specified proportion of the sum assured in case the insured suffers from an accidental related permanent disability.
- Partial disability to specific body parts is covered with payout between 2 to 70% of sum assured
- Total disability such as loss of both eyes or limbs is covered with payout of 100% of sum insured
Medical Expenses
- The Personal Accident insurance will also cover specific accidental medical expenses. This is a supplementary cover to standard health insurance
- Emergency accidental hospitalization cover is available upto Rs 1,00,000
- Outpatient expenses (OPD) for fractures is covered upto Rs 20,000.
FAQs
The Personal Accident insurance provides extended coverages at a reasonable premium. It covers accidental death, permanent, partial or total disability, and fractures typically not covered in other insurances. It also covers accidental hospitalization expenses upto Rs. 1,00,000.
Standard exclusions includes natural death, self inflicted injuries, intoxication, death or injury due to any sexually transmitted diseases, due to war and criminal acts, while engaging in an adventure sport or hazardous activity, due to pregnancy including childbirth, miscarriage, abortion or complication arising there from etc.
Additional benefits provided under our exclusive personal accident insurance includes coverage for fractures upto Rs. 20,000 and accidental hospitalization upto Rs. 1,00,000. One more extended coverage is that sum insured can be chosen maximum upto 1 crore under our exclusive personal accident insurance plan.
While making a claim under a personal accident insurance, nominee is required to produce complete personal information along with the death certificate (in case of death), dully filled claim form, panchnama, FIR report, post-mortem report, hospitalization report, medical bills and medical certificate.
Process to file a claim under this insurance starts from intimation of claim. Policyholder should intimate SecureNow and should submit all the required documents along with duly signed claim form within the specified time. There onwards, we will follow up with Religare to get your claims get passed.
Our personal accident insurance covers fractures which is very unlikely to get in other products available in the market. In case of claim for fracture due to accident, a compensation benefit is paid maximum upto Rs. 20,000 as per the fracture table of religare health insurance's group secure product.
An individual who is a registered user of our app 'Notify' (available on both Android and iOS) or is our client can buy this personal accident insurance policy. Minimum entry age to buy this product is 18 years and maximum entry age is 70 years. Policy tenure is of one year.
Claims can be processed on reimbursement basis under this personal accident insurance product. In case of any claim, first you need to submit the claim documents in a stipulated time limit. After the submission, Religare would review the document and then transfer the passed claim amount to your bank account directly.
Yes, because the risks covered are different in both the policies. Health insurance covers medical treatment costs, particularly hospitalization. Personal accident covers accidental death and disabilities. Under accidental insurance, lump sum payment is made depending upon the type of claim, unlike health insurance where only amount of treatment is paid. Also, you would be also able to claim small incidents such as fracture in this exclusive accident insurance which is not covered under health policy.
Insuropedia
What are the different types of Disabilities covered under a Group Personal Accident Plan?
Group personal accident insurance plans cover multiple types of disabilities. The disabilities caused by accidents are classified under the following three sections for determining compensation:
Read More
- Permanent Total Disablement (PTD)
- Permanent Partial Disablement (PPD)
- Temporary Total Disablement (TTD)
How is the Claim Processed Under Group Personal Accident Insurance?
Steps to follow in case of a death claim
Read More
- Assignee named under the policy should immediately notify the policy issuing office.
- Submit the claim form along with the death certificate, post-mortem report, police report and original copy of the policy.
- Documents Required
- Claim Form
- Photo ID
What Is Not Covered Under Group Personal Accident Insurance?
The below-mentioned causes of injury or death are not covered or included under a group personal accident insurance:
Read More
- Additional payment for a claim after it has been paid
- Any pre-existing condition and disability or accident arising out of it
- Consequential loss of any kind and legal liability
