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Product | Premium(G.S.T. @ 18%) | Quote ID | Date | Proceed to pay |
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The policy bought will not cover any architectural work carried out before the starting date of the policy. Claims that arise from an issue known before the insurance was bought are rejected. If there is a break in the renewal of the architect’s professional liability insurance then the retroactive date is reset to the start of the new insurance.
If you provide incorrect information at any stage, it will affect your claim. Providing false information in the proposal form or fraudulent claim can make the insurance void and all claims will be forfeited. Claims can also be denied if you hide or omit material facts to reduce premium. For example, you may not have told the insurer about a pre-existing fault in a building design.
It includes any deliberate acts to meddle with the design of a building to lower costs. For instance, reducing the steel or concrete quality for cost savings.