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Typical examples include goods damaged during unloading and loading or while in storage; damage due to labour strike; and earthquake related damage. These perils can be covered if the inland transit insurance is placed properly.
This refers to damage caused by a product’s instability rather than external factors. For example coal tends to self-combust, some oils solidify, and paper can disintegrate. Inherent Vice is generally excluded but a discussion with experts like us can give a clear sense of how to reduce Inherent Vice risks.
Claims are often rejected if packaging material was sub-standard or not customary. This can be contentious in claim settlement. A good practice is to declare packaging upfront and agree with the insurer that this is sufficient.
The insurer should be immediately informed about the incident and provide all the documents such as an invoice, insurance policy, bill of lading, packing list, correspondence with carriers, damage certificate by carrier.
Some add-ons to cover include: Strike War and Allied perils, strikes, riots, lock-out, civil commotion and terrorism.
Typical exclusions are: Willful misconduct, ordinary leakage, ordinary loss in weight or volume or ordinary wear and tear, inadequate packing and delay howsoever caused.
We have specialized marine underwriters and tie-ups with international experts.
We work with all insurers to get you the best options- both in terms of price and features.
Cover notes are issued within hours of request. This ensures that your goods don’t sit idle at any stage.
We manage all aspects of your claim - from survey appointment to documentation to insurer follow-up.
We will advice you on risk management best practices.
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