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This inland marine insurance policy also covers Inland movement of consignments for specified period of time which is usually one year. This policy is suitable for insured with numerous transactions throughout the year and provides continuous cover.
Provides protection against different types of losses:
Policy can be customized as per the requirement. Different types of policies available are:
An element of profit can also be included in the sum insured which is allowed by the insurers. This is referred to as mark up in Marine Insurance parlance.
Typical examples include goods damaged during unloading and loading or while in storage; damage due to labour strike; and earthquake related damage. These perils can be covered if the inland transit insurance is placed properly.
This refers to damage caused by a product’s instability rather than external factors. For example coal tends to self-combust, some oils solidify, and paper can disintegrate. Inherent Vice is generally excluded but a discussion with experts like us can give a clear sense of how to reduce Inherent Vice risks.
Claims are often rejected if packaging material was sub-standard or not customary. This can be contentious in claim settlement. A good practice is to declare packaging upfront and agree with the insurer that this is sufficient.
The insurer should be immediately informed about the incident and provide all the documents like invoice, insurance policy, bill of lading, packing list, correspondence with carriers, damage certificate by carrier.
Some add-ons to cover include: Strike War and Allied perils, strikes, riots, lock-out, civil commotion and terrorism.
Typical exclusions are: Willful misconduct, Ordinary leakage, ordinary loss in weight or volume or ordinary wear and tear, inadequate packing and Delay howsoever caused.
We have specialized marine underwriters and tie-ups with international experts.
We work with all insurers to get you the best options- both in terms of price and features.
Cover notes are issued within hours of request. This ensures that your goods don’t sit idle at any stage.
We manage all aspects of your claim - from survey appointment to documentation to insurer follow-up.
We will advice you on risk management best practices.
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