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See escalation matrix, send service requests, track progress, get acknowledgements etc.

Manage claims.

Intimate claim, fill claim form, share documents, track status, get reminders etc.

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Product ADVANTAGE

  • Open Policy

    This policy also covers Inland movement of consignments for specified period of time which is usually one year. This policy is suitable for insured with numerous transactions throughout the year and provides continuous cover.

  • Losses of all kind

    Provides protection against different types of losses:

    • Total loss of goods
    • Partial loss of goods
    • Related expenses while the goods still in transit
  • Customization

    Policy can be customized as per the requirement. Different types of policies available are:

    • All risk cover – covers risks and damage to goods against all risks.
    • Limited Extension cover which provides some extensions like risk against strike, violence & civil commotion
    • Basic risk cover- example, fire or lightning risk cover only, etc.
  • Mark Up Value

    An element of profit can also be included in the sum insured which is allowed by the insurers. This is referred to as mark up in Marine Insurance parlance.

WHY CLAIMS GET REJECTED?

Uncovered Perils

Typical examples include goods damaged during unloading and loading or while in storage; damage due to labour strike; and earthquake related damage. These perils can be covered if the insurance is placed properly.

Inherent Vice

This refers to damage caused by a product’s instability rather than external factors. For example coal tends to self-combust, some oils solidify, and paper can disintegrate. Inherent Vice is generally excluded but a discussion with experts like us can give a clear sense of how to reduce Inherent Vice risks.

Inadequate Packaging

Claims are often rejected if packaging material was sub-standard or not customary. This can be contentious in claim settlement. A good practice is to declare packaging upfront and agree with the insurer that this is sufficient.

Why Securenow

  • DEEP PRODUCT KNOWLEDGE

    We have specialized marine underwriters and tie-ups with international experts.

  • COST-EFFECTIVE INSURANCE

    We work with all insurers to get you the best options- both in terms of price and features.
     

  • QUICK TURNAROUND

    Cover notes are issued within hours of request. This ensures that your goods don’t sit idle at any stage.

  • STRONG CLAIM SUPPORT

    We manage all aspects of your claim - from survey appointment to documentation to insurer follow-up.

  • VALUE ADDED SERVICES

    We will advice you on risk management best practices.

  • POLICY ADMINISTRATION SYSTEM (PAM)

    See all your contracts renewal information in one place. Place service requests on PAM.

Downloads

  • proposal form

  • Claim forms

  • Policy wordings

FAQs

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