View and download policies, proposal forms, detailed wordings, network hospital list etc.
See escalation matrix, send service requests, track progress, get acknowledgements etc.
Intimate claim, fill claim form, share documents, track status, get reminders etc.
Covers own damage of the vehicle and any property damage or bodily injury to a third party.
Several enhancing features available such as zero depreciation, no claim bonus protection, and hydrostatic lock for engine.
Get expert assistance in case of a car breakdown. Emergency assistance services such as battery jump start, puncture replacement, and car tow services.
Get the advantage of auto renewal reminder service that will alert you just in time so that your car continues to stay protected
Claims are often rejected If it is revealed during the claim investigation process that the cause of damage or loss to the vehicle is due to foul play or will full act of negligence, the claim is likely to be declined
In case the driver of the vehicle is found guilty of driving the vehicle under the effect of alcohol, such claims shall not be entertained
If the insured vehicle had incurred damages while being engaged for an unlawful activity and this fact is revealed during investigation, the indemnity shall be rejected.
Provide details of the policy number, details of the vehicle in question, copy of the policy report (where applicable), copy of the driver’s license.
Cashless claims will be available in network garages of respective insurer. Leading insurers have tie-ups with authorized service centers of leading automobile manufacturers such as Maruti Suzuki, Hyundai and Honda.
Typical Exclusions are: Willful Damage, Driving without a Valid License, Driving under influence of Drugs or Alcohol, War and Terrorism.
We have specialized marine underwriters and tie-ups with international experts.
We work with all insurers to get you the best options- both in terms of price and features.
Cover notes are issued within hours of request. This ensures that your goods don’t sit idle at any stage.
We manage all aspects of your claim - from survey appointment to documentation to insurer follow-up.
We will advice you on risk management best practices.
See all your contracts renewal information in one place. Place service requests on PAM.