| Proposal for Family Health Insurance |
Option 1:
Comprehensive Cover |
Option 2:
With Limited Add-Ons |
Option 3:
Basic Cover |
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Minimum Premium
(INR, excluding taxes) |
₹
per annum
|
₹
per annum
|
₹
per annum
|
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Sum Insured
|
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Cover Opted for
|
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Cashless Facility
|
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Lifetime Renewability
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Pre and Post hospitalisation expenses
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Day-care Surgeries
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No claim-based loading
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No Co-Pay
|
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No sub-limits on room rent
|
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No sub-limits for specific diseases and expenses
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Minimum 10% No-Claim bonus
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Lower waiting period for pre-existing diseases (i.e. less than 4 years)
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Note : These are indicative prices. Insurance is the subject matter of solicitation.
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Family Health Insurance Features
Lifelong Renewability
Buy insurance that can be renewed lifelong. The insurer cannot deny you a renewal or increase your prices even if you have made a claim.
Comprehensive Cover
Cover costs of hospitalisation, day-care procedures, OPD and diagnostic procedures related to the hospitalisation. Several products include OPD, maternity and international treatment benefits. The entire family can be covered in one insurance.
Cashless Treatment
The insurances offer cashless treatment is a large network of hospitals. Even if you visit hospitals outside of the network costs will be reimbursed.
Highly Rated
We identify the best rated plans for you. The ratings build in cost, product features and claims payment which makes the recommendations robust. No need for detailed searches or comparisons. We’ve done the work and identified the best insurances for you.
