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View and download policies, proposal forms, detailed wordings, network hospital list etc.

Interact with servicing team.

See escalation matrix, send service requests, track progress, get acknowledgements etc.

Manage claims.

Intimate claim, fill claim form, share documents, track status, get reminders etc.

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Product ADVANTAGE

  • Long Term investment and Market Linked Returns

    Investment of gratuity fund in unit linked investment portfolio will reduce business costs. A good plan will help you to reward your valuable employees without any financial issues on your business.

  • Comprehensive Cover

    Cover gratuity benefits as well as provide protection to the family through life insurance cover in the unfortunate event of death.

  • Extends tax relief to the employer & employee

    The annual gratuity contribution by an employer is treated as expenditure while calculating tax; Income from gratuity is exempted from tax up to the limit specified and subject to conditions under section 10(10).

  • Fast Claim settlement

    Easy and prompt claim settlement without any hassle.

Why Claims get rejected?

Misrepresentation of Facts

Under a group gratuity policy, it is necessary that the employer provide accurate and complete information about the policy holder. In case of any fraud or misrepresentation of facts, the claims will be rejected.

Non-Timely Renewal

Customers generally ignore the renewal process due to which the claimed filed between the renewal gap are rejected. We prevent this by sending timely renewal reminders.

Lack of appropriate paperwork

At the very least, you will often need to submit the reports from doctors confirming your injury and illness. You may need to submit supplementary proof to expedite your claim.

Why Securenow

  • DEEP PRODUCT KNOWLEDGE

    We have specialized employee benefits underwriters and tie-ups with international experts.

  • COST-EFFECTIVE INSURANCE

    We work with all insurers to get you the best options- both in terms of price and features.
     

  • QUICK TURNAROUND

    Cover notes are issued within hours of request. This documentation is sufficient for any contractual requirement.

  • STRONG CLAIM SUPPORT

    We manage all aspects of your claim - from preparing documentation to follow-up with the insurer.

  • VALUE ADDED SERVICES

    We will advice you on risk management best practices.

  • POLICY ADMINISTRATION SYSTEM (PAM)

    See all your contracts renewal information in one place. Place service requests on PAM.

Downloads

  • proposal form

  • Claim forms

  • Policy wordings

FAQs

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