View and download policies, proposal forms, detailed wordings and network hospital list etc.
See escalation matrix, send service requests, track progress, get acknowledgements etc.
Intimate claim, fill claim form, share documents, track status, get reminders etc.
|Product||Premium(G.S.T. @ 18%)||Quote ID||Date||Proceed to pay|
During the investigation at the time of claim settlement, if it is found that the cost of damage is deliberate, then such claims are not entertained by the insurer. Claim will also get rejected for any fraudulent, dishonest or criminal acts.
If you provide false or selective information in the proposal form the insurance becomes void and the claim gets rejected, for instance, if you specify that you have 10 trainers with experience but in reality you have only 5, then the claim may get rejected in future.
Claims can get rejected if you fail to meet the agreement with your insurer made during the policy issuance. For example, your quote may have been based on the fact that you have fire extinguisher (which reduces the risk of fire) or you have a 24/7 security guard. If either of these conditions is not met then your claim may be rejected.