Freight Forwarders Package Policy
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|Product||Premium(G.S.T. @ 18%)||Quote ID||Date||Proceed to pay|
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Claims that come about from an issue that was known before the insurance was bought are rejected. Further it can make the policy void due to non-disclosure. This can be addressed by clearly describing any known issues when you buy your first policy
Claims pertaining to a period before the retroactive date are not covered. If there is a break in the renewal of the freight forwarder insurance then the retroactive date is reset to the start date of the new insurance. Ensure timely renewal and carry forward of retroactive coverage.
Claims are often rejected if packaging material was sub-standard or not customary. This can be contentious in claim settlement. A good practice is to declare packaging upfront and agree with the insurer that this is sufficient.