Educational Institution Insurance
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Product | Premium(G.S.T. @ 18%) | Quote ID | Date | Proceed to pay |
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If you provide false information in the proposal form or make a fraudulent claim the Insurance becomes void and all claims forfeited. Claims can also be denied if you hide or omit material facts to reduce premium.
Sometimes the claim gets rejected because the cause of these claims is not covered in the policy. Some of the general exclusions in educational institution package policy are willful act or negligence, warlike operation and civil commotion, nuclear perils and consequential losses.
Non-disclosure of important information may cause the Insurer to deny the claim. For example, if you do not disclose that you have a boarding hostel. This can range from an inadvertent omission that was important to deliberate lapses to reduce your premium.