{"id":28635,"date":"2024-02-08T11:51:28","date_gmt":"2024-02-08T11:51:28","guid":{"rendered":"https:\/\/insuropedia.in?p=28635"},"modified":"2026-07-16T08:37:35","modified_gmt":"2026-07-16T08:37:35","slug":"how-does-product-risk-insurance-handle-emerging-tech-and-innovative-features","status":"publish","type":"post","link":"https:\/\/securenow.in\/insuropedia\/how-does-product-risk-insurance-handle-emerging-tech-and-innovative-features\/","title":{"rendered":"How does Product Risk Insurance handle emerging tech and innovative features?"},"content":{"rendered":"<div id=\"bsf_rt_marker\"><\/div><p><span style=\"font-weight: 400;\">We live in a litigious environment where consumers are increasingly aware of their rights and ready to pursue legal action if they believe a product has harmed them. <\/span>Businesses must protect themselves against potential financial losses arising from product failures, defects, or other liabilities.<\/p>\n<h2 data-path-to-node=\"3\">Key Takeaways<\/h2>\n<ul data-path-to-node=\"4\">\n<li>\n<p data-path-to-node=\"4,0,0\"><b data-path-to-node=\"4,0,0\" data-index-in-node=\"0\">Universal Supply Chain Accountability:<\/b> Product risk insurance provides a shared defensive shield, extending critical financial protection across all supply chain channels, from primary manufacturers and suppliers to distributors and retailers.<\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"4,1,0\"><b data-path-to-node=\"4,1,0\" data-index-in-node=\"0\">Emerging Technology Adaptability:<\/b> Modern policies feature high structural flexibility, allowing underwriting teams to update coverage terms in real time to match the fast-changing risks of innovative technological features.<\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"4,2,0\"><b data-path-to-node=\"4,2,0\" data-index-in-node=\"0\">The Legal Expense Cushion:<\/b> Operating in highly litigious global markets requires robust legal backing; this policy fully absorbs attorney fees, court costs, and court settlements awarded to plaintiffs.<\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"4,3,0\"><b data-path-to-node=\"4,3,0\" data-index-in-node=\"0\">The Three-Pronged Defect Net:<\/b> Underwriters structure product liability filters to protect against three primary operational vulnerabilities: design flaws, manufacturing defects, and inadequate warnings or instructions.<\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"4,4,0\"><b data-path-to-node=\"4,4,0\" data-index-in-node=\"0\">Expert Technical Collaboration:<\/b> To accurately assess complex, innovative products, insurance providers actively collaborate with technology experts and researchers to identify hidden software or structural vulnerabilities.<\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"4,5,0\"><b data-path-to-node=\"4,5,0\" data-index-in-node=\"0\">Proactive Risk Mitigation:<\/b> Beyond simple indemnity payouts, top-tier insurers provide forward-looking risk management services, including quality control assessments and product safety training to stop claims before they occur.<\/p>\n<\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Today, businesses face many challenges to thrive in the market as they need to operate on a global scale. Selling the products in various countries in different regulatory environments involves many risks. Businesses also need to consider technological advancements and introduce innovative products into the market. A complex supply chain system involving multiple parties is another challenge for businesses to include in their risk management strategy. This is when <\/span><a href=\"https:\/\/securenow.in\/commercial-liability-insurance\/product-liability-insurance\"><span style=\"font-weight: 400;\">product risk insurance<\/span><\/a><span style=\"font-weight: 400;\"> comes into play as it addresses most of these challenges by giving protection against potential risks associated with it.\u00a0<\/span><\/p>\n<div class=\"react-scroll-to-bottom--css-ifkjp-1n7m0yu\">\n<div class=\"flex flex-col pb-9 text-sm\">\n<div class=\"w-full text-token-text-primary sm:AIPRM__conversation__response\" data-testid=\"conversation-turn-1131\">\n<div class=\"px-4 py-2 justify-center text-base md:gap-6 m-auto\">\n<div class=\"flex flex-1 text-base mx-auto gap-3 md:px-5 lg:px-1 xl:px-5 md:max-w-3xl lg:max-w-[40rem] xl:max-w-[48rem] group final-completion\">\n<div class=\"relative flex w-full flex-col lg:w-[calc(100%-115px)] agent-turn\">\n<div class=\"flex-col gap-1 md:gap-3\">\n<div class=\"mt-1 flex justify-start gap-3 empty:hidden\">\n<h2 class=\"text-gray-400 flex self-end lg:self-center justify-center lg:justify-start mt-0 -ml-1 visible\"><b>What is <\/b><a href=\"https:\/\/securenow.in\/commercial-liability-insurance\/product-liability-insurance\"><b>product risk insurance<\/b><\/a><b>?<\/b><\/h2>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><span style=\"font-weight: 400;\">Product risk insurance<\/span><span style=\"font-weight: 400;\"> is a type of insurance that covers businesses against financial losses resulting from product failures, defects, or other liabilities. The policy also offers protection to various parties in the supply chain like manufacturers, suppliers, distributors, and retailers against product liability claims. This includes property damage or bodily injury caused by their products. It provides coverage for legal defence costs, court settlements, and judgments resulting from litigations alleging that a product caused harm to a consumer or third party.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The <\/span><a href=\"https:\/\/securenow.in\/commercial-liability-insurance\/product-liability-insurance\"><span style=\"font-weight: 400;\">product risk insurance<\/span><\/a><span style=\"font-weight: 400;\"> provides coverage for the following <\/span><a href=\"https:\/\/securenow.in\/commercial-liability-insurance\/product-liability-insurance\"><span style=\"font-weight: 400;\">product risks<\/span><\/a><span style=\"font-weight: 400;\">:<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Coverage for costs of settlements or judgments awarded to plaintiffs in product liability lawsuits<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Coverage for claims related to design defects, product contamination, malfunction, inadequate warnings, or wrong instructions.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Legal expenses cover include attorney fees, court fees, and other litigation-related expenses.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Financial protection coverage for parties in the supply chain, including manufacturers, suppliers, distributors, retailers, wholesalers, and importers.<\/span><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">Apart from this, <\/span><span style=\"font-weight: 400;\">product risk insurance<\/span><span style=\"font-weight: 400;\"> can be customized as per the specific needs of the business and types of products. Some insurers may offer risk management services like quality control assessments, product safety training, and regulatory assistance. This can help businesses understand <\/span><a href=\"https:\/\/securenow.in\/commercial-liability-insurance\/product-liability-insurance\"><span style=\"font-weight: 400;\">how to mitigate product risks<\/span><span style=\"font-weight: 400;\">.<\/span><\/a><span style=\"font-weight: 400;\"> Coverage can also be extended for international markets helping businesses manage the complexities of global markets and compliance requirements.<\/span><\/p>\n<h2><a href=\"https:\/\/securenow.in\/commercial-liability-insurance\/product-liability-insurance\"><b>What is associated with the product risk?<\/b><\/a><\/h2>\n<p><span style=\"font-weight: 400;\">There are various factors associated with product risks such as manufacturing defects, design flaws, inadequate instructions, labeling faults, uncertainty about product acceptance in the market, and more. Some of the key risks include regulatory issues, reputation damage, and variable consumer behavior.\u00a0<\/span><\/p>\n<div class=\"react-scroll-to-bottom--css-ifkjp-1n7m0yu\">\n<div class=\"flex flex-col pb-9 text-sm\">\n<div class=\"w-full text-token-text-primary sm:AIPRM__conversation__response\" data-testid=\"conversation-turn-1127\">\n<div class=\"px-4 py-2 justify-center text-base md:gap-6 m-auto\">\n<div class=\"flex flex-1 text-base mx-auto gap-3 md:px-5 lg:px-1 xl:px-5 md:max-w-3xl lg:max-w-[40rem] xl:max-w-[48rem] group final-completion\">\n<div class=\"relative flex w-full flex-col lg:w-[calc(100%-115px)] agent-turn\">\n<div class=\"flex-col gap-1 md:gap-3\">\n<div class=\"flex flex-grow flex-col max-w-full\">\n<div class=\"min-h-[20px] text-message flex flex-col items-start gap-3 whitespace-pre-wrap break-words [.text-message+&amp;]:mt-5 overflow-x-auto\" data-message-author-role=\"assistant\" data-message-id=\"bd1e99b4-9b00-4e63-8236-ecbb42f51f1a\">\n<div class=\"markdown prose w-full break-words dark:prose-invert light\">\n<p>Emerging technology also contributes significantly to the product risks. Products incorporating new or emerging technologies may present unique risks. However, this includes technical complexities, unanticipated consequences of innovative features, and interoperability issues that can impact product safety and performance.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<h2><b>How does <\/b><b>product risk insurance<\/b><b> play an important role?<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Product risk insurance<\/span><span style=\"font-weight: 400;\"> plays an important role in handling emerging technologies and innovative features. Here are some of the important features of <\/span><span style=\"font-weight: 400;\">product risk insurance<\/span><span style=\"font-weight: 400;\"> that help businesses come up with innovative products:<\/span><\/p>\n<ul>\n<li aria-level=\"1\">\n<h3><b>Customised coverage<\/b><\/h3>\n<\/li>\n<\/ul>\n<div class=\"react-scroll-to-bottom--css-ifkjp-1n7m0yu\">\n<div class=\"flex flex-col pb-9 text-sm\">\n<div class=\"w-full text-token-text-primary sm:AIPRM__conversation__response\" data-testid=\"conversation-turn-1129\">\n<div class=\"px-4 py-2 justify-center text-base md:gap-6 m-auto\">\n<div class=\"flex flex-1 text-base mx-auto gap-3 md:px-5 lg:px-1 xl:px-5 md:max-w-3xl lg:max-w-[40rem] xl:max-w-[48rem] group final-completion\">\n<div class=\"relative flex w-full flex-col lg:w-[calc(100%-115px)] agent-turn\">\n<div class=\"flex-col gap-1 md:gap-3\">\n<div class=\"flex flex-grow flex-col max-w-full\">\n<div class=\"min-h-[20px] text-message flex flex-col items-start gap-3 whitespace-pre-wrap break-words [.text-message+&amp;]:mt-5 overflow-x-auto\" data-message-author-role=\"assistant\" data-message-id=\"e383c24f-008f-4071-b3b7-ecec94fd0a38\">\n<div class=\"markdown prose w-full break-words dark:prose-invert light\">\n<p>The coverage can be tailored to the specific risks associated with products designed using emerging technologies. Moreover, this could include coverage for malfunctions, potential defects, or unanticipated consequences resulting from the usage of innovative features.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<ul>\n<li aria-level=\"1\">\n<h3><b>Collaboration with technology experts<\/b><\/h3>\n<\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Insurance providers may collaborate with technology experts, and researchers to better understand the innovative product designed using emerging technology. This would help to evaluate various factors such as potential vulnerabilities, market acceptance, and regulatory considerations.<\/span><\/p>\n<ul>\n<li aria-level=\"1\">\n<h3><b>Flexibility<\/b><\/h3>\n<\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Product risk insurance<\/span><span style=\"font-weight: 400;\"> policies may offer flexibility to accommodate the evolving nature of emerging technologies. This could involve provisions for updating coverage terms as per the updation in technology. Insurers also continuously monitor developments in emerging technologies to stay ahead of potential risks. This includes keeping track of industry trends, emerging best practices, and regulatory changes.<\/span><\/p>\n<h3>Summary Table: Strategic Underwriting Framework of Product Risk Insurance<\/h3>\n<table data-path-to-node=\"1\">\n<thead>\n<tr>\n<td><strong>Operational &amp; Market Challenge<\/strong><\/td>\n<td><strong>Underwritten Product Perils<\/strong><\/td>\n<td><strong>Comprehensive Supply Chain Payout Elements<\/strong><\/td>\n<td><strong>Strategic Engineering &amp; Technology Safeguards<\/strong><\/td>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td><span data-path-to-node=\"1,1,0,0\"><b data-path-to-node=\"1,1,0,0\" data-index-in-node=\"0\">Global Scale &amp; Regulatory Diversity<\/b><\/span><\/td>\n<td>\n<p data-path-to-node=\"1,1,1,0\">\u2022 Regulatory compliance failure.<\/p>\n<p data-path-to-node=\"1,1,1,2\">\u2022 Labeling faults.<\/p>\n<p data-path-to-node=\"1,1,1,4\">\u2022 Inadequate warnings or wrong instructions.<\/p>\n<\/td>\n<td><span data-path-to-node=\"1,1,2,0\">Expands comprehensive liability protections to international markets and cross-border trade.<\/span><\/td>\n<td><span data-path-to-node=\"1,1,3,0\">Risk management services offer quality control assessments and regulatory assistance.<\/span><\/td>\n<\/tr>\n<tr>\n<td><span data-path-to-node=\"1,2,0,0\"><b data-path-to-node=\"1,2,0,0\" data-index-in-node=\"0\">Technological Advancement &amp; Innovation<\/b><\/span><\/td>\n<td>\n<p data-path-to-node=\"1,2,1,0\">\u2022 Technical complexities.<\/p>\n<p data-path-to-node=\"1,2,1,2\">\u2022 Malfunctions &amp; defects.<\/p>\n<p data-path-to-node=\"1,2,1,4\">\u2022 Interoperability issues.<\/p>\n<p data-path-to-node=\"1,2,1,6\">\u2022 Unanticipated consequences of innovative features.<\/p>\n<\/td>\n<td><span data-path-to-node=\"1,2,2,0\">Covers court settlements, judgments, and legal damage awards awarded to plaintiffs.<\/span><\/td>\n<td><span data-path-to-node=\"1,2,3,0\">Providers offer flexibility to update coverage terms as emerging technology evolves.<\/span><\/td>\n<\/tr>\n<tr>\n<td><span data-path-to-node=\"1,3,0,0\"><b data-path-to-node=\"1,3,0,0\" data-index-in-node=\"0\">Complex Supply Chain Systems<\/b><\/span><\/td>\n<td><span data-path-to-node=\"1,3,1,0\">Product flaws or physical product contamination introduced at any point in the lifecycle.<\/span><\/td>\n<td><span data-path-to-node=\"1,3,2,0\">Unified protection for manufacturers, suppliers, distributors, retailers, wholesalers, and importers.<\/span><\/td>\n<td><span data-path-to-node=\"1,3,3,0\">Collaborates with technology experts and researchers to evaluate hidden product vulnerabilities.<\/span><\/td>\n<\/tr>\n<tr>\n<td><span data-path-to-node=\"1,4,0,0\"><b data-path-to-node=\"1,4,0,0\" data-index-in-node=\"0\">Litigious Consumer Environments<\/b><\/span><\/td>\n<td><span data-path-to-node=\"1,4,1,0\">Severe property damage or bodily injury caused by a defective product.<\/span><\/td>\n<td><span data-path-to-node=\"1,4,2,0\">Absorbs full legal expenses, including attorney fees, court fees, and litigation overheads.<\/span><\/td>\n<td><span data-path-to-node=\"1,4,3,0\">Mitigates severe corporate reputation damage by accelerating forensic dispute resolution.<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2><b>Conclusion<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">To sum up, <\/span><span style=\"font-weight: 400;\">product risk insurance<\/span><span style=\"font-weight: 400;\"> adapts to the dynamic landscape of emerging technologies by assessing newer potential risks, tailoring coverage, collaborating with experts, and offering risk management services. This helps businesses navigate the risks associated with emerging technologies and innovation while protecting themselves against potential financial losses.<\/span><\/p>\n<h3 data-path-to-node=\"6\">Frequently Asked Questions (FAQs)<\/h3>\n<h4 data-path-to-node=\"7\"><b data-path-to-node=\"7\" data-index-in-node=\"0\">1. What is product risk insurance and who needs to purchase it?<\/b><\/h4>\n<p data-path-to-node=\"7\"><strong>A)<\/strong> Product risk insurance is a specialized category of liability insurance designed to protect businesses from severe financial losses resulting from product failures, defects, or associated liabilities. This policy is highly necessary for all entities operating within a modern commercial supply chain-including manufacturers, suppliers, distributors, retailers, wholesalers, and importers-to insulate their corporate capital from costly product liability lawsuits.<\/p>\n<h4 data-path-to-node=\"8\"><b data-path-to-node=\"8\" data-index-in-node=\"0\">2. What core product failure risks are covered under this liability policy?<\/b><\/h4>\n<p data-path-to-node=\"8\"><strong>A)<\/strong> A comprehensive product risk insurance policy underwrites a wide spectrum of operational and design errors. The contract provides robust coverage for claims arising from design defects, manufacturing flaws, product contamination, physical malfunctions, inadequate safety warnings, and wrong user instructions that cause bodily injury or property damage to a consumer.<\/p>\n<h4 data-path-to-node=\"9\"><b data-path-to-node=\"9\" data-index-in-node=\"0\">3. How does product risk insurance help businesses that introduce innovative emerging technologies?<\/b><\/h4>\n<p data-path-to-node=\"9\"><strong>A)<\/strong> The policy plays an important role in safeguarding innovation by offering customized coverage tailored to the unique technical complexities of new products. It covers malfunctions and unanticipated consequences tied to innovative features. Furthermore, insurers provide the contract flexibility required to update policy terms as the underlying technology evolves.<\/p>\n<h4 data-path-to-node=\"10\"><b data-path-to-node=\"10\" data-index-in-node=\"0\">4. What specific litigation expenses does a product liability policy cover during a lawsuit?<\/b><\/h4>\n<p data-path-to-node=\"10\"><strong>A)<\/strong> If a consumer files a lawsuit alleging that a product caused them harm, the insurance company absorbs the overwhelming financial burden of the legal defense. Covered legal expenses include attorney fees, court fees, independent forensic testing costs, and all litigation-related expenses, alongside the final court judgments or settlements awarded to plaintiffs.<\/p>\n<h4 data-path-to-node=\"11\"><b data-path-to-node=\"11\" data-index-in-node=\"0\">5. Can a product risk policy be extended to cover international markets and global exports?<\/b><\/h4>\n<p data-path-to-node=\"11\"><strong>A)<\/strong> Yes, businesses operating on a global scale can extend their product risk insurance portfolios to encompass international markets. This geographic extension helps multinational corporations manage the complex regulatory environments, diverse consumer behaviors, and strict compliance requirements tied to exporting goods into different countries.<\/p>\n<h4 data-path-to-node=\"12\"><b data-path-to-node=\"12\" data-index-in-node=\"0\">6. What value-added risk management services do insurance providers offer to mitigate product flaws?<\/b><\/h4>\n<p data-path-to-node=\"12\"><strong>A)<\/strong> To help businesses proactively minimize their risk exposure, many insurance companies provide specialized risk management services alongside standard financial protection. These consultative services include independent quality control assessments, product safety training for engineering teams, and regulatory compliance assistance to help firms eliminate design or labeling faults before products enter the market.<\/p>\n<p><script type=\"application\/ld+json\">\n{\n  \"@context\": \"https:\/\/schema.org\",\n  \"@type\": \"FAQPage\",\n  \"mainEntity\": [\n    {\n      \"@type\": \"Question\",\n      \"name\": \"What is product risk insurance and who needs to purchase it?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"Product risk insurance is a specialized category of liability insurance designed to protect businesses from severe financial losses resulting from product failures, defects, or associated liabilities. 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These consultative services include independent quality control assessments, product safety training for engineering teams, and regulatory compliance assistance to help firms eliminate design or labeling faults before products enter the market.\"\n      }\n    }\n  ]\n}\n<\/script><\/p>\n<h4><b>About The Author<\/b><\/h4>\n<p><strong>Rajesh Mehta<\/strong><\/p>\n<p><span style=\"font-weight: 400;\">MBA Finance<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Rajesh has become a distinguished expert in liability insurance with over 8 years of extensive experience in the insurance industry. As a dedicated writer for SecureNow, he crafts insightful and informative blogs and articles that help businesses and individuals understand the nuances of liability insurance, from policy details to industry trends. Throughout his career, Rajesh has developed a profound knowledge of various types of liability coverage, including professional, general, and product liability insurance. Their expertise enables them to break down complex topics into accessible content, making it easier for readers to make informed decisions about their insurance needs.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>We live in a litigious environment where consumers are increasingly aware of their rights and ready to pursue legal action if they believe a product has harmed them. Businesses must protect themselves against potential financial losses arising from product failures, defects, or other liabilities. Key Takeaways Universal Supply Chain Accountability: Product risk insurance provides a [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"om_disable_all_campaigns":false,"_lmt_disableupdate":"no","_lmt_disable":"no","_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[1211,5],"tags":[2212,2213,2214],"class_list":["post-28635","post","type-post","status-publish","format-standard","hentry","category-product-features-liability-insurance","category-liability-insurance","tag-product-risk-insurance","tag-product-risks","tag-how-to-mitigate-product-risks"],"acf":[],"modified_by":"SecureNow","_links":{"self":[{"href":"https:\/\/securenow.in\/insuropedia\/wp-json\/wp\/v2\/posts\/28635","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/securenow.in\/insuropedia\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/securenow.in\/insuropedia\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/securenow.in\/insuropedia\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/securenow.in\/insuropedia\/wp-json\/wp\/v2\/comments?post=28635"}],"version-history":[{"count":6,"href":"https:\/\/securenow.in\/insuropedia\/wp-json\/wp\/v2\/posts\/28635\/revisions"}],"predecessor-version":[{"id":36481,"href":"https:\/\/securenow.in\/insuropedia\/wp-json\/wp\/v2\/posts\/28635\/revisions\/36481"}],"wp:attachment":[{"href":"https:\/\/securenow.in\/insuropedia\/wp-json\/wp\/v2\/media?parent=28635"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/securenow.in\/insuropedia\/wp-json\/wp\/v2\/categories?post=28635"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/securenow.in\/insuropedia\/wp-json\/wp\/v2\/tags?post=28635"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}