{"id":26746,"date":"2023-06-11T07:39:38","date_gmt":"2023-06-11T07:39:38","guid":{"rendered":"https:\/\/insuropedia.in?p=26746"},"modified":"2026-02-09T07:17:30","modified_gmt":"2026-02-09T07:17:30","slug":"the-principle-of-no-fault-liability-of-the-public-liability-insurance-act-1991","status":"publish","type":"post","link":"https:\/\/securenow.in\/insuropedia\/the-principle-of-no-fault-liability-of-the-public-liability-insurance-act-1991\/","title":{"rendered":"The Principle of No-fault Liability of the Public Liability Insurance Act, 1991"},"content":{"rendered":"<div id=\"bsf_rt_marker\"><\/div><p><span data-contrast=\"auto\">The <\/span><b><span data-contrast=\"auto\">Principle of No-Fault Liability<\/span><\/b><span data-contrast=\"auto\"> under the <\/span><b><span data-contrast=\"auto\">Public Liability Insurance Act, 1991<\/span><\/b><span data-contrast=\"auto\"> mandates that compensation must be provided to victims of hazardous industrial incidents <\/span><b><span data-contrast=\"auto\">without requiring proof of negligence or fault<\/span><\/b><span data-contrast=\"auto\"> by the owner.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p>\n<h2 data-path-to-node=\"6\">Key Takeaways<\/h2>\n<ul data-path-to-node=\"7\">\n<li>\n<p data-path-to-node=\"7,0,0\"><b data-path-to-node=\"7,0,0\" data-index-in-node=\"0\">Speed Over Litigation:<\/b> The District Collector is empowered to award relief within 3 months. The goal is &#8220;immediate relief,&#8221; leaving long-term legal battles over &#8220;absolute liability&#8221; for the higher courts later.<\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"7,1,0\"><b data-path-to-node=\"7,1,0\" data-index-in-node=\"0\">The &#8220;Workman&#8221; Exclusion:<\/b> This Act specifically <b data-path-to-node=\"7,1,0\" data-index-in-node=\"47\">excludes<\/b> employees (Workmen). Employees are covered under the Workmen Compensation Act or ESIC. The PLI Act is strictly for the <i data-path-to-node=\"7,1,0\" data-index-in-node=\"175\">public<\/i> living or working near the factory.<\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"7,2,0\"><b data-path-to-node=\"7,2,0\" data-index-in-node=\"0\">Insurance vs. Paid-Up Capital:<\/b> By law, the insurance policy must cover an amount not less than the company&#8217;s <b data-path-to-node=\"7,2,0\" data-index-in-node=\"109\">Paid-Up Capital<\/b>, capped at \u20b950 Crore for the base policy.<\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"7,3,0\"><b data-path-to-node=\"7,3,0\" data-index-in-node=\"0\">The Environmental Relief Fund (ERF):<\/b> If a disaster is so large that the insurance money runs out, the ERF acts as an &#8220;excess layer&#8221; to ensure victims still get paid. In 2025, stricter monitoring was introduced to ensure companies don&#8217;t skip these contributions.<\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"7,4,0\"><b data-path-to-node=\"7,4,0\" data-index-in-node=\"0\">Handling = Storage &amp; Transport:<\/b> &#8220;Handling&#8221; isn&#8217;t just manufacturing; it includes the processing, packaging, storage, and even the <b data-path-to-node=\"7,4,0\" data-index-in-node=\"130\">transportation by vehicle<\/b> of hazardous materials.<\/p>\n<\/li>\n<\/ul>\n<p><span data-contrast=\"auto\">This principle ensures that <\/span><b><span data-contrast=\"auto\">affected individuals are promptly compensated<\/span><\/b><span data-contrast=\"auto\"> for injuries, death, or property damage resulting from hazardous substances. Unlike traditional legal procedures, where the burden of proof lies with the victim, this law <\/span><b><span data-contrast=\"auto\">shifts responsibility directly to the business or owner<\/span><\/b><span data-contrast=\"auto\">, simplifying and speeding up relief efforts.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">The Act also makes it <\/span><b><span data-contrast=\"auto\">mandatory for companies dealing with hazardous substances<\/span><\/b><span data-contrast=\"auto\"> to purchase public liability insurance and contribute to an Environmental Relief Fund, ensuring financial preparedness in case of an accident.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-ccp-props=\"{&quot;335551550&quot;:0,&quot;335551620&quot;:0}\">\u00a0<\/span><span style=\"font-weight: 400;\">The principle of no-fault liability is incorporated in Section 3 of the <\/span><a href=\"https:\/\/securenow.in\/insuropedia\/how-is-the-public-liability-act-premium-bifurcated-from-the-environmental-relief-fund\/\"><span style=\"font-weight: 400;\">Public Liability Insurance Act 1991<\/span><\/a><span style=\"font-weight: 400;\"> and is further extended by Section 4 of the Act. This concept was introduced to provide a safe industrial environment for the workers handling hazardous substances and to get financial benefits from the insurance policies. In this blog post, we will focus on the principle of no-fault liability of the <\/span><a href=\"https:\/\/securenow.in\/commercial-liability-insurance\/public-liability-act-insurance\"><span style=\"font-weight: 400;\">Public liability act insurance<\/span><\/a><span style=\"font-weight: 400;\"> and its salient features.\u00a0<\/span><\/p>\n<h2><b>Aim of the Public Liability Insurance Act 1991<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">In 1984, the Bhopal Gas leak tragedy was a catastrophic incident that shook the core of the Indian legal system. This injury and damage were immeasurable. <\/span>The gas release exposed over 500,000 people in small towns, resulting in injuries and fatalities among many workers. As the government was still struggling to give adequate relief to the victims as well as their families, the Oleum Gas leak tragedy came forth. This imposes the government to take note and make appropriate provisions for a safe industrial environment. Therefore, the Public Liability Insurance <a href=\"https:\/\/securenow.in\/commercial-liability-insurance\/public-liability-act-insurance\">(PLI) act <\/a>was introduced to provide immediate relief to the victims of industrial incidents and accidents occurring as a result of handling hazardous substances. This Act is the statutory mandate upon every industrial owner. It&#8217;s to take out the liability insurance policy before dealing with and managing any sort of hazardous substances in the industry.<\/p>\n<h3><b>Salient Features of Liability to Give Relief on the Principle of No-Fault<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">Certain cases involved the principle of no-fault include:-<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">When there is death or injury to any person, other than a workman, or damage to property resulting from the accident. The company owner shall be liable to provide relief as specified in the schedule for such death, injury, or damage.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">In any claim for relief mentioned above, a claimant shall not be required to establish that the death, injury or damage. <\/span><\/span>Any person&#8217;s wrongful act, neglect, or default can lead to a valid claim.\n<div class=\"react-scroll-to-bottom--css-etztb-1n7m0yu\">\n<div class=\"flex flex-col text-sm gizmo:pb-9 dark:bg-gray-800 gizmo:dark:bg-transparent\">\n<div class=\"w-full text-token-text-primary border-b border-black\/10 gizmo:border-0 dark:border-gray-900\/50 gizmo:dark:border-0 bg-gray-50 gizmo:bg-transparent dark:bg-[#444654] gizmo:dark:bg-transparent sm:AIPRM__conversation__response\" data-testid=\"conversation-turn-75\">\n<div class=\"p-4 gizmo:py-2 justify-center text-base md:gap-6 md:py-6 m-auto\">\n<div class=\"flex flex-1 gap-4 text-base mx-auto md:gap-6 gizmo:gap-3 gizmo:md:px-5 gizmo:lg:px-1 gizmo:xl:px-5 md:max-w-2xl lg:max-w-[38rem] gizmo:md:max-w-3xl gizmo:lg:max-w-[40rem] gizmo:xl:max-w-[48rem] xl:max-w-3xl } group final-completion\">\n<div class=\"relative flex w-[calc(100%-50px)] flex-col gizmo:w-full lg:w-[calc(100%-115px)] agent-turn\">\n<div class=\"flex-col gap-1 md:gap-3\">\n<div class=\"flex justify-between empty:hidden gizmo:mt-1 gizmo:justify-start gizmo:gap-3 lg:block gizmo:lg:flex\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">This section 3 of the PLI Act disentitles \u201cWorkmen\u201d, (as defined in the Workmen Compensation Act) as claimant. <\/span>Moreover, the definition of &#8220;injury&#8221; includes permanent total or permanent partial disability or sickness resulting from an industrial accident.<\/p>\n<hr class=\"\" data-path-to-node=\"2\" \/>\n<h2 class=\"\" data-path-to-node=\"3\">Summary: Public Liability Insurance (PLI) Act<\/h2>\n<div class=\"horizontal-scroll-wrapper\">\n<div class=\"table-block-component\">\n<div class=\"table-block has-export-button\">\n<div class=\"table-content not-end-of-paragraph\" data-hveid=\"0\" data-ved=\"0CAAQ3ecQahgKEwjhoOnS4suSAxUAAAAAHQAAAAAQqgI\">\n<table data-path-to-node=\"4\">\n<thead>\n<tr>\n<td><strong>Feature<\/strong><\/td>\n<td><strong>Details (Updated 2024-25)<\/strong><\/td>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td><span data-path-to-node=\"4,1,0,0\"><b data-path-to-node=\"4,1,0,0\" data-index-in-node=\"0\">Legal Principle<\/b><\/span><\/td>\n<td><span data-path-to-node=\"4,1,1,0\"><b data-path-to-node=\"4,1,1,0\" data-index-in-node=\"0\">No-Fault Liability:<\/b> Liability exists even if there was no negligence.<\/span><\/td>\n<\/tr>\n<tr>\n<td><span data-path-to-node=\"4,2,0,0\"><b data-path-to-node=\"4,2,0,0\" data-index-in-node=\"0\">Mandatory For<\/b><\/span><\/td>\n<td><span data-path-to-node=\"4,2,1,0\">Any owner handling &#8220;Hazardous Substances&#8221; above prescribed limits.<\/span><\/td>\n<\/tr>\n<tr>\n<td><span data-path-to-node=\"4,3,0,0\"><b data-path-to-node=\"4,3,0,0\" data-index-in-node=\"0\">Primary Beneficiaries<\/b><\/span><\/td>\n<td><span data-path-to-node=\"4,3,1,0\">General Public (Third parties) affected by the accident.<\/span><\/td>\n<\/tr>\n<tr>\n<td><span data-path-to-node=\"4,4,0,0\"><b data-path-to-node=\"4,4,0,0\" data-index-in-node=\"0\">Relief for Death<\/b><\/span><\/td>\n<td><span data-path-to-node=\"4,4,1,0\"><b data-path-to-node=\"4,4,1,0\" data-index-in-node=\"0\">\u20b95 Lakh<\/b> per person (Increased from \u20b925,000).<\/span><\/td>\n<\/tr>\n<tr>\n<td><span data-path-to-node=\"4,5,0,0\"><b data-path-to-node=\"4,5,0,0\" data-index-in-node=\"0\">Property Damage<\/b><\/span><\/td>\n<td><span data-path-to-node=\"4,5,1,0\">Up to <b data-path-to-node=\"4,5,1,0\" data-index-in-node=\"6\">\u20b950 Lakh<\/b> (Increased from \u20b96,000).<\/span><\/td>\n<\/tr>\n<tr>\n<td><span data-path-to-node=\"4,6,0,0\"><b data-path-to-node=\"4,6,0,0\" data-index-in-node=\"0\">Environmental Relief<\/b><\/span><\/td>\n<td><span data-path-to-node=\"4,6,1,0\">Explicitly includes restoration of ecosystems\/public property.<\/span><\/td>\n<\/tr>\n<tr>\n<td><span data-path-to-node=\"4,7,0,0\"><b data-path-to-node=\"4,7,0,0\" data-index-in-node=\"0\">ERF Contribution<\/b><\/span><\/td>\n<td><span data-path-to-node=\"4,7,1,0\">Owners must pay an amount equal to the premium into the <b data-path-to-node=\"4,7,1,0\" data-index-in-node=\"56\">Environmental Relief Fund<\/b>.<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<h3><b>Takeaway\u00a0<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">Are you looking out for liability or any commercial insurance? Look no further and get the best quotations instantly from <\/span><a href=\"https:\/\/securenow.in\/\"><span style=\"font-weight: 400;\">SecureNow.\u00a0<\/span><\/a><\/p>\n<div class=\"react-scroll-to-bottom--css-etztb-1n7m0yu\">\n<div class=\"flex flex-col text-sm gizmo:pb-9 dark:bg-gray-800 gizmo:dark:bg-transparent\">\n<div class=\"w-full text-token-text-primary border-b border-black\/10 gizmo:border-0 dark:border-gray-900\/50 gizmo:dark:border-0 bg-gray-50 gizmo:bg-transparent dark:bg-[#444654] gizmo:dark:bg-transparent sm:AIPRM__conversation__response\" data-testid=\"conversation-turn-71\">\n<div class=\"p-4 gizmo:py-2 justify-center text-base md:gap-6 md:py-6 m-auto\">\n<div class=\"flex flex-1 gap-4 text-base mx-auto md:gap-6 gizmo:gap-3 gizmo:md:px-5 gizmo:lg:px-1 gizmo:xl:px-5 md:max-w-2xl lg:max-w-[38rem] gizmo:md:max-w-3xl gizmo:lg:max-w-[40rem] gizmo:xl:max-w-[48rem] xl:max-w-3xl } group final-completion\">\n<div class=\"relative flex w-[calc(100%-50px)] flex-col gizmo:w-full lg:w-[calc(100%-115px)] agent-turn\">\n<div class=\"flex-col gap-1 md:gap-3\">\n<div class=\"flex flex-grow flex-col max-w-full gap-3 gizmo:gap-0\">\n<div class=\"min-h-[20px] text-message flex flex-col items-start gap-3 whitespace-pre-wrap break-words [.text-message+&amp;]:mt-5 overflow-x-auto\" data-message-author-role=\"assistant\" data-message-id=\"5e35cb93-66e3-4055-9c12-f655736e9f0b\">\n<p>We, as the leading tech-enabled insurance broker, offer innovative solutions and services in the insurance industry. We have served immense commercial establishments and have extensive experience in handling insurance claims from extensive research to providing end-to-end services to clients. SecureNow is passionate about offering fair insurance options to small and medium enterprises. <a href=\"https:\/\/securenow.in\/insuropedia\/contact\/\">Get in touch<\/a> to know more!<\/p>\n<h3>FAQ<\/h3>\n<h4><strong>Q) What is the principle of no-fault liability?<\/strong><\/h4>\n<p><span style=\"font-weight: 400;\"><strong>A)<\/strong> The no-fault liability principle holds individuals or entities responsible for damages or injuries regardless of whether they were at fault or negligent. This means that compensation is awarded based on the harm suffered, rather than on who caused the damage.<\/span><\/p>\n<h4><strong> Q) How does the principle of no-fault liability differ from traditional fault-based liability?<\/strong><\/h4>\n<p><span style=\"font-weight: 400;\"><strong>A)<\/strong> In traditional fault-based liability, compensation is awarded based on the party&#8217;s negligence or fault in causing the harm. On the other hand, no-fault liability does not require proving fault, making it easier for victims to receive compensation.<\/span><\/p>\n<h4><strong> Q) What are some common examples of situations where the principle of no-fault liability applies?<\/strong><\/h4>\n<p><span style=\"font-weight: 400;\"><strong>A)<\/strong> Examples of situations where no-fault liability may apply include car accidents covered by no-fault insurance, workers&#8217; compensation for workplace injuries, and certain product liability claims.<\/span><\/p>\n<h4><strong> Q) What are the benefits of the principle of no-fault liability?<\/strong><\/h4>\n<p><span style=\"font-weight: 400;\"><strong>A)<\/strong> The principle of no-fault liability can expedite the compensation process for victims, reduce the need for lengthy and costly legal battles to determine fault and provide more certain and predictable outcomes for those seeking compensation.<\/span><\/p>\n<h4><strong> Q) Are there any limitations to the principle of no-fault liability?\u00a0<\/strong><\/h4>\n<p><span style=\"font-weight: 400;\"><strong>A)<\/strong> While the principle of no-fault liability can streamline the compensation process, it may also limit the ability of victims to seek additional damages for pain and suffering or punitive damages. It is important to understand the specific laws and regulations governing no-fault liability in your jurisdiction.<\/span><\/p>\n<h4><b><span data-contrast=\"auto\"><span style=\"font-weight: 400;\"><strong>Q)<\/strong> <\/span>What is the principle of no-fault liability in the Public Liability Insurance Act, 1991?<\/span><\/b><\/h4>\n<p><span data-contrast=\"auto\"><span style=\"font-weight: 400;\"><strong>A)<\/strong> <\/span>It means a company must pay compensation to victims of hazardous accidents without the victim needing to prove negligence or fault.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p>\n<p><b><span data-contrast=\"auto\"><span style=\"font-weight: 400;\"><strong>Q)<\/strong> <\/span>Who is liable under the Public Liability Insurance Act, 1991?<\/span><\/b><\/p>\n<div class=\"markdown prose w-full break-words dark:prose-invert light\">\n<span data-contrast=\"auto\"> <span style=\"font-weight: 400;\"><strong>A)<\/strong> <\/span>The owner or operator handling hazardous substances is held strictly liable, regardless of fault or negligence.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p>\n<h4><b><span data-contrast=\"auto\"><span style=\"font-weight: 400;\"><strong>Q)<\/strong> <\/span>What is the purpose of no-fault liability?<\/span><\/b><\/h4>\n<p><span data-contrast=\"auto\"><span style=\"font-weight: 400;\"><strong>A)<\/strong> <\/span>To ensure swift compensation for victims of industrial accidents and simplify legal procedures by eliminating the need to prove fault.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p>\n<h4><b><span data-contrast=\"auto\"><span style=\"font-weight: 400;\"><strong>Q)<\/strong> <\/span>Is insurance mandatory under the Public Liability Insurance Act?<\/span><\/b><\/h4>\n<p><span data-contrast=\"auto\"><span style=\"font-weight: 400;\"><strong>A)<\/strong> <\/span>Yes, the Act requires all businesses dealing with hazardous materials to have public liability insurance and contribute to the Environmental Relief Fund.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p>\n<h4><b><span data-contrast=\"auto\"><span style=\"font-weight: 400;\"><strong>Q)<\/strong> <\/span>What is the role of the Environmental Relief Fund?<\/span><\/b><\/h4>\n<p><span data-contrast=\"auto\"><span style=\"font-weight: 400;\"><strong>A)<\/strong> <\/span>It provides additional compensation to victims of hazardous incidents when insurance coverage is insufficient.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p>\n<h4><b><span data-contrast=\"auto\"><span style=\"font-weight: 400;\"><strong>Q)<\/strong> <\/span>Does no-fault liability apply to all industries?<\/span><\/b><\/h4>\n<p><span data-contrast=\"auto\"><span style=\"font-weight: 400;\"><strong>A)<\/strong> <\/span>Only to those industries and operations involving hazardous substances as defined under the Act.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p>\n<h4><b>About The Author<\/b><\/h4>\n<p><strong>Rajesh Mehta<\/strong><\/p>\n<p><span style=\"font-weight: 400;\">MBA Finance<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Rajesh has become a distinguished expert in liability insurance with over 8 years of extensive experience in the insurance industry. As a dedicated writer for SecureNow, he crafts insightful and informative blogs and articles that help businesses and individuals understand the nuances of liability insurance, from policy details to industry trends. Throughout his career, Rajesh has developed a profound knowledge of various types of liability coverage, including professional, general, and product liability insurance. Their expertise enables them to break down complex topics into accessible content, making it easier for readers to make informed decisions about their insurance needs.<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><script type=\"application\/ld+json\">\n{\n  \"@context\": \"https:\/\/schema.org\",\n  \"@type\": \"FAQPage\",\n  \"mainEntity\": [{\n    \"@type\": \"Question\",\n    \"name\": \"What is the principle of no-fault liability?\",\n    \"acceptedAnswer\": {\n      \"@type\": \"Answer\",\n      \"text\": \"The no-fault liability principle holds individuals or entities responsible for damages or injuries regardless of whether they were at fault or negligent. 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On the other hand, no-fault liability does not require proving fault, making it easier for victims to receive compensation.\"\n    }\n  },{\n    \"@type\": \"Question\",\n    \"name\": \"What are some common examples of situations where the principle of no-fault liability applies?\",\n    \"acceptedAnswer\": {\n      \"@type\": \"Answer\",\n      \"text\": \"Examples of situations where no-fault liability may apply include car accidents covered by no-fault insurance, workers' compensation for workplace injuries, and certain product liability claims.\"\n    }\n  },{\n    \"@type\": \"Question\",\n    \"name\": \"What are the benefits of the principle of no-fault liability?\",\n    \"acceptedAnswer\": {\n      \"@type\": \"Answer\",\n      \"text\": \"The principle of no-fault liability can expedite the compensation process for victims, reduce the need for lengthy and costly legal battles to determine fault, and provide more certain and predictable outcomes for those seeking compensation.\"\n    }\n  },{\n    \"@type\": \"Question\",\n    \"name\": \"Are there any limitations to the principle of no-fault liability?\",\n    \"acceptedAnswer\": {\n      \"@type\": \"Answer\",\n      \"text\": \"While the principle of no-fault liability can streamline the compensation process, it may also limit the ability of victims to seek additional damages for pain and suffering or punitive damages. It is important to understand the specific laws and regulations governing no-fault liability in your jurisdiction.\"\n    }\n  }]\n}\n<\/script><\/p>\n","protected":false},"excerpt":{"rendered":"<p>The Principle of No-Fault Liability under the Public Liability Insurance Act, 1991 mandates that compensation must be provided to victims of hazardous industrial incidents without requiring proof of negligence or fault by the owner.\u00a0 Key Takeaways Speed Over Litigation: The District Collector is empowered to award relief within 3 months. The goal is &#8220;immediate relief,&#8221; [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"om_disable_all_campaigns":false,"_lmt_disableupdate":"no","_lmt_disable":"no","_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[1249,5],"tags":[1366,1704,1705,1706],"class_list":["post-26746","post","type-post","status-publish","format-standard","hentry","category-importance-liability-insurance","category-liability-insurance","tag-public-liability-insurance-act","tag-pli-act","tag-public-liability-insurance-act-1991","tag-public-liability-act-insurance"],"acf":[],"modified_by":"SecureNow","_links":{"self":[{"href":"https:\/\/securenow.in\/insuropedia\/wp-json\/wp\/v2\/posts\/26746","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/securenow.in\/insuropedia\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/securenow.in\/insuropedia\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/securenow.in\/insuropedia\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/securenow.in\/insuropedia\/wp-json\/wp\/v2\/comments?post=26746"}],"version-history":[{"count":12,"href":"https:\/\/securenow.in\/insuropedia\/wp-json\/wp\/v2\/posts\/26746\/revisions"}],"predecessor-version":[{"id":35369,"href":"https:\/\/securenow.in\/insuropedia\/wp-json\/wp\/v2\/posts\/26746\/revisions\/35369"}],"wp:attachment":[{"href":"https:\/\/securenow.in\/insuropedia\/wp-json\/wp\/v2\/media?parent=26746"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/securenow.in\/insuropedia\/wp-json\/wp\/v2\/categories?post=26746"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/securenow.in\/insuropedia\/wp-json\/wp\/v2\/tags?post=26746"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}