{"id":244,"date":"2013-12-24T09:46:27","date_gmt":"2013-12-24T09:46:27","guid":{"rendered":"http:\/\/blog.securenow.in\/?p=244"},"modified":"2026-03-25T11:15:49","modified_gmt":"2026-03-25T11:15:49","slug":"standalone-critical-illness-plans-a-comparison","status":"publish","type":"post","link":"https:\/\/securenow.in\/insuropedia\/standalone-critical-illness-plans-a-comparison\/","title":{"rendered":"Standalone Critical Illness Plans &#8211; a Comparison"},"content":{"rendered":"<div id=\"bsf_rt_marker\"><\/div><table border=\"0\" width=\"912\" cellspacing=\"0\" cellpadding=\"0\">\n<colgroup>\n<col width=\"223\" \/>\n<col width=\"120\" \/>\n<col width=\"93\" \/>\n<col width=\"74\" \/>\n<col width=\"92\" \/>\n<col width=\"117\" \/>\n<col width=\"107\" \/>\n<col width=\"86\" \/> <\/colgroup>\n<tbody>\n<tr>\n<td width=\"223\" height=\"100\"><strong>Insurer<\/strong><\/td>\n<td width=\"120\"><strong>Diseases Insured (number)<\/strong><\/td>\n<td width=\"93\"><strong>Maximum Sum Assured (Rs lakhs)<\/strong><\/td>\n<td width=\"74\"><strong>Maximum entry age (years)<\/strong><\/td>\n<td width=\"92\"><strong>Renewability<\/strong><\/td>\n<td width=\"117\"><strong>Pre-existing disease exclusion (years)<\/strong><\/td>\n<td width=\"107\"><strong>Survival Period (days)<\/strong><\/td>\n<td width=\"86\"><strong>Premium for Rs 5 lakhs sum assured for a 40 year old<\/strong><\/td>\n<\/tr>\n<tr>\n<td height=\"40\">ICICI Lombard<\/td>\n<td align=\"right\">9<\/td>\n<td align=\"right\">12<\/td>\n<td style=\"text-align: center;\" align=\"right\">45<\/td>\n<td style=\"text-align: center;\" align=\"right\">50<\/td>\n<td style=\"text-align: center;\">Always excluded<\/td>\n<td style=\"text-align: center;\" width=\"107\">Survival not required<\/td>\n<td style=\"text-align: center;\" align=\"right\">2496<\/td>\n<\/tr>\n<tr>\n<td height=\"20\">HDFC Ergo &#8211; Silver Plan<\/td>\n<td align=\"right\">8<\/td>\n<td align=\"right\">10<\/td>\n<td style=\"text-align: center;\" align=\"right\">45<\/td>\n<td style=\"text-align: center;\">Lifelong<\/td>\n<td style=\"text-align: center;\">Not excluded<\/td>\n<td style=\"text-align: center;\" align=\"right\" width=\"107\">30<\/td>\n<td style=\"text-align: center;\" align=\"right\">2809<\/td>\n<\/tr>\n<tr>\n<td height=\"20\">Bajaj Allianz<\/td>\n<td align=\"right\">10<\/td>\n<td align=\"right\">50<\/td>\n<td style=\"text-align: center;\" align=\"right\">65<\/td>\n<td style=\"text-align: center;\">Lifelong<\/td>\n<td style=\"text-align: center;\">Always excluded<\/td>\n<td style=\"text-align: center;\" align=\"right\" width=\"107\">30<\/td>\n<td style=\"text-align: center;\" align=\"right\">3090<\/td>\n<\/tr>\n<tr>\n<td height=\"20\">Max BUPA<\/td>\n<td align=\"right\">20<\/td>\n<td align=\"right\">10<\/td>\n<td style=\"text-align: center;\" align=\"right\">65<\/td>\n<td style=\"text-align: center;\">Lifelong<\/td>\n<td style=\"text-align: center;\" align=\"right\">4<\/td>\n<td style=\"text-align: center;\" align=\"right\" width=\"107\">30<\/td>\n<td style=\"text-align: center;\" align=\"right\">2620<\/td>\n<\/tr>\n<tr>\n<td height=\"20\">Future Generali<\/td>\n<td align=\"right\">12<\/td>\n<td align=\"right\">50<\/td>\n<td style=\"text-align: center;\" align=\"right\">65<\/td>\n<td style=\"text-align: center;\">Lifelong<\/td>\n<td style=\"text-align: center;\">Always excluded<\/td>\n<td style=\"text-align: center;\" align=\"right\" width=\"107\">28<\/td>\n<td style=\"text-align: center;\" align=\"right\">3381<\/td>\n<\/tr>\n<tr>\n<td height=\"40\">Cholamandalam &#8211; Standard Plan<\/td>\n<td align=\"right\">10<\/td>\n<td align=\"right\">10<\/td>\n<td style=\"text-align: center;\" align=\"right\">65<\/td>\n<td style=\"text-align: center;\">Lifelong<\/td>\n<td style=\"text-align: center;\">Always excluded<\/td>\n<td style=\"text-align: center;\" width=\"107\">30-180 days by disease<\/td>\n<td style=\"text-align: center;\" align=\"right\">4798<\/td>\n<\/tr>\n<tr>\n<td height=\"20\">Tata AIG<\/td>\n<td align=\"right\">11<\/td>\n<td align=\"right\">15<\/td>\n<td style=\"text-align: center;\" align=\"right\">60<\/td>\n<td style=\"text-align: center;\" align=\"right\">64<\/td>\n<td style=\"text-align: center;\">Always excluded<\/td>\n<td style=\"text-align: center;\" align=\"right\" width=\"107\">30<\/td>\n<td style=\"text-align: center;\" align=\"right\">8448<\/td>\n<\/tr>\n<tr>\n<td height=\"20\">IFFCO Tokio<\/td>\n<td align=\"right\">6<\/td>\n<td style=\"text-align: right;\">NA<\/td>\n<td style=\"text-align: center;\">NA<\/td>\n<td style=\"text-align: center;\">NA<\/td>\n<td style=\"text-align: center;\">Always excluded<\/td>\n<td style=\"text-align: center;\" width=\"107\">NA<\/td>\n<td style=\"text-align: center;\">NA<\/td>\n<\/tr>\n<tr>\n<td height=\"20\">Reliance<\/td>\n<td align=\"right\">10<\/td>\n<td align=\"right\">10<\/td>\n<td style=\"text-align: center;\" align=\"right\">50<\/td>\n<td style=\"text-align: center;\" align=\"right\">55<\/td>\n<td style=\"text-align: center;\">Always excluded<\/td>\n<td style=\"text-align: center;\" align=\"right\" width=\"107\">30<\/td>\n<td style=\"text-align: center;\" align=\"right\">2889<\/td>\n<\/tr>\n<tr>\n<td height=\"21\">Universal Sompo<\/td>\n<td align=\"right\">5<\/td>\n<td style=\"text-align: right;\">NA<\/td>\n<td style=\"text-align: center;\">NA<\/td>\n<td style=\"text-align: center;\">NA<\/td>\n<td style=\"text-align: center;\">Always excluded<\/td>\n<td style=\"text-align: center;\" align=\"right\" width=\"107\">30<\/td>\n<td style=\"text-align: center;\">NA<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n","protected":false},"excerpt":{"rendered":"<p>Insurer Diseases Insured (number) Maximum Sum Assured (Rs lakhs) Maximum entry age (years) Renewability Pre-existing disease exclusion (years) Survival Period (days) Premium for Rs 5 lakhs sum assured for a 40 year old ICICI Lombard 9 12 45 50 Always excluded Survival not required 2496 HDFC Ergo &#8211; Silver Plan 8 10 45 Lifelong Not [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":2359,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"om_disable_all_campaigns":false,"_lmt_disableupdate":"no","_lmt_disable":"no","_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[319],"tags":[36,320],"class_list":["post-244","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-media","tag-health-insurance","tag-critical-illness"],"acf":[],"modified_by":"SecureNow","_links":{"self":[{"href":"https:\/\/securenow.in\/insuropedia\/wp-json\/wp\/v2\/posts\/244","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/securenow.in\/insuropedia\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/securenow.in\/insuropedia\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/securenow.in\/insuropedia\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/securenow.in\/insuropedia\/wp-json\/wp\/v2\/comments?post=244"}],"version-history":[{"count":1,"href":"https:\/\/securenow.in\/insuropedia\/wp-json\/wp\/v2\/posts\/244\/revisions"}],"predecessor-version":[{"id":14253,"href":"https:\/\/securenow.in\/insuropedia\/wp-json\/wp\/v2\/posts\/244\/revisions\/14253"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/securenow.in\/insuropedia\/wp-json\/"}],"wp:attachment":[{"href":"https:\/\/securenow.in\/insuropedia\/wp-json\/wp\/v2\/media?parent=244"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/securenow.in\/insuropedia\/wp-json\/wp\/v2\/categories?post=244"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/securenow.in\/insuropedia\/wp-json\/wp\/v2\/tags?post=244"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}