{"id":12808,"date":"2020-08-13T11:51:53","date_gmt":"2020-08-13T11:51:53","guid":{"rendered":"https:\/\/securenow.in\/blog\/?p=12808"},"modified":"2026-02-23T10:16:26","modified_gmt":"2026-02-23T10:16:26","slug":"are-medical-malpractice-settlements-tax-free","status":"publish","type":"post","link":"https:\/\/securenow.in\/insuropedia\/are-medical-malpractice-settlements-tax-free\/","title":{"rendered":"Are medical malpractice settlements tax-free?"},"content":{"rendered":"<div id=\"bsf_rt_marker\"><\/div><p><b><span data-contrast=\"auto\">Medical malpractice settlements<\/span><\/b><span data-contrast=\"auto\"> are generally <\/span><b><span data-contrast=\"auto\">tax-free<\/span><\/b><span data-contrast=\"auto\"> in India <\/span><b><span data-contrast=\"auto\">if<\/span><\/b><span data-contrast=\"auto\"> they are awarded as compensation for physical injuries, pain, or suffering caused by medical negligence. However, the <\/span><b><span data-contrast=\"auto\">taxability depends on the nature of the settlement<\/span><\/b><span data-contrast=\"auto\">.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"58\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559683&quot;:0,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><b><span data-contrast=\"auto\">Non-taxable<\/span><\/b><span data-contrast=\"auto\">: If the amount is awarded strictly as compensation for bodily injury or loss of life under a civil suit or insurance claim, it is usually not subject to income tax.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"58\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559683&quot;:0,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><b><span data-contrast=\"auto\">Taxable<\/span><\/b><span data-contrast=\"auto\">: If any part of the settlement includes <\/span><b><span data-contrast=\"auto\">interest earned<\/span><\/b><span data-contrast=\"auto\">, <\/span><b><span data-contrast=\"auto\">punitive damages<\/span><\/b><span data-contrast=\"auto\">, or <\/span><b><span data-contrast=\"auto\">professional fees<\/span><\/b><span data-contrast=\"auto\">, then that portion may be <\/span><b><span data-contrast=\"auto\">taxable<\/span><\/b><span data-contrast=\"auto\"> under the Income Tax Act.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/li>\n<\/ul>\n<p><span data-contrast=\"auto\">Understanding the distinction between <\/span><b><span data-contrast=\"auto\">compensatory and non-compensatory amounts<\/span><\/b><span data-contrast=\"auto\"> is key for both doctors and patients handling malpractice claims.<\/span><\/p>\n<h2 data-path-to-node=\"5\">Key Takeaways<\/h2>\n<ul>\n<li><b data-path-to-node=\"6,0,0\" data-index-in-node=\"0\">The AMRI Hospital Precedent:<\/b> The 2013 Supreme Court ruling (Anuradha Saha case) serves as the primary legal shield against taxation. The court explicitly condemned the deduction of <b data-path-to-node=\"6,0,0\" data-index-in-node=\"181\">TDS (Tax Deducted at Source)<\/b> on a \u20b911.5 crore settlement, ruling that compensation for wrongful death cannot be treated as income.<\/li>\n<li data-path-to-node=\"6,1,0\"><b data-path-to-node=\"6,1,0\" data-index-in-node=\"0\">Constitutional Backing:<\/b> Claims for malpractice often stem from <b data-path-to-node=\"6,1,0\" data-index-in-node=\"63\">Article 21 (Right to Life)<\/b> and <b data-path-to-node=\"6,1,0\" data-index-in-node=\"94\">Article 32 (Constitutional Remedies)<\/b>. Because these awards are meant to rectify a violation of fundamental rights, the state generally cannot claim a portion of the relief through taxation.<\/li>\n<li data-path-to-node=\"6,2,0\"><b data-path-to-node=\"6,2,0\" data-index-in-node=\"0\">Nature of the Award Matters:<\/b> For an amount to be tax-free, it must be awarded strictly for <b data-path-to-node=\"6,2,0\" data-index-in-node=\"91\">physical injury, trauma, or loss of life<\/b>. If a settlement document labels a portion as &#8220;interest for delayed payment,&#8221; that specific portion is typically taxable.<\/li>\n<li data-path-to-node=\"6,3,0\"><b data-path-to-node=\"6,3,0\" data-index-in-node=\"0\">Insurance as a Safeguard:<\/b> For doctors, <b data-path-to-node=\"6,3,0\" data-index-in-node=\"39\">Professional Indemnity (PI) Insurance<\/b> handles these high-value settlements. Since the insurer pays the compensation directly to the victim or legal heir, the doctor is shielded from the devastating financial burden of such non-taxable (but massive) payouts.<\/li>\n<li data-path-to-node=\"6,4,0\"><b data-path-to-node=\"6,4,0\" data-index-in-node=\"0\">Ethics vs. Law:<\/b> The judiciary views taxing a malpractice settlement as not only &#8220;unlawful&#8221; but &#8220;inhuman,&#8221; as it attempts to profit from a family&#8217;s grief or a patient&#8217;s suffering.<\/li>\n<\/ul>\n<p>Any act of negligence or omission on the part of a medical professional that results in physical harm or trauma to a patient is medical malpractice. This also includes providing substandard quality treatment. So, let&#8217;s see if medical malpractice settlements are tax-free.<\/p>\n<p>Some instances of medical negligence are:<\/p>\n<ul>\n<li>Failure to give correct medical advice<\/li>\n<li>Improper administration of medicines<\/li>\n<li>Wrong or delay in diagnosis<\/li>\n<li>Performing improper or inappropriate surgery<\/li>\n<li>Leaving behind a foreign object like a bandage or cotton inside the patient\u2019s body after a surgery<\/li>\n<\/ul>\n<h2><strong>What are the actions in case of medical malpractice?<\/strong><\/h2>\n<p>In a case of medical malpractice, the doctor is held liable once the patient proves the breach of duty.<\/p>\n<p>Victims of medical malpractice can file lawsuits as per the provisions of Indian law and the Constitution.<br \/>\n<strong><br \/>\nArticle 21 &#8211; <\/strong>This article provides the citizens of India with a guarantee of the right to life. The right to health is an integral part of the right to life. It is the government\u2019s responsibility to provide good healthcare facilities. Any failure to do so is a violation of the right to life.<\/p>\n<p><strong>Article 32 \u2013 <\/strong>This article provides the Right to Constitutional Remedies. A citizen has the right to move the court in case of violation of fundamental rights.\u00a0Therefore, this article provides that in a case of medical negligence the victim can file a lawsuit against a medical professional\/s or the hospital.<\/p>\n<h3><strong>Is the monetary compensation taxable?<\/strong><\/h3>\n<p>A doctor or medical professional found guilty of medical malpractice can face disciplinary action and may also need to pay monetary compensation.<\/p>\n<p>The medical malpractice settlement is financial support to the victim&#8217;s family members and reduces their plight to some extent.<\/p>\n<p>Medical malpractice settlements have made authorities and professionals in the country more cautious about healthcare facilities.<\/p>\n<p><strong>Additional Read: <\/strong>\u00a0<a href=\"https:\/\/securenow.in\/insuropedia\/when-and-how-to-raise-a-claim-under-doctors-pi-policy\/\">When does a claim occur under Doctor professional indemnity?<\/a><\/p>\n<h3><strong>Kolkata hospital case<\/strong><\/h3>\n<p>The compensation paid in a case of medical malpractice is not taxable under income tax laws as it is not income.<\/p>\n<p>Let\u2019s look at a case from October 2013 to understand this further.<\/p>\n<p>In this case, the Supreme Court declared the highest-ever compensation for medical malpractice. The court told Kolkata\u2019s AMRI hospital to pay Rs 11.5 crore for the wrongful death of Anuradha Saha. The case was filed against the hospital and three reputed doctors of Kolkata.<\/p>\n<p>However, the hospital did not pay the entire amount to the deceased patient\u2019s family. It made a deduction of Rs 1.06 crore as Income Tax in the form of Tax Deducted at Source (TDS).<\/p>\n<p>Saha\u2019s husband then filed a petition of contempt against the hospital. The court found the deduction of TDS unlawful. A special bench of the Supreme Court condemned the hospital.<\/p>\n<p>The apex court said the compensation cannot be treated as an income for the family. It asked the hospital to pay back the deducted amount. The hospital was also directed to clear all payment discrepancies within two weeks.<\/p>\n<p>The medical malpractice settlement is an attempt to fill up the vacuum in the lives of the deceased\u2019s family. But that can never be filled up in reality. Thus, it is not just unlawful but also unethical and inhuman to consider this amount as an income and impose a tax.<\/p>\n<p>In a similar way, the settled claim is reimbursement of their expenses and not taxed.<\/p>\n<p>Doctors\u2019 liability insurance saves medical professionals from litigation related to medical malpractice. The insurance, also known as a doctor\u2019s professional liability insurance, provides professional indemnity for doctors.<\/p>\n<h3 data-path-to-node=\"2\">Summary: Taxability of Medical Malpractice Settlements<\/h3>\n<div class=\"horizontal-scroll-wrapper\">\n<div class=\"table-block-component\">\n<div class=\"table-block has-export-button is-at-scroll-start is-at-scroll-end\">\n<div class=\"table-content not-end-of-paragraph\" data-hveid=\"0\" data-ved=\"0CAAQ3ecQahgKEwjJvobx1ueSAxUAAAAAHQAAAAAQtAY\">\n<table data-path-to-node=\"3\">\n<thead>\n<tr>\n<td><strong>Category<\/strong><\/td>\n<td><strong>Tax Status<\/strong><\/td>\n<td><strong>Reason \/ Legal Basis<\/strong><\/td>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td><span data-path-to-node=\"3,1,0,0\"><b data-path-to-node=\"3,1,0,0\" data-index-in-node=\"0\">Compensatory Damages<\/b><\/span><\/td>\n<td><span data-path-to-node=\"3,1,1,0\"><b data-path-to-node=\"3,1,1,0\" data-index-in-node=\"0\">Non-Taxable<\/b><\/span><\/td>\n<td><span data-path-to-node=\"3,1,2,0\">Not considered &#8220;Income&#8221;; meant for physical\/mental restoration.<\/span><\/td>\n<\/tr>\n<tr>\n<td><span data-path-to-node=\"3,2,0,0\"><b data-path-to-node=\"3,2,0,0\" data-index-in-node=\"0\">Accrued Interest<\/b><\/span><\/td>\n<td><span data-path-to-node=\"3,2,1,0\"><b data-path-to-node=\"3,2,1,0\" data-index-in-node=\"0\">Taxable<\/b><\/span><\/td>\n<td><span data-path-to-node=\"3,2,2,0\">Considered &#8220;Income from Other Sources&#8221; under the IT Act.<\/span><\/td>\n<\/tr>\n<tr>\n<td><span data-path-to-node=\"3,3,0,0\"><b data-path-to-node=\"3,3,0,0\" data-index-in-node=\"0\">Punitive Damages<\/b><\/span><\/td>\n<td><span data-path-to-node=\"3,3,1,0\"><b data-path-to-node=\"3,3,1,0\" data-index-in-node=\"0\">Potentially Taxable<\/b><\/span><\/td>\n<td><span data-path-to-node=\"3,3,2,0\">May be treated as a windfall or a professional fee depending on the case.<\/span><\/td>\n<\/tr>\n<tr>\n<td><span data-path-to-node=\"3,4,0,0\"><b data-path-to-node=\"3,4,0,0\" data-index-in-node=\"0\">TDS on Settlements<\/b><\/span><\/td>\n<td><span data-path-to-node=\"3,4,1,0\"><b data-path-to-node=\"3,4,1,0\" data-index-in-node=\"0\">Unlawful<\/b><\/span><\/td>\n<td><span data-path-to-node=\"3,4,2,0\">As per the 2013 SC ruling (AMRI Hospital Case).<\/span><\/td>\n<\/tr>\n<tr>\n<td><span data-path-to-node=\"3,5,0,0\"><b data-path-to-node=\"3,5,0,0\" data-index-in-node=\"0\">Reimbursements<\/b><\/span><\/td>\n<td><span data-path-to-node=\"3,5,1,0\"><b data-path-to-node=\"3,5,1,0\" data-index-in-node=\"0\">Non-Taxable<\/b><\/span><\/td>\n<td><span data-path-to-node=\"3,5,2,0\">Payout for actual expenses incurred is a recovery of costs.<\/span><\/td>\n<\/tr>\n<tr>\n<td><span data-path-to-node=\"3,6,0,0\"><b data-path-to-node=\"3,6,0,0\" data-index-in-node=\"0\">Professional Fees<\/b><\/span><\/td>\n<td><span data-path-to-node=\"3,6,1,0\"><b data-path-to-node=\"3,6,1,0\" data-index-in-node=\"0\">Taxable<\/b><\/span><\/td>\n<td><span data-path-to-node=\"3,6,2,0\">Any portion classified as a service fee is subject to income tax.<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p>Medical malpractice insurance is crucial in safeguarding doctors from high settlement costs that may arise from claims of negligence. By providing financial protection, it allows doctors to focus on their practice without the fear of devastating financial consequences, preserving their reputation and ensuring continuity of care for patients.<\/p>\n<h2 aria-level=\"2\"><b><span data-contrast=\"auto\">FAQs<\/span><\/b><\/h2>\n<p><b><span data-contrast=\"auto\">Q) Are medical malpractice settlements taxable in India?<\/span><\/b><br \/>\n<span data-contrast=\"auto\"> <b>A) <\/b>No, if they are received as compensation for personal physical injury. However, interest or legal fee components may be taxable.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p>\n<p><b><span data-contrast=\"auto\">Q) Is compensation for medical negligence tax-free?<\/span><\/b><br \/>\n<span data-contrast=\"auto\"> <b>A) <\/b>Yes, compensation specifically for bodily harm or death due to medical negligence is generally not taxable under Indian tax laws.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p>\n<p><b><span data-contrast=\"auto\">Q) Do I need to report a malpractice settlement in my ITR?<\/span><\/b><br \/>\n<span data-contrast=\"auto\"> <b>A) <\/b>If it includes taxable components like interest or income from damages, you may need to report those portions.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p>\n<p><b><span data-contrast=\"auto\">Q) What part of a medical settlement is taxable?<\/span><\/b><br \/>\n<span data-contrast=\"auto\"> <b>A) <\/b>Only non-compensatory portions such as interest received, attorney\u2019s fees, or any income-like components are taxable.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p>\n<p><b><span data-contrast=\"auto\">Q) Do doctors pay tax on amounts received from insurance in malpractice cases?<\/span><\/b><br \/>\n<span data-contrast=\"auto\"> <b>A) <\/b>Doctors usually do not receive compensation in malpractice settlements\u2014rather, they or their insurer pay the settlement amount. Any compensation received by patients is tax-free if it\u2019s for injury.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p>\n<p><b><span data-contrast=\"auto\">Q) Are punitive damages in malpractice settlements taxable?<\/span><\/b><br \/>\n<span data-contrast=\"auto\"> <b>A) <\/b>Yes, punitive damages are typically treated as income and are subject to tax under Indian tax regulations.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><br \/>\n<script type=\"application\/ld+json\">\n{\n  \"@context\": \"https:\/\/schema.org\",\n  \"@type\": \"FAQPage\",\n  \"mainEntity\": [{\n    \"@type\": \"Question\",\n    \"name\": \"Are medical malpractice settlements taxable in India?\",\n    \"acceptedAnswer\": {\n      \"@type\": \"Answer\",\n      \"text\": \"No, if they are received as compensation for personal physical injury. However, interest or legal fee components may be taxable.\"\n    }\n  },{\n    \"@type\": \"Question\",\n    \"name\": \"Is compensation for medical negligence tax-free?\",\n    \"acceptedAnswer\": {\n      \"@type\": \"Answer\",\n      \"text\": \"Yes, compensation specifically for bodily harm or death due to medical negligence is generally not taxable under Indian tax laws.\"\n    }\n  },{\n    \"@type\": \"Question\",\n    \"name\": \"Do I need to report a malpractice settlement in my ITR?\",\n    \"acceptedAnswer\": {\n      \"@type\": \"Answer\",\n      \"text\": \"If it includes taxable components like interest or income from damages, you may need to report those portions.\"\n    }\n  },{\n    \"@type\": \"Question\",\n    \"name\": \"What part of a medical settlement is taxable?\",\n    \"acceptedAnswer\": {\n      \"@type\": \"Answer\",\n      \"text\": \"Only non-compensatory portions such as interest received, attorney\u2019s fees, or any income-like components are taxable.\"\n    }\n  },{\n    \"@type\": \"Question\",\n    \"name\": \"Do doctors pay tax on amounts received from insurance in malpractice cases?\",\n    \"acceptedAnswer\": {\n      \"@type\": \"Answer\",\n      \"text\": \"Doctors usually do not receive compensation in malpractice settlements\u2014rather, they or their insurer pay the settlement amount. Any compensation received by patients is tax-free if it\u2019s for injury.\"\n    }\n  },{\n    \"@type\": \"Question\",\n    \"name\": \"Are punitive damages in malpractice settlements taxable?\",\n    \"acceptedAnswer\": {\n      \"@type\": \"Answer\",\n      \"text\": \"Yes, punitive damages are typically treated as income and are subject to tax under Indian tax regulations.\"\n    }\n  }]\n}\n<\/script><\/p>\n<p><b>About The Author<\/b><\/p>\n<p><strong>Saloni Mishra\u00a0<\/strong><\/p>\n<p><span style=\"font-weight: 400;\">MBA Insurance Management<\/span><\/p>\n<p><span style=\"font-weight: 400;\">With an illustrious career in the insurance sector, <\/span><span style=\"font-weight: 400;\">Saloni<\/span><span style=\"font-weight: 400;\"> is a distinguished writer specializing in articles concerning doctor professional indemnity policies for SecureNow. Leveraging 12 years of hands-on experience, <\/span><span style=\"font-weight: 400;\">she<\/span><span style=\"font-weight: 400;\"> understands the intricate nuances of professional indemnity insurance tailored specifically for medical professionals. Her articles offer invaluable insights into the significance of doctor professional indemnity coverage, addressing the unique risks and challenges healthcare practitioners face. Renowned for their expertise and attention to detail, <\/span><span style=\"font-weight: 400;\">Saloni<\/span><span style=\"font-weight: 400;\"> is committed to providing readers with informative and actionable content that empowers them to make informed decisions regarding their insurance needs.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Medical malpractice settlements are generally tax-free in India if they are awarded as compensation for physical injuries, pain, or suffering caused by medical negligence. However, the taxability depends on the nature of the settlement.\u00a0 Non-taxable: If the amount is awarded strictly as compensation for bodily injury or loss of life under a civil suit or [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":3540,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"om_disable_all_campaigns":false,"_lmt_disableupdate":"no","_lmt_disable":"no","_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[484,976],"tags":[],"class_list":["post-12808","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-doctors-professional-indemnity","category-claims-doctors-professional-indemnity"],"acf":[],"modified_by":"SecureNow","_links":{"self":[{"href":"https:\/\/securenow.in\/insuropedia\/wp-json\/wp\/v2\/posts\/12808","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/securenow.in\/insuropedia\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/securenow.in\/insuropedia\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/securenow.in\/insuropedia\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/securenow.in\/insuropedia\/wp-json\/wp\/v2\/comments?post=12808"}],"version-history":[{"count":21,"href":"https:\/\/securenow.in\/insuropedia\/wp-json\/wp\/v2\/posts\/12808\/revisions"}],"predecessor-version":[{"id":35490,"href":"https:\/\/securenow.in\/insuropedia\/wp-json\/wp\/v2\/posts\/12808\/revisions\/35490"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/securenow.in\/insuropedia\/wp-json\/"}],"wp:attachment":[{"href":"https:\/\/securenow.in\/insuropedia\/wp-json\/wp\/v2\/media?parent=12808"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/securenow.in\/insuropedia\/wp-json\/wp\/v2\/categories?post=12808"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/securenow.in\/insuropedia\/wp-json\/wp\/v2\/tags?post=12808"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}