{"id":10510,"date":"2019-09-11T09:45:49","date_gmt":"2019-09-11T09:45:49","guid":{"rendered":"https:\/\/securenow.in\/blog\/?p=10510"},"modified":"2026-04-07T16:22:45","modified_gmt":"2026-04-07T16:22:45","slug":"what-is-workmen-compensation","status":"publish","type":"post","link":"https:\/\/securenow.in\/insuropedia\/what-is-workmen-compensation\/","title":{"rendered":"What is workmen compensation?"},"content":{"rendered":"<div id=\"bsf_rt_marker\"><\/div><p><span style=\"font-weight: 400;\">For any organization, employees are the most valuable tangible assets. The human asset needs the most in the evolution of business in this competitive and dynamic business world.\u00a0 It&#8217;s important to safeguard the company\u2019s human assets from workplace hazards. There are some job profiles that would involve a higher risk of injury and even death. Workmen&#8217;s compensation is the most effective solution for this. As per Workmen Compensation Act, 1923 it\u2019s mandatory for companies to seek <a href=\"https:\/\/securenow.in\/group-insurance\/workmen-compensation-insurance\">workmen compensation insurance<\/a> cover for employees working in hazardous situations.\u00a0<\/span><\/p>\n<h2 data-path-to-node=\"5\">Key Takeaways<\/h2>\n<ul data-path-to-node=\"6\">\n<li>\n<p data-path-to-node=\"6,0,0\"><b data-path-to-node=\"6,0,0\" data-index-in-node=\"0\">The Asset Protection Strategy:<\/b> Beyond legal compliance, the policy treats employees as &#8220;valuable tangible assets,&#8221; ensuring their welfare to maintain business continuity in high-risk sectors.<\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"6,1,0\"><b data-path-to-node=\"6,1,0\" data-index-in-node=\"0\">The &#8220;Higher Of&#8221; Principle:<\/b> Statutory payouts ensure a &#8220;floor&#8221; for compensation. For instance, in a death claim, the insurer pays whichever is higher: the fixed <b data-path-to-node=\"6,1,0\" data-index-in-node=\"160\">\u20b91,20,000<\/b> or the formula based on the <b data-path-to-node=\"6,1,0\" data-index-in-node=\"198\">age-related &#8220;relevant factor.&#8221;<\/b><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"6,2,0\"><b data-path-to-node=\"6,2,0\" data-index-in-node=\"0\">Inclusion of Non-Workmen:<\/b> Even if an employee does not fit the strict legal definition of a &#8220;workman&#8221; under the 1923 Act, they can still be covered under <b data-path-to-node=\"6,2,0\" data-index-in-node=\"154\">Table B<\/b> to protect the employer from common law suits.<\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"6,3,0\"><b data-path-to-node=\"6,3,0\" data-index-in-node=\"0\">Excluded Misconduct:<\/b> The &#8220;No-Fault&#8221; protection ends where <b data-path-to-node=\"6,3,0\" data-index-in-node=\"58\">intoxication (alcohol\/drugs)<\/b> or <b data-path-to-node=\"6,3,0\" data-index-in-node=\"90\">willful non-compliance<\/b> with safety laws begins. Self-inflicted injuries are strictly excluded.<\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"6,4,0\"><b data-path-to-node=\"6,4,0\" data-index-in-node=\"0\">Contractual Nuances:<\/b> Standard policies often exclude liabilities for <b data-path-to-node=\"6,4,0\" data-index-in-node=\"69\">contractors and their employees<\/b> unless a specific &#8220;Contractor Liability&#8221; rider is added to the plan.<\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"6,5,0\"><b data-path-to-node=\"6,5,0\" data-index-in-node=\"0\">Bilinear Benefits:<\/b> The policy provides a dual advantage: it shields the employer from expensive <b data-path-to-node=\"6,5,0\" data-index-in-node=\"96\">lawsuits<\/b> while providing the employee with <b data-path-to-node=\"6,5,0\" data-index-in-node=\"139\">rehabilitation expenses<\/b> and income loss coverage.<\/p>\n<\/li>\n<\/ul>\n<h2><b>Workmen Compensation Insurance \u2013 an Overview<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">A workmen&#8217;s compensation policy is an insurance program that helps the company to protect its employees when he\/she suffers an injury or die during the course of employment. Hence, the compensation under the <\/span><span style=\"font-weight: 400;\">workmen&#8217;s compensation policy<\/span><span style=\"font-weight: 400;\"> is payable as per the norms of the <\/span><a href=\"https:\/\/securenow.in\/group-insurance\/workmen-compensation-insurance\"><span style=\"font-weight: 400;\">Workmen\u2019s Compensation Act<\/span><\/a><span style=\"font-weight: 400;\"> of India, monitored by the Ministry of Labour. The <\/span><span style=\"font-weight: 400;\">workmen&#8217;s compensation policy<\/span><span style=\"font-weight: 400;\"> covers the statutory liability of the company or firm or any employer for death or physical injuries caused to employees. due to workplace accidents while performing job duties.\u00a0<\/span><\/p>\n<h4><span style=\"font-weight: 400;\">Workmen&#8217;s compensation policy provides coverage mainly in two forms mentioned below.<\/span><\/h4>\n<ul>\n<li style=\"font-weight: 400;\"><b>Table A<\/b><span style=\"font-weight: 400;\"> \u2013 table A policies offer coverage for the company\u2019s statutory liabilities to employees as per the terms of:<\/span><\/li>\n<\/ul>\n<ol>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">The Workmen Compensation Act, 1923. And any subsequent amendments to the said Act. Before the policy insurance.<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">The Fatal Accidents Act, 1855. And any subsequent amendments to the said Act. Before the policy issuance.<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">The Common Law<\/span><\/li>\n<\/ol>\n<p>&nbsp;<\/p>\n<ul>\n<li style=\"font-weight: 400;\"><strong>Table<\/strong> <b>B<\/b><span style=\"font-weight: 400;\"> \u2013 table B policies offer coverage for the company\u2019s statutory liabilities to employees as per the terms of:<\/span><\/li>\n<\/ul>\n<ol>\n<li><span style=\"font-weight: 400;\">The Fatal Accidents Act, 1855. And any subsequent amendments to the said Act.<\/span><\/li>\n<li><span style=\"font-weight: 400;\">The Common Law<\/span><\/li>\n<\/ol>\n<h3>Coverage offered under Workmen compensation policy :<\/h3>\n<ul>\n<li style=\"font-weight: 400;\"><b>Death:<\/b><span style=\"font-weight: 400;\"> Employer\u2019s statutory liabilities to employees when the employee dies in a workplace accident or illness. Therefore, Compensation is payable as mentioned in the Workmen&#8217;s Compensation Act, 1923. <\/span>Compensation payments will be higher than INR. 1, 20,000, or 50% of monthly wages X relevant factor (based on age) stated in Schedule IV of the Workmen Compensation Act, 1923.<\/li>\n<li style=\"font-weight: 400;\"><b>Permanent total disablement:<\/b><span style=\"font-weight: 400;\"> The policy covers the employer\u2019s statutory liabilities to employees when the injury is caused due to a workplace accident or illness. As a result, in permanent total disablement. <\/span>Compensation payments will be higher than INR. 1, 40,000, or 60% of monthly wages X relevant factor (based on age) stated in Schedule IV of the Workmen&#8217;s Compensation Act, 1923.<\/li>\n<li style=\"font-weight: 400;\"><b>Permanent partial disablement:<\/b><span style=\"font-weight: 400;\"> The policy covers the employer\u2019s statutory liabilities to employees when the injury is caused due to a workplace accident or illness. As a result, in permanent partial disablement, the calculation of compensation would be according to the<\/span> permanent total disablement. As well, depending on the percentage of disability.<\/li>\n<li style=\"font-weight: 400;\"><b>Temporary disablement:<\/b><span style=\"font-weight: 400;\"> policy covers the employer\u2019s statutory liabilities to employees when workplace injuries or illnesses result in temporary disablement. Therefore, 25% of the monthly wages is payable as compensation on a half-monthly basis.<\/span><\/li>\n<li style=\"font-weight: 400;\"><b>Medical and legal expenses: <\/b>Apart from these, there are many add-on covers or optional riders offered under the workmen compensation policy.\u00a0 Some of the riders offered are as follows:<\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Cover for contractor liability<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Occupational illness, etc<\/span><\/li>\n<\/ul>\n<h3><b>Exclusions in <\/b><b>workmen&#8217;s compensation policy :<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">Following are some of the exclusions in the <\/span><span style=\"font-weight: 400;\">workmen&#8217;s compensation policy<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Workplace accidents cause injuries. As a result, invasion or mutiny or some hostility and all sorts of revolution, rebellion, or military power are excluded from the workmen&#8217;s compensation policy.<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">It excludes all liabilities of the insured\u2019s contractors and their employees.<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">It excludes all liabilities which have been included in a particular contract. In fact, it does not declare at the time of the policy which under normal circumstances would not have been a liability<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Any injury or accident occurs at the workplace. Especially, negligence under intoxication and alcohol or even drug usage.<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">All self-inflicted injuries are caused by non-compliance or by disobeying certain laws and rules.<\/span><\/li>\n<\/ul>\n<h3><b>Who can buy a workmen&#8217;s compensation policy?<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">Any employer who employs \u2018workmen\u2019 as defined in the <\/span><span style=\"font-weight: 400;\">Workmen\u2019s Compensation Act<\/span><span style=\"font-weight: 400;\">, 1923 can buy a <\/span><span style=\"font-weight: 400;\">workmen&#8217;s compensation policy, and e<\/span><span style=\"font-weight: 400;\">mployees who are not defined as per the term \u2018workmen\u2019 in the <\/span><span style=\"font-weight: 400;\">Workmen\u2019s Compensation Act<\/span><span style=\"font-weight: 400;\">, 1923 can also be covered under Table B <\/span><span style=\"font-weight: 400;\">workmen compensation policy<\/span><span style=\"font-weight: 400;\">. <\/span><\/p>\n<h3><strong>Some of the examples of businesses\/employers who can seek workmen compensation insurance cover are as below \u2013<\/strong><\/h3>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Nuclear firms or companies\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Engineering firms and civil contractors<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Businesses that employ workers on a contract basis<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Builders and construction companies<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Farming companies<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Establishment of companies employing watchmen<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Indian companies or firms hiring workers abroad for menial jobs<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Shipowners and shipping companies, etc.<\/span><\/li>\n<\/ul>\n<h3>Summary Table: Workmen\u2019s Compensation Policy Framework<\/h3>\n<table data-path-to-node=\"3\">\n<thead>\n<tr>\n<td><strong>Feature<\/strong><\/td>\n<td><strong>Table A (Comprehensive)<\/strong><\/td>\n<td><strong>Table B (Basic Liability)<\/strong><\/td>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td><span data-path-to-node=\"3,1,0,0\"><b data-path-to-node=\"3,1,0,0\" data-index-in-node=\"0\">Statutory Scope<\/b><\/span><\/td>\n<td><span data-path-to-node=\"3,1,1,0\">WC Act 1923, Fatal Accidents Act 1855, and Common Law.<\/span><\/td>\n<td><span data-path-to-node=\"3,1,2,0\">Fatal Accidents Act 1855 and Common Law.<\/span><\/td>\n<\/tr>\n<tr>\n<td><span data-path-to-node=\"3,2,0,0\"><b data-path-to-node=\"3,2,0,0\" data-index-in-node=\"0\">Target Audience<\/b><\/span><\/td>\n<td><span data-path-to-node=\"3,2,1,0\">Employees strictly defined as &#8220;workmen&#8221; in the Act.<\/span><\/td>\n<td><span data-path-to-node=\"3,2,2,0\">Employees NOT defined as &#8220;workmen&#8221; in the Act.<\/span><\/td>\n<\/tr>\n<tr>\n<td><span data-path-to-node=\"3,3,0,0\"><b data-path-to-node=\"3,3,0,0\" data-index-in-node=\"0\">Death Benefit<\/b><\/span><\/td>\n<td><span data-path-to-node=\"3,3,1,0\">Higher of \u20b91,20,000 or 50% wages <span class=\"math-inline\" data-math=\"\\times\" data-index-in-node=\"33\">$\\times$<\/span> age factor.<\/span><\/td>\n<td><span data-path-to-node=\"3,3,2,0\">As per Common Law\/Fatal Accidents Act awards.<\/span><\/td>\n<\/tr>\n<tr>\n<td><span data-path-to-node=\"3,4,0,0\"><b data-path-to-node=\"3,4,0,0\" data-index-in-node=\"0\">Total Disability<\/b><\/span><\/td>\n<td><span data-path-to-node=\"3,4,1,0\">Higher of \u20b91,40,000 or 60% wages <span class=\"math-inline\" data-math=\"\\times\" data-index-in-node=\"33\">$\\times$<\/span> age factor.<\/span><\/td>\n<td><span data-path-to-node=\"3,4,2,0\">As per Common Law\/Fatal Accidents Act awards.<\/span><\/td>\n<\/tr>\n<tr>\n<td><span data-path-to-node=\"3,5,0,0\"><b data-path-to-node=\"3,5,0,0\" data-index-in-node=\"0\">Temp. Disability<\/b><\/span><\/td>\n<td><span data-path-to-node=\"3,5,1,0\">25% of monthly wages (half-monthly basis).<\/span><\/td>\n<td><span data-path-to-node=\"3,5,2,0\">Usually not covered under standard Table B.<\/span><\/td>\n<\/tr>\n<tr>\n<td><span data-path-to-node=\"3,6,0,0\"><b data-path-to-node=\"3,6,0,0\" data-index-in-node=\"0\">Add-on Options<\/b><\/span><\/td>\n<td><span data-path-to-node=\"3,6,1,0\">Medical\/Legal expenses and Contractor liability.<\/span><\/td>\n<td><span data-path-to-node=\"3,6,2,0\">Medical\/Legal expenses and Contractor liability.<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2><b>Benefits of workmen&#8217;s compensation policy :<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Following are some of the main advantages of the workmen&#8217;s compensation policy<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">The policy provides legal liability cover to employers to safeguard them against lawsuits from employees. Therefore relating to death and injuries caused by workplace accidents.<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">It provides protection to employees by way of covering job-related illnesses like asthma, bronchitis, etc.<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">The policy provides comprehensive protection to employees. In addition, giving them coverage for income loss along with, rehabilitation expenses<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">\u00a0Employees and employers do not have to pay extra costs with additional covers and extensions.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Workmen&#8217;s compensation policy offers bilinear benefits to an employer and the employee. Besides, for most businesses, a workmen&#8217;s compensation policy is a statutory requirement not just as a statutory need, every business needs a workmen&#8217;s compensation policy to protect its most valuable asset-human resources.<\/span><\/p>\n<h3 data-path-to-node=\"8\">Frequently Asked Questions (FAQs)<\/h3>\n<h4 data-path-to-node=\"9\"><b data-path-to-node=\"9\" data-index-in-node=\"0\">1. What is the difference between Table A and Table B coverage?<\/b><\/h4>\n<p data-path-to-node=\"9\"><strong>A)<\/strong> Table A is the standard for statutory compliance; it covers your liabilities under the Workmen\u2019s Compensation Act, 1923. Table B is designed for employees who are not technically &#8220;workmen&#8221; (like high-level management) but still need coverage against lawsuits filed under the Fatal Accidents Act or Common Law.<\/p>\n<h4 data-path-to-node=\"10\"><b data-path-to-node=\"10\" data-index-in-node=\"0\">2. How is the &#8220;Relevant Factor&#8221; used to calculate compensation?<\/b><\/h4>\n<p data-path-to-node=\"10\"><strong>A)<\/strong> The Relevant Factor is a multiplier based on the employee&#8217;s age, found in Schedule IV of the Act. Because younger employees have more years of potential earnings ahead of them, their &#8220;factor&#8221; is higher, resulting in a larger compensation payout for death or permanent disability.<\/p>\n<h4 data-path-to-node=\"11\"><b data-path-to-node=\"11\" data-index-in-node=\"0\">3. Does the policy cover accidents that happen during a &#8220;revolution&#8221; or &#8220;military rebellion&#8221;?<\/b><\/h4>\n<p data-path-to-node=\"11\"><strong>A)<\/strong> No. Most Workmen&#8217;s Compensation policies specifically exclude injuries or deaths resulting from <b data-path-to-node=\"11\" data-index-in-node=\"190\">war, invasion, mutiny, hostility, or military power<\/b>. These are considered extraordinary risks outside the scope of standard industrial insurance.<\/p>\n<h4 data-path-to-node=\"12\"><b data-path-to-node=\"12\" data-index-in-node=\"0\">4. Can an engineering firm cover their &#8220;contract labor&#8221; under this policy?<\/b><\/h4>\n<p data-path-to-node=\"12\"><strong>A)<\/strong> Yes, but it usually requires an <b data-path-to-node=\"12\" data-index-in-node=\"107\">additional rider<\/b>. Standard policies cover direct employees; however, engineering and construction firms can (and should) opt for &#8220;Cover for Contractor Liability&#8221; to protect themselves when third-party workers are on their sites.<\/p>\n<h4 data-path-to-node=\"13\"><b data-path-to-node=\"13\" data-index-in-node=\"0\">5. What happens if a worker develops &#8220;Occupational Asthma&#8221; after working for many years?<\/b><\/h4>\n<p data-path-to-node=\"13\"><strong>A)<\/strong> If the illness is directly linked to the work environment (like asthma from factory fumes), it is treated as a &#8220;workplace injury.&#8221; The policy provides coverage for such <b data-path-to-node=\"13\" data-index-in-node=\"258\">occupational illnesses<\/b>, though some insurers offer this as an optional rider rather than a core benefit.<\/p>\n<p><script type=\"application\/ld+json\">\n{\n  \"@context\": \"https:\/\/schema.org\",\n  \"@type\": \"FAQPage\",\n  \"mainEntity\": [\n    {\n      \"@type\": \"Question\",\n      \"name\": \"What is the difference between Table A and Table B coverage?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"A) Table A is the standard for statutory compliance; it covers your liabilities under the Workmen\u2019s Compensation Act, 1923. 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Because younger employees have more years of potential earnings ahead of them, their \\\"factor\\\" is higher, resulting in a larger compensation payout for death or permanent disability.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"Does the policy cover accidents that happen during a \\\"revolution\\\" or \\\"military rebellion\\\"?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"A) No. Most Workmen's Compensation policies specifically exclude injuries or deaths resulting from war, invasion, mutiny, hostility, or military power. These are considered extraordinary risks outside the scope of standard industrial insurance.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"Can an engineering firm cover their \\\"contract labor\\\" under this policy?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"A) Yes, but it usually requires an additional rider. Standard policies cover direct employees; however, engineering and construction firms can (and should) opt for \\\"Cover for Contractor Liability\\\" to protect themselves when third-party workers are on their sites.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"What happens if a worker develops \\\"Occupational Asthma\\\" after working for many years?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"A) If the illness is directly linked to the work environment (like asthma from factory fumes), it is treated as a \\\"workplace injury.\\\" The policy provides coverage for such occupational illnesses, though some insurers offer this as an optional rider rather than a core benefit.\"\n      }\n    }\n  ]\n}\n<\/script><\/p>\n<h4><b>About The Author<\/b><\/h4>\n<p><strong>Rahul Kumar\u00a0<\/strong><\/p>\n<p><span style=\"font-weight: 400;\">MBA Finance<\/span><\/p>\n<p><span style=\"font-weight: 400;\">With a wealth of experience in the insurance industry, Rahul is a seasoned writer specializing in articles related to workmen compensation policies (WC policies) for SecureNow. With 12 years of experience in the field, he has acquired in-depth knowledge and expertise in workmen compensation insurance, understanding its complexities and nuances. Their insightful articles provide valuable insights into the importance of WC policies for businesses and employees alike, offering practical advice and guidance on navigating the intricacies of insurance coverage. Trust him to deliver informative and engaging content, backed by years of experience and a passion for educating readers about insurance-related topics.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>For any organization, employees are the most valuable tangible assets. The human asset needs the most in the evolution of business in this competitive and dynamic business world.\u00a0 It&#8217;s important to safeguard the company\u2019s human assets from workplace hazards. There are some job profiles that would involve a higher risk of injury and even death. [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":10511,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"om_disable_all_campaigns":false,"_lmt_disableupdate":"no","_lmt_disable":"no","_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[297,295],"tags":[60],"class_list":["post-10510","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-features-workmen-compensation","category-workmen-compensation","tag-workmen-compensation-insurance-policy"],"acf":[],"modified_by":"SecureNow","_links":{"self":[{"href":"https:\/\/securenow.in\/insuropedia\/wp-json\/wp\/v2\/posts\/10510","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/securenow.in\/insuropedia\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/securenow.in\/insuropedia\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/securenow.in\/insuropedia\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/securenow.in\/insuropedia\/wp-json\/wp\/v2\/comments?post=10510"}],"version-history":[{"count":14,"href":"https:\/\/securenow.in\/insuropedia\/wp-json\/wp\/v2\/posts\/10510\/revisions"}],"predecessor-version":[{"id":36164,"href":"https:\/\/securenow.in\/insuropedia\/wp-json\/wp\/v2\/posts\/10510\/revisions\/36164"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/securenow.in\/insuropedia\/wp-json\/"}],"wp:attachment":[{"href":"https:\/\/securenow.in\/insuropedia\/wp-json\/wp\/v2\/media?parent=10510"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/securenow.in\/insuropedia\/wp-json\/wp\/v2\/categories?post=10510"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/securenow.in\/insuropedia\/wp-json\/wp\/v2\/tags?post=10510"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}