Learner’s with valid licence are covered by motor insurance

Published in Mint on Jan 07 2014, Written by Kapil Mehta My daughter, who has a learner’s licence, had an accident recently wherein she drove into a small shop. I want to know that since the car is in my name, will the insurance company compensate the shop owner? —M. Chabbra There are three implicit insurance […]

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Travel insurance doesn’t cover pre-existing conditions

Published in Mint on Sep 03 2013, Written by Kapil Mehta I want to get treated for asthma abroad. Will an overseas travel insurance cover that cost? —Saima Sarkar Your asthma will not be covered because pre-existing conditions are excluded in overseas travel insurance. A health insurance company declined my application saying that I had hypertension […]

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Frequent travellers should buy annual overseas travel insurance

Published in Mint on 18th March 2014, Written by Kapil Mehta How does one get an overseas mediclaim policy? Is it advisable to get one? —Nilofer Overseas mediclaim is meant for Indian residents who travel for short periods abroad. A variant covers Indian students studying overseas. It’s an absolute must-have because medical treatment overseas is […]

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Inform your auto insurer when moving to another city

Published in Mint on 13th   May 2014, Written by Kapil Mehta I will be shifting to another city soon and plan to take my car with me. I bought it just a few months ago and plan to get it registered there. Do I have to inform my insurance company that I am moving […]

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Buy health insurance and critical illness cover separately

Published in Mint on 29th April 2014, Written by Kapil Mehta I will be travelling by train from New Delhi to Kolkata to attend a cousin’s wedding. I will be carrying expensive jewellery. Can I insure it for the journey? —Karan Kapur The jewellery can be insured under marine or domestic travel insurance. However, there […]

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