Buying travel insurance Plan? Here’s a checklist

Given the present scenario, travel may be off-limits, however, one thing that Covid has emphasised is the risk of contracting the virus during long flights seem to be higher. It is always scary to fall sick in a foreign country, more so with an infection that requires isolation. Most insurance companies extending travel insurance responded […]

Read More

Learner’s with valid licence are covered by motor insurance

Published in Mint on Jan 07 2014, Written by Kapil Mehta My daughter, who has a learner’s licence, had an accident recently wherein she drove into a small shop. I want to know that since the car is in my name, will the insurance company compensate the shop owner? —M. Chabbra There are three implicit insurance […]

Read More

Travel insurance doesn’t cover pre-existing conditions

Published in Mint on Sep 03 2013, Written by Kapil Mehta I want to get treated for asthma abroad. Will an overseas travel insurance cover that cost? —Saima Sarkar Your asthma will not be covered because pre-existing conditions are excluded in overseas travel insurance. A health insurance company declined my application saying that I had hypertension […]

Read More

Frequent travellers should buy annual overseas travel insurance

Published in Mint on 18th March 2014, Written by Kapil Mehta How does one get an overseas mediclaim policy? Is it advisable to get one? —Nilofer Overseas mediclaim is meant for Indian residents who travel for short periods abroad. A variant covers Indian students studying overseas. It’s an absolute must-have because medical treatment overseas is […]

Read More

Inform your auto insurer when moving to another city

Published in Mint on 13th   May 2014, Written by Kapil Mehta I will be shifting to another city soon and plan to take my car with me. I bought it just a few months ago and plan to get it registered there. Do I have to inform my insurance company that I am moving […]

Read More

Buy health insurance and critical illness cover separately

Published in Mint on 29th April 2014, Written by Kapil Mehta I will be travelling by train from New Delhi to Kolkata to attend a cousin’s wedding. I will be carrying expensive jewellery. Can I insure it for the journey? —Karan Kapur The jewellery can be insured under marine or domestic travel insurance. However, there […]

Read More

How to select travel insurance

Last month as I was travelling to Germany for a business conference, my travel agent reminded me to buy a travel insurance policy. Germany is a Schengen country and Schengen countries necessitate valid overseas health insurance coverage when you visit. So, I searched and booked myself an international travel insurance plan. When I was searching […]

Read More

10 myths uncovered about travel insurance

A travel insurance policy is one that covers unforeseen financial losses which you might face when you are travelling. The policy covers all types of domestic and international travel and also cover a leisure trip or a business one. The coverage offered under a travel insurance plan is very relevant as you might face unavoidable […]

Read More