Frequent travellers should buy annual overseas travel insurance

Published in Mint on 18th March 2014, Written by Kapil Mehta How does one get an overseas mediclaim policy? Is it advisable to get one? —Nilofer Overseas mediclaim is meant for Indian residents who travel for short periods abroad. A variant covers Indian students studying overseas. It’s an absolute must-have because medical treatment overseas is […]

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Do not rely only on company health cover for dependants

Published in Mint on 27th May 2014, Written by Kapil Mehta My mother and father have retired and have no mediclaim. However, my wife and I have added them as dependants in our company health insurance. In my company, they are eligible for Rs.1 lakh as group cover and in my wife’s, they are eligible […]

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Standalone plans are available at prices similar to riders

Published in Mint on May 20 2014, Written by Kapil Mehta While buying a money-back policy, agents usually give a benefit illustration. How genuine are these? —Kamini Ghoshal When I hand a Rs.500 note to a shopkeeper, she invariably peers at it suspiciously. If she finds the right ink marks, holograms and dates, I get […]

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