Insurance sold by car dealers can be costly

Published in Mint, on 21st Feb 2017 If you are buying a new car, buying insurance for it is perhaps the last thing on your mind. Plus, the car dealer makes insurance purchase easy by bundling the policy with the deal. But the policy from the dealer can be expensive and you may get a […]

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What is deductible and how does it work?

It is likely that when browsing for insurance, you have stumbled upon the term ‘deductible’. What is a deductible and what are its implications if applied to your insurance policy? If these are questions you would like answered, this post is for you. What is a deductible? Deductible refers to a fixed amount applied to […]

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Tips to minimise your motor fleet insurance premium

The cost of operating a fleet can be considerable. A motor fleet insurance policy helps reduce the cost of maintenance and accidental wear and tear. And to make even more gains, you can apply the tips discussed here to ensure an affordable premium on your motor fleet insurance. Minimizing premium when buying motor fleet insurance […]

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Fleet insurance — the perfect policy for transport businesses

Handling a large number of vehicles is tough. In addition to regular maintenance, one has to consider exceptional events like accidents and damage. Managing related costs can be financially draining. This is where a motor fleet insurance policy comes in handy. It offers not only complete coverage against any loss or damage to the fleet […]

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Getting under the hood of motor insurance

Published in Mint on Apr 13 2016, Written by Kapil Mehta The most frequent insurance claims in India relate to motor accidents. Over 10,000 motor insurance claims are filed every day; in larger cities there are over 1,000 claims a day. The good news, if you can think of it like that, is that a […]

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Cancellation of motor insurance policy may be expensive

Published in Mint on, Jun 18 2013, Written by Kapil Mehta I met with an accident recently and my knee was fractured. Now I have recuperated. I want to know if ever the need for a knee replacement arises, will it be considered as a pre-existing disease? —Priyanka Singh When you decide to go in […]

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Standard car insurances exclude engine seizure due to water

Published in Mint on 16 February, 2016, Written by Abhishek Bondia I live in Chennai and during the floods last year, I was stuck in the rains in my car. It stopped mid-way in a partially submerged lane and wouldn’t start. When I claimed for the repair, the insurance company refused to pay my claim […]

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Learner’s with valid licence are covered by motor insurance

Published in Mint on Jan 07 2014, Written by Kapil Mehta My daughter, who has a learner’s licence, had an accident recently wherein she drove into a small shop. I want to know that since the car is in my name, will the insurance company compensate the shop owner? —M. Chabbra There are three implicit insurance […]

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