Right insurer for Group Personal Accident – Infographic

Finding the right insurer for Group Personal Accident With so many options in the market, choosing the right insurer for Personal Accident insurance can be confusing. The insurance pays a pre-determined amount when an employee has an accident that can benefit the employee or their family. The below infographic explains various factors that you should consider […]

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Personal Accident cover- Features (infographic)

Group Personal accident cover pays a fixed amount if an employee has an accident. This provides financial support in case of death or total or permanent disability. The infographic below explains the features of this policy. Group personal accident insurance covers accidental death, permanent partial or total disability, temporary total disability, and dismemberment of the […]

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What does personal accident Insurance cover?

Personal accident insurance cover pays a fixed amount if an employee has an accident. Following are the standard coverages in personal accident insurance: Accidental Death: Death because of a car crash, or any other unfortunate accident is covered in personal accident insurance. If the insured dies in an accident, the beneficiary receives compensation of 100% […]

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What Is Not Covered Under Group Personal Accident Insurance?

What Is Not Covered Under Group Personal Accident Insurance? The below-mentioned causes of injury or death are not covered under a group personal accident insurance: Natural Death Death or injury while under the influence of intoxicating liquor or drugs Death or injury while engaged in an adventure sport or hazardous activity Any pre-existing condition and […]

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Which type of organizations must buy a Group Personal Accident cover?

Although all kinds of organizations should include the risk of injury to their workers and employees, it is usually the ones with higher chances of an accident at the workplace, who must consider buying a Group Personal Accident cover. Depending on the risk their employees are exposed to, the following businesses should consider buying this […]

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What is an Accidental Death and Dismemberment Insurance coverage?

The accidental death and dismemberment insurance (AD&D) as the name suggests, covers accidental death and dismemberment. This additional rider comes along with the life insurance policy and the health insurance policy. It pays you or your beneficiary in case of death by accident and dismemberment. The loss includes loss of any of your body parts […]

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Why Group Personal Accidental Insurance?

Employees are important for the continuity of any firm’s operations. So, it becomes very important to protect them against unfortunate events that can result in partial or permanent disability or even death of the employee. The group personal accident insurance offers this cover to the employees on behalf of the employer. The group personal accident […]

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How does the Group Personal Accident cover benefits your organization?

It is the responsibility of the employer to protect its employees. The employees being important part of the organization, the group personal accident cover helps in protecting the employees. The policy cover helps in covering the medical expenses and other compensation to the employees in case of any accident or injury and against other unfortunate […]

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What is covered under Group Personal Accident Insurance?

The extent of the coverage of the group personal accident cover depends on the terms of the plan. In this article we’ll get to know what is covered under group personal accident insurance. Coverage Under Group Personal Accident Insurance Generally, the following covers are provided by most of the group personal accident insurance policies: Accidental […]

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