Personal Accident insurance – Right price (Infographic)

With so many options in the market, paying the right price for Personal Accident insurance can be confusing. The insurance pays a pre-determined amount when an employee has an accident that can benefit the employee or their family. The below infographic explains various factors that influence the premium of this policy. The typical cover offered […]

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Right insurer for Group Personal Accident – Infographic

Finding the right insurer for Group Personal Accident With so many options in the market, choosing the right insurer for Personal Accident insurance can be confusing. The insurance pays a pre-determined amount when an employee has an accident that can benefit the employee or their family. The below infographic explains various factors that you should consider […]

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Personal Accident insurance – Claims process (Infographic)

While making a claim under group personal accident insurance, the employer needs to give complete personal information with required documents. Claims can be rejected if the documentation is incorrect, or the claim involves an excluded condition The infographic below explains how SecureNow offers an easy claim process. This policy can also provide tax benefits to […]

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Importance of a Personal Accident plan – Infographic

Importance of a Personal Accident plan A personal accident plan pays a pre-determined amount when an employee has an accident. When an employee has an accident there is an important expectation that the employer will pay compensation. If the accident is on company premises or company work then the law may also require compensation to […]

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What does personal accident Insurance cover?

What does personal accident Insurance cover? Personal accident insurance pays a fixed amount if an employee has an accident. Following are the standard coverage in personal accident insurance: 1. Accidental Death: Death because of a car crash, or any other unfortunate accident is covered in personal accident insurance. In case of death of insured due […]

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What are the different types of Disabilities covered under a Group Personal Accident Plan?

What are the different types of Disabilities covered under a Group Personal Accident Plan? Group personal accident insurance plans cover diverse types of disabilities. The disabilities caused by accidents are classified under the following three sections for determining compensation: Permanent Total Disablement (PTD) Permanent Partial Disablement (PPD) Temporary Total Disablement (TTD) Permanent total disablement refers […]

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What Is Not Covered Under Group Personal Accident Insurance?

What Is Not Covered Under Group Personal Accident Insurance? The below-mentioned causes of injury or death are not covered under a group personal accident insurance: Natural Death Death or injury while under the influence of intoxicating liquor or drugs Death or injury while engaged in an adventure sport or hazardous activity Any pre-existing condition and […]

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What is considered an accidental injury in personal accident insurance?

What is considered an accidental injury in personal accident insurance? Accidental injury as the name suggest delineates all those types of injuries which are the outcome of a mishap. Falls, cuts, burns, road accidents, bites, stings and drowning are examples of accidental injuries. Accidents can happen at any time and accidental injury is a significant […]

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How is the Claim Processed Under Group Personal Accident Insurance?

The claim process for a group personal accident insurance is mentioned below Steps to follow in case of a death claim Assignee named under the policy should immediately notify the policy issuing office. Submit the claim form along with the death certificate, post-mortem report, police report and original copy of the policy. Documents Required Claim […]

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