Things to remember when choosing group health insurance

  Things to remember when choosing group health insurance The importance of medical insurance has only increased post Covid-19. For employers, this means selecting the right group health insurance for their employees. The best group mediclaim policy would be one that offers the maximum benefits at a reasonable cost. If you are an employer looking […]

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Features of Group Health Insurance

A group health insurance plan provides medical coverage at very affordable premiums. Individual members of a group get automatic coverage under the master policy if the group buys insurance for them. Let’s see the features of Group Health Insurance Who can buy group health insurance?  Recognized groups, such as employer-employees, trade unions, clubs, associations, etc., […]

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Factors affecting the cost of a group health insurance policy

A group health insurance policy covers many individuals under a single policy. An insurer will issue a master group medical insurance policy to recognized groups. It will have the names of all insured members. When new individuals join the group, the policy covers them by default. So, there are various factors affecting the cost of […]

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Choose the right group health insurer

In India, almost all well-established corporates have a group health insurance policy for their employees. With more than 20 group medical insurance providers in the market, choosing the best group mediclaim policy in India can be daunting. That being said, if you keep a few key aspects in mind, you can actually choose the right […]

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Filing a claim under group health insurance policy

The process for filing a claim under a group health insurance policy depends on the hospital and the type of treatment. Claiming health insurance in-network hospitals A network hospital is one that has a tie-up with an insurer. Members covered under group health insurance can get cashless hospitalization from network hospitals. This means that the […]

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What is General Insurance?

Any insurance other than the life insurance is called as general insurance. There are certain principles that guide any insurance contract, the principle of indemnity being one of them. This principle states that the insured should not profit out of the insurance claim, i.e. insurance contract is supposed to return less than or equal to […]

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What is deductible in Insurance and how does it work?

It is likely that when browsing for insurance, you have stumbled upon the term ‘deductible’. What is a deductible and what are its implications if applied to your insurance policy? If these are questions you would like answered, this post is for you. What is a deductible? Deductible refers to a fixed amount applied to […]

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Five healthcare benefits only available in a Group Health Insurance Policy

One of the most important goals that any employer seeks to achieve is employee satisfaction. An organisation may provide various facilities to make its employees feel comfortable. These include suitable parking space in the office area, good-quality stationery and free beverages or decent food options in the office canteen. Some organisations also organise free medical […]

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How to buy a Group Health Policy?

A Group Health policy is a health insurance cover that provides protection to a group of people who can be members of a society, the employees of a common employer, or the professionals in a common group. Employers usually take a group health policy for their employees to cover their medical risks and expenses. Health […]

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